RuKa Management & Consulting
ActiveRuKa Management & Consulting has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €-3k. Equity is shrinking by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 37% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▼-12
Solvency39▼-2
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.33 against 0.78 in 2024; short-term debt: 24.7% and cash: 2.7% of total assets), and 85.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.5%
Return on assets
-0.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
15 d early
2023
36 d early
2022
59 d early
2021
31 d late
2020
9 d late
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€60k▼ 4.2%
2024 · €62k
2018: €78k
2019: €92k
2020: €57k
2021: €2k
2022: €29k
2023: €79k
2024: €62k
2018 → 2025
Total assets
€413k▲ 3.2%
2024 · €400k
2018: €561k
2019: €579k
2020: €371k
2021: €366k
2022: €364k
2023: €383k
2024: €400k
2018 → 2025
Net result
€-3k
2024 · €9k
2018: €900
2019: €15k
2020: €-35k
2021: €-55k
2022: €27k
2023: €50k
2024: €9k
2018 → 2025
Working capital
€-68k▼ 194%
2024 · €-23k
2018: €50k
2019: €82k
2020: €-18k
2021: €-23k
2022: €-14k
2023: €1k
2024: €-23k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2k-€29k▲ 1,271%€79k▲ 173%€62k▼ 20.8%€60k▼ 4.2%
Operating result€-42k-€40k€70k▲ 75.8%€27k▼ 61.6%€13k▼ 50.2%
Net result€-55k-€27k€50k▲ 86.4%€9k▼ 81.6%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €413k
Fixed assets
€379k▲ 18.8%
Current assets
€34k▼ 58.4%
Equity and liabilities €413k
Equity
€60k▼ 4.2%
Debt
€353k▲ 4.6%
The debt ratio rises from 84.4% to 85.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€36k▼
2024 · €44k
Cash flow
€20k▼
2024 · €26k
Solvency
14.5%▼
2024 · 15.6%
Current ratio
0.33▼
2024 · 0.78
Quick ratio
0.33▼
2024 · 0.78
Debt / equity
5.91▲
2024 · 5.41
ROE
-4.3%▼
2024 · 14.7%
ROA
-0.6%▼
2024 · 2.3%
Interest coverage
2.61▼
2024 · 3.65
Debt
€353k▲
2024 · €337k
Debt ≤ 1 year
€102k▼
2024 · €104k
Debt > 1 year
€236k▲
2024 · €231k
Income taxes
€2k▼
2024 · €6k
Staff costs
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€400k€413k▲
Fixed assets21/28€319k€379k▲
Intangible fixed assets21€3k-
Tangible fixed assets22/27€316k€379k▲
Land and buildings22€292k€312k▲
Plant, machinery and equipment23€2k€2k▲
Furniture and vehicles24€22k€65k▲
Current assets29/58€81k€34k▼
Amounts receivable within one year40/41€31k€16k▼
Trade receivables40€30k€14k▼
Other amounts receivable41€236€2k▲
Cash at bank and in hand54/58€45k€11k▼
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€400k€413k▲
Equity10/15€62k€60k▼
Contributions10/11€6k€6k=
Reserves13€56k€56k=
Distributable reserves133€56k€56k=
Profit (loss) carried forward14-€-3k
Amounts payable17/49€337k€353k▲
Amounts payable after more than one year17€231k€236k▲
Financial debts170/4€231k€236k▲
Amounts payable within one year42/48€104k€102k▼
Current portion of amounts payable after more than one year42€27k€29k▲
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€3k€3k▼
Taxes450/3€2k€3k▲
Remuneration and social security454/9€1k-
Other amounts payable47/48€70k€68k▼
Accrued charges and deferred income492/3€3k€15k▲
Income statement
Code20242025
Remuneration, social security and pensions62€4k€3k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€23k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€52k€44k▼
Operating profit (loss)9901€27k€13k▼
Financial income75/76B€0€11▲
Recurring financial income75€0€11▲
Financial charges65/66B€12k€14k▲
Recurring financial charges65€12k€14k▲
Profit (loss) for the period before taxes9903€15k€-484▼
Income taxes67/77€6k€2k▼
Profit (loss) for the period9904€9k€-3k▼
Profit (loss) for the period to be appropriated9905€9k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€-3k▼
Transfer from equity791/2€26k-
Transfer to equity691/2€9k-
To other reserves6921€9k-
Profit to be distributed694/7€26k-
Return on contributions (dividend)694€26k-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €50k ▲86.4%
Operating result €70k, net result €50k, both a record.
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €27k
Net result €27k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-55k
Net result drops to €-55k, the lowest in the series; recovery starts the following year.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sportlaan 123582 BeringenGround area
1,281 m²
Building footprint
180 m²
Volume, LiDAR
872 m³
Parcel 71029B2112/00R000, Flanders · tallest building 6.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
helderr
since 20082.174.101.382
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71029B2112/00R000 | Flanders | 1,281 m² | 1 · 180 m² | 6.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 583 EUR awarded · 583 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 583 EUR | 583 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,766 companies in sector 68321 we hold annual accounts for 1,390. 925 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-09-2008
Fiscal year end31-12
Activities, NACEBEL
68321Property management for co-owned buildings (syndics)
68201Renting and operating of own or leased residential real estate, excluding social housing
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.