CTymmo
ActiveCTymmo has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €56k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 50% of 9098 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
78
/ 100
Excellent▲ +25 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency54▲+30
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 0.98 in 2024), and 68.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.4%
Return on assets
29.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
31 d late
2023
37 d early
2022
62 d early
2021
88 d early
2020
66 d early
2019
65 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€56k▼ 6.3%
2024 · €60k
2018: €6k
2019: €27k
2020: €22k
2021: €49k
2022: €40k
2023: €47k
2024: €60k
2018 → 2025
Working capital
€16k
2024 · €-2k
2018: €17k
2019: €23k
2020: €15k
2021: €13k
2022: €17k
2023: €12k
2024: €-2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€53k-€54k▲ 0.5%€54k▲ 0.8%€40k▼ 25.8%€60k▲ 49.4%
Operating result€68k-€58k▼ 14.4%€66k▲ 12.2%€81k▲ 24.1%€78k▼ 4.5%
Net result€49k-€40k▼ 17.8%€47k▲ 17.8%€60k▲ 26.6%€56k▼ 6.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €191k
Fixed assets
€99k▼ 7.9%
Current assets
€92k▲ 0.6%
Equity and liabilities €191k
Equity
€60k▲ 49.4%
Debt
€131k▼ 17.5%
The debt ratio falls from 79.8% to 68.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€90k▼
2024 · €93k
Cash flow
€68k▼
2024 · €72k
Solvency
31.4%▲
2024 · 20.2%
Current ratio
1.21▲
2024 · 0.98
Quick ratio
1.21▲
2024 · 0.98
Debt / equity
2.18▼
2024 · 3.95
ROE
94.0%▼
2024 · 149.9%
ROA
29.5%▼
2024 · 30.3%
Interest coverage
49.19▲
2024 · 46.72
Debt
€131k▼
2024 · €158k
Debt ≤ 1 year
€76k▼
2024 · €93k
Debt > 1 year
€55k▼
2024 · €65k
Income taxes
€20k▲
2024 · €20k
Staff costs
€72k▲
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€198k€191k▼
Fixed assets21/28€107k€99k▼
Tangible fixed assets22/27€107k€99k▼
Land and buildings22€84k€82k▼
Plant, machinery and equipment23€12k€8k▼
Furniture and vehicles24€10k€8k▼
Current assets29/58€91k€92k▲
Amounts receivable within one year40/41€6k€11k▲
Trade receivables40€1k€2k▲
Other amounts receivable41€5k€9k▲
Current investments50/53€63k€56k▼
Cash at bank and in hand54/58€14k€16k▲
Deferred charges and accrued income490/1€9k€9k▲
Equity and liabilities
Total equity and liabilities10/49€198k€191k▼
Equity10/15€40k€60k▲
Contributions10/11€6k€6k=
Reserves13€23k€8k▼
Distributable reserves133€23k€8k▼
Profit (loss) carried forward14€11k€46k▲
Amounts payable17/49€158k€131k▼
Amounts payable after more than one year17€65k€55k▼
Financial debts170/4€65k€55k▼
Amounts payable within one year42/48€93k€76k▼
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€13k€2k▼
Suppliers440/4€13k€2k▼
Taxes, remuneration and social security45€21k€38k▲
Taxes450/3€12k€26k▲
Remuneration and social security454/9€9k€12k▲
Other amounts payable47/48€49k€26k▼
Income statement
Code20242025
Remuneration, social security and pensions62€52k€72k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲
Other operating charges640/8€7k€8k▲
Gross operating margin9900€153k€170k▲
Operating profit (loss)9901€81k€78k▼
Financial income75/76B€615€432▼
Recurring financial income75€615€432▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€80k€76k▼
Income taxes67/77€20k€20k▲
Profit (loss) for the period9904€60k€56k▼
Profit (loss) for the period to be appropriated9905€60k€56k▼
Appropriation of the result
Profit (loss) to be appropriated9906€61k€67k▲
Profit (loss) brought forward from the previous period14P€939€11k▲
Transfer from equity791/2€24k€15k▼
Profit to be distributed694/7€74k€37k▼
Return on contributions (dividend)694€74k€37k▼
Social balance
Average headcount (FTE)90871.01.6▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 31 days late
2024
31-12
Financial
Highest result since 2018net €60k ▲26.6%
Operating result €81k, net result €60k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
04-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
26-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
27-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
22-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
24-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Victor Allardstraat 861180 UkkelGround area
846 m²
Building footprint
569 m²
Volume, LiDAR
7,751 m³
2 parcels, Brussels · tallest building 27.3 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
CTymmo
since 20152.249.118.313
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21005A0420/00T009 | Brussels | 586 m² | 1 · 491 m² | 27.2 m · 8 fl. |
| 21616A0162/00B002 | Brussels | 259 m² | 1 · 78 m² | 17.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MAYORDOMO
BE 0798.929.513
Sint-Niklaas · Eq €60k
BURO A
BE 0420.721.662
Menen · Eq €60k
RuKa Management & Consulting
BE 0806.606.864
Beringen · Eq €60k
ILLUGIE
BE 0837.056.055
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ASA Gestion et Maintenance
BE 0739.899.865
Brussel · Eq €60k
Of 3,753 companies in sector 68321 we hold annual accounts for 1,381. 920 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-11-2015
Fiscal year end31-12
Activities, NACEBEL
68321Property management for co-owned buildings (syndics)
68110Buying and selling of own real estate
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.