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Cuenta Conmigo

Active
Private limited companyfounded 20206 yrs activeRue du Baty(WB) 8, 6224 Fleurus, BelgiumKBO/BCE: BE 0746.958.495
Summary

Cuenta Conmigo has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,096 and a net result of €6,491. Equity is shrinking by ~24.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 8% of 3825 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
Cuenta ConmigoActiveChecked score 88/100
Risk analysis ReportCompare

Overview

Activity
Certified accountants and tax accountants
NACE 69201Legal and accounting activities NACE 69202
1 site
Size
€128,226total assets 2025
Equity
€3,096
Profit
€6,491
Financial health
88 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 21 d early0 of 6 deeds read
Why 88- 1 of the last 3 late+ Sector Legal and accounting activities (NACE 69)+ Size: total assets €128,226+ Figures for FY 2025 (filed 10-07-2026)Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Better than 30% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 27+5
equity 2.4% of total assets
Liquidity 30-8
short-term debt 50.4% · cash 4.0%
Profitability 45+36
return on assets 5.1%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (19,836 companies)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● 0.0% vs 11-2024lowest value 01-2025: < 0.1%● 0.0% vs 12-2024lowest value 02-2025: < 0.1%● 0.0% vs 01-2025lowest value 03-2025: 0.1%▲ +28.6% vs 02-2025 04-2025: 0.1%▲ +12.7% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%▲ +8.5% vs 05-2025 07-2025: 0.1%▲ +16.9% vs 06-2025 08-2025: 0.2%▲ +72.2% vs 07-2025 09-2025: 0.3%▲ +86.5% vs 08-2025 10-2025: 0.3%● 0.0% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%▲ +1.0% vs 11-2025 01-2026: 0.3%▲ +3.4% vs 12-2025 02-2026: 0.3%● 0.0% vs 01-2026 03-2026: 0.4%▲ +21.5% vs 02-2026 04-2026: 0.4%▲ +2.2% vs 03-2026 05-2026: 0.4%▲ +8.3% vs 04-2026 06-2026: 0.4%▲ +2.0% vs 05-2026 07-2026: 0.5%▲ +9.2% vs 06-2026highest value 08-2026: 0.1%▼ -67.0% vs 07-2026 09-2026: 0.1%▼ -3.4% vs 08-2026 10-2026: 0.1%▼ -0.7% vs 09-2026
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • Size: total assets €128,226 lowers the probability for this profile
  • Figures for FY 2025 (filed 10-07-2026) lowers the probability
  • 1 of the last 3 late raises the probability
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 7%, liquidity 9%, profitability 10%, growth against the median 95%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €128,226
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 10-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 3825 sector peers (2025).
NBB · sector comparison
Position among 3825 sector peers
Solvency
better than 8%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
21 d early
2024
31 d late
2023
22 d late
2022
30 d early
2021
72 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 July (4 of the last 5 filed years within 51 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Back to profitnet €6,491
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Caution: Among the weakest 5% on equitysector median €274,379 · 3,825 companies €3,096 View
  • Total assets 20255 fiscal years filed €128,226 View
  • Active since 2020founded 15-05-2020 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€128,226
Profit
€6,491
Solvency
2.4%
Total assets▼ 4.3%
Net result
20212025
Go to Financials

Timeline

Events
8
Since
2022
Next accounts
by 31-07-2027
  1. 10-07-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 31-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Certified accountants and tax accountantsNACE 69201
Founded
15-05-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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