Cultopé
ActiveCultopé has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43k and a net result of €10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 73% of 13061 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency97▼-2
Growth78=
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.07 against 2.39 in 2024), and 43.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.7%
Return on assets
13.2%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €43k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
2023
30 d late
2022
8 d late
2021
41 d early
2020
26 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€43k▲ 30.2%
2024 · €33k
2018: €20k
2019: €13k
2020: €9k
2021: €16k
2022: €11k
2023: €17k
2024: €33k
2018 → 2025
Total assets
€75k▲ 45.2%
2024 · €52k
2018: €65k
2019: €48k
2020: €38k
2021: €40k
2022: €37k
2023: €40k
2024: €52k
2018 → 2025
Net result
€10k▼ 36.8%
2024 · €16k
2018: €1k
2019: €-7k
2020: €-4k
2021: €7k
2022: €-5k
2023: €6k
2024: €16k
2018 → 2025
Working capital
€35k▲ 32.4%
2024 · €26k
2018: €16k
2019: €12k
2020: €6k
2021: €13k
2022: €8k
2023: €13k
2024: €26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€16k-€11k▼ 31.2%€17k▲ 57.5%€33k▲ 91.4%€43k▲ 30.2%
Operating result€8k-€-4k€8k€21k▲ 168%€15k▼ 26.4%
Net result€7k-€-5k€6k€16k▲ 151%€10k▼ 36.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75k
Fixed assets
€8k▲ 21.0%
Current assets
€67k▲ 48.6%
Equity and liabilities €75k
Equity
€43k▲ 30.2%
Debt
€32k▲ 71.0%
The debt ratio rises from 36.7% to 43.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€18k▼
2024 · €23k
Cash flow
€12k▼
2024 · €17k
Solvency
56.7%▼
2024 · 63.3%
Current ratio
2.07▼
2024 · 2.39
Quick ratio
1.54▲
2024 · 1.46
Debt / equity
0.76▲
2024 · 0.58
ROE
23.2%▼
2024 · 47.8%
ROA
13.2%▼
2024 · 30.2%
Interest coverage
16.76▼
2024 · 17.73
Debt
€32k▲
2024 · €19k
Debt ≤ 1 year
€32k▲
2024 · €19k
Income taxes
€5k▲
2024 · €4k
Staff costs
€15k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€52k€75k▲
Fixed assets21/28€6k€8k▲
Tangible fixed assets22/27€6k€7k▲
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€4k€4k▼
Financial fixed assets28€594€594=
Current assets29/58€45k€67k▲
Stocks and contracts in progress3€18k€17k▼
Stocks30/36€18k€17k▼
Amounts receivable within one year40/41€16k€17k▲
Trade receivables40€1k€167▼
Other amounts receivable41€14k€17k▲
Cash at bank and in hand54/58€12k€31k▲
Deferred charges and accrued income490/1€398€2k▲
Equity and liabilities
Total equity and liabilities10/49€52k€75k▲
Equity10/15€33k€43k▲
Contributions10/11€6k€6k=
Reserves13€27k€36k▲
Distributable reserves133€27k€36k▲
Amounts payable17/49€19k€32k▲
Amounts payable within one year42/48€19k€32k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€6k€11k▲
Suppliers440/4€6k€11k▲
Taxes, remuneration and social security45€13k€21k▲
Taxes450/3€13k€20k▲
Remuneration and social security454/9€781€858▲
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€13k€15k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€37k€34k▼
Operating profit (loss)9901€21k€15k▼
Financial income75/76B€381€696▲
Recurring financial income75€381€696▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€20k€15k▼
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€16k€10k▼
Profit (loss) for the period to be appropriated9905€16k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€10k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€16k€10k▼
To the legal reserve6920€16k€10k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Highest result since 2018net €16k ▲151%
Operating result €21k, net result €16k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-7k ▼683%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wetteren · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Den Blakkenlaan 29230 WetterenGround area
904 m²
Building footprint
142 m²
Volume, LiDAR
658 m³
2 parcels, Flanders · tallest building 13.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Cultuurcafé De Nova
since 20062.155.002.676
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42302D0652/00M000 | Flanders | 687 m² | 1 · 142 m² | 13.0 m · 2 fl. |
| 42302E0714/00L000 | Flanders | 216 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteWetteren2.155.002.676
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LAUDO-INVEST
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Horecatoppers
BE 0681.731.638
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Beertje
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JAN THAI
BE 0885.525.866
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Of 20,234 companies in sector 56111 we hold annual accounts for 11,312. 9,637 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-2006
Fiscal year end31-12
Activities, NACEBEL
55301
55401
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.