Cubitec
ActiveCubitec has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €295k and a net result of €95k. Equity is growing by ~102.2% per year across the filed fiscal years. Its solvency ranks better than 41% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+1
Solvency60▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.05 in 2024; short-term debt: 54.1% and cash: 12.6% of total assets), and 65% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35%
Return on assets
11.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
14 d early
2024
28 d late
2023
12 d early
2022
69 d early
2021
44 d early
2020
1 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€295k▲ 47.2%
2024 · €200k
2019: €43k
2020: €7k
2021: €18k
2022: €34k
2023: €133k
2024: €200k
2019 → 2025
Total assets
€843k▲ 32.4%
2024 · €637k
2019: €166k
2020: €511k
2021: €469k
2022: €644k
2023: €727k
2024: €637k
2019 → 2025
Net result
€95k▲ 39.9%
2024 · €68k
2019: €21k
2020: €-36k
2021: €10k
2022: €16k
2023: €209k
2024: €68k
2019 → 2025
Working capital
€81k▲ 296%
2024 · €20k
2019: €-18k
2020: €189k
2021: €182k
2022: €143k
2023: €122k
2024: €20k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€34k▲ 92.4%€133k▲ 291%€200k▲ 51.0%€295k▲ 47.2%
Operating result€13k-€24k▲ 85.1%€256k▲ 946%€80k▼ 68.6%€146k▲ 81.6%
Net result€10k-€16k▲ 58.2%€209k▲ 1,183%€68k▼ 67.6%€95k▲ 39.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 82% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €843k
Fixed assets
€306k▲ 70.1%
Current assets
€537k▲ 17.5%
Equity and liabilities €843k
Equity
€295k▲ 47.2%
Debt
€548k▲ 25.5%
The debt ratio falls from 68.5% to 65.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€191k▲
2024 · €101k
Cash flow
€140k▲
2024 · €89k
Solvency
35.0%▲
2024 · 31.5%
Current ratio
1.18▲
2024 · 1.05
Quick ratio
1.18▲
2024 · 1.05
Debt / equity
1.86▼
2024 · 2.18
ROE
32.1%▼
2024 · 33.8%
ROA
11.2%▲
2024 · 10.6%
Interest coverage
5.98▼
2024 · 37.62
Debt
€548k▲
2024 · €436k
Debt ≤ 1 year
€456k▲
2024 · €436k
Income taxes
€27k▲
2024 · €10k
Staff costs
€216▲
2024 · €-24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€637k€843k▲
Fixed assets21/28€180k€306k▲
Intangible fixed assets21€158k€286k▲
Tangible fixed assets22/27€13k€11k▼
Furniture and vehicles24€9k€9k▲
Other tangible fixed assets26€4k€2k▼
Financial fixed assets28€9k€9k▲
Current assets29/58€457k€537k▲
Amounts receivable within one year40/41€336k€414k▲
Trade receivables40€250k€386k▲
Other amounts receivable41€86k€28k▼
Current investments50/53€250€250=
Cash at bank and in hand54/58€113k€106k▼
Deferred charges and accrued income490/1€8k€17k▲
Equity and liabilities
Total equity and liabilities10/49€637k€843k▲
Equity10/15€200k€295k▲
Contributions10/11€25k€25k=
Reserves13€175k€270k▲
Distributable reserves133€175k€270k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€436k€548k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€436k€456k▲
Current portion of amounts payable after more than one year42€132k€35k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€302k€376k▲
Suppliers440/4€302k€376k▲
Taxes, remuneration and social security45€0€40k▲
Taxes450/3€0€40k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€2k€4k▲
Accrued charges and deferred income492/3-€92k
Income statement
Code20242025
Remuneration, social security and pensions62€-24k€216▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€45k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€7k
Other operating charges640/8€1k€9k▲
Gross operating margin9900€78k€207k▲
Operating profit (loss)9901€80k€146k▲
Financial income75/76B€303€7k▲
Recurring financial income75€303€7k▲
Financial charges65/66B€3k€32k▲
Recurring financial charges65€3k€32k▲
Profit (loss) for the period before taxes9903€78k€121k▲
Income taxes67/77€10k€27k▲
Profit (loss) for the period9904€68k€95k▲
Profit (loss) for the period to be appropriated9905€68k€95k▲
Appropriation of the result
Profit (loss) to be appropriated9906€68k€95k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€68k€95k▲
To other reserves6921€68k€95k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial
Equity above €200kEq €200k ▲51%
4 profitable years in a row build equity to €200k.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2019net €209k ▲1183%
Operating result €256k, net result €209k, both a record.
31-12
Financial
Equity above €100kEq €133k ▲291%
3 profitable years in a row build equity to €133k.
23-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-36k ▼274%
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 1.77
Current ratio from 0.83 to 1.77.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
29-10-2020
Resigned as Director
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Uitbreidingstraat 662600 AntwerpenGround area
2,372 m²
Building footprint
792 m²
Volume, LiDAR
15,969 m³
Parcel 11303B0445/00F008, Flanders · tallest building 23.9 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Cubitec
since 20182.285.143.420
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303B0445/00F008 | Flanders | 2,372 m² | 1 · 792 m² | 23.9 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
2 connected companiesNetwork connections
Shared address
→
Shared address
→
Public money · subsidies and aid
Flemish government
2022 to 2023 · 4 entries · 5,165 EUR awarded · 4,902 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 548 EUR | 402 EUR |
| 2022 | 3 | 4,617 EUR | 4,500 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Subsidies voor internationaal ondernemen
Similar companies · same sector, comparable size
Y.Dea
BE 0875.231.295
Tienen · Eq €295k
Talking IT Consulting
BE 0847.230.860
Mons · Eq €295k
iVECS
BE 0816.583.018
Kortemark · Eq €295k
SKYVIEW BALLOONS
BE 0465.774.501
Zwevegem · Eq €295k
PDM Services
BE 0884.694.834
Maldegem · Eq €295k
Of 29,997 companies in sector 62200 we hold annual accounts for 18,386. 13,793 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2018
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.