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Complete company report
Generated 13-08-2026
Active BE 0811.829.028Private limited company (pre-2019)Open bankruptcy

CTH

· 17 yrs active
Sector: Algemene bouw van residentiële gebouwen (41001)
Conclusion Checked

A bankruptcy procedure is open for CTH according to publications in the Belgian State Gazette. The 2022 annual accounts show equity of €4k and a net result of €4k.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €4k
Net result €4k
Better than sector 25%
Active 17 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health15Profitability100Solvency61Growth78Stability0
51 / 100

Mixed profile: strong on profitability, weaker on stability.

All 5 axes are computed from data Checked has read.

Health 15
Profitability 100
Solvency 61
Growth 78
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2022 · computed
15 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2022 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 31-10-2023 with the NBB · fiscal year 2022 · micro
€-40k€-20k€0€20kRevenue 2018: €0€0Net result 2018: €-35k€-35kRevenue 2019: €0€0Net result 2019: €-35k€-35kNet result 2020: €-35k€-35kOperating result 2021: €23k€23kNet result 2021: €18k€18kOperating result 2022: €5k€5kNet result 2022: €4k€4k20182019202020212022
RevenueOperating resultNet result
Sector comparison
Fiscal year 2022 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 13.8% 35.6%
better than 25% of 2230 sector peers
Net result €4k €10k
better than 35% of 2224 sector peers
Equity €4k €22k
better than 18% of 2235 sector peers
Gross operating margin €6k €25k
better than 22% of 2218 sector peers
Total assets €29k €73k
better than 22% of 2232 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€0
- 18-22
Net profit
€4k
-78.0% 18-22
Cash flow
€-35k
0.0% 18-22
Total assets
€29k
+18.3% 18-22
Equity
€4k
+10369.5% 18-22
Working capital
€21k
+23.4% 18-22
Income taxes
€1k
-79.4% 18-22
Debt
€8k
+6.9% 18-22
Debt ≤ 1y
€8k
+6.9% 18-22
Debt > 1y
€6k
0.0% 18-22
Current ratio
3.57
+10.6% 18-22
Quick ratio
3.57
+10.6% 18-22
Solvency
13.8%
+8749.3% 18-22
Debt / equity
2.03
-99.0% 18-22
ROE
99.0%
-99.8% 18-22
ROA
13.7%
-81.4% 18-22
Figures by fiscal year
Fiscal year2022
Depositmicro
Revenue-
EBITDA-
Net profit€4k
Cash flow-
Staff costs-
Income taxes€1k
Dividends-
Total assets€29k
Equity€4k
Debt€8k
of which ≤ 1y€8k
of which > 1y-
Working capital€21k
Employees (FTE)-
Ratios (computed)
2022
Current ratio3.57
Quick ratio3.57
Working capital ratio72.0%
Solvency13.8%
Debt / equity2.03
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA13.7%
ROE99.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€29k
Current assets 29/58€29k
Amounts receivable within one year 40/41€29k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€29k
Equity 10/15€4k
Contributions / capital 10/11€6k
Reserves 13€11k
Accumulated profits (losses) 14€-13k
Provisions & deferred taxes 16€17k
Amounts payable 17/49€8k
Amounts payable within one year 42/48€8k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€6k
Operating result 9901€5k
Financial charges 65€85
Result before taxes 9903€5k
Income taxes 67/77€1k
Net result for the period 9904€4k
Result to be appropriated 9905€4k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 1 directors
Former directors (1)
  • Sferlazza Roberto
    Director
    State Gazette act 24135676 (19-09-2024)
    Former
    - → 16-09-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Directors & mandates1 person
Role Name Tenure Source
Curator PATRICK VANHOUTVIN
HENDRIK VAN VELDEKE- SINGEL 150 BUS 4, 3500 HASSELT
 14-11-2024 → present Belgian State Gazette
Legal Structure
NACE primary Algemene bouw van residentiële gebouwen(41001)
Legal form Private limited company (pre-2019)(015)
Incorporation20-05-2009
StatusActive
Postal code-
First BS signal 20-11-2024
Latest BS signal 20-11-2024
Establishment units 1 location
Dennenweg 60, 3520 Zonhoven
Optrekken van de ruwbouw van individuele huizen
since 20202.308.059.570
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71442D0132/00W107 Flanders 881 m² 1 · 202 m² 7.4 m · 1 fl.
71322A0482/00F004 Flanders 396 m² 1 · 107 m² 8.7 m · 1 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
20-11-2024
Bankruptcy Opening
Ondernemingsrechtbank Antwerpen, afdeling Hasselt · CTH BV KIEWITSTRAAT 98, 3500 HASSELT · event 14-11-2024
19-09-2024
State Gazette act Director changes
05-09-2024
State Gazette act Registered-office change
2023
31-10-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
31-10-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
26-10-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
13-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
24-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
18-06-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
30-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
29-06-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2015
29-06-2015
NBB filing Annual accounts filed
fiscal year 2014 · verkort
2014
27-06-2014
NBB filing Annual accounts filed
fiscal year 2013 · verkort
Lifecycle & Insolvency Signals 1 events
20-11-2024
Bankruptcy Opening
Date: 14-11-2024 · Ondernemingsrechtbank Antwerpen, afdeling Hasselt · CTH BV KIEWITSTRAAT 98, 3500 HASSELT · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262024-11-20 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 2 acts
Address history · 1
05-09-2024
Registered-office move
All acts · 2 updated 1 year ago
2024
19-09-2024 Sferlazza Roberto resigns as director Director changes
  • Sferlazza Roberto, Bestuurder
Technical details 
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  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": "73.10.05125.67",
        "name": "Sferlazza Roberto",
        "address": null,
        "birth_date": "1951-10-07",
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-09-16",
      "evidence_quote": "Ontslag van de bestuurder Sferlazza Roberto (73.10.05125.67) vanaf 16/09/2024.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-09-19",
    "filing_date": "2024-09-10",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "enig_aandeelhouder_schriftelijk",
      "date": "2024-09-10",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0811.829.028",
    "name_full": "C\u0422H",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "Ondernemingsrechtbank Antwerpen",
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
05-09-2024 Registered office moved from Zonhoven to Hasselt Registered-office change
  • 3520 Zonhoven Dennenweg 60 → 3500 Hasselt, Kiewitstraat 98
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "3500 Hasselt, Kiewitstraat 98",
        "city": "Hasselt",
        "region": "vlaams_gewest",
        "street": "Kiewitstraat",
        "country": "BE",
        "postcode": "3500",
        "box_number": null,
        "street_number": "98",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "3520 Zonhoven Dennenweg 60",
        "city": "Zonhoven",
        "region": "vlaams_gewest",
        "street": "Dennenweg",
        "country": "BE",
        "postcode": "3520",
        "box_number": null,
        "street_number": "60",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": null,
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-09-05",
    "filing_date": "2024-08-26",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "enige_bestuurder",
    "date": "2024-08-16",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0811.829.028",
    "name_full": "CTH",
    "legal_form": "BV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Sferlazza Roberto",
    "org_rep_person_name": null,
    "person_role_at_subject": "bestuurder"
  },
  "co_filed_documents": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201
Primary activity highlighted.
Names & trade names
Legal nameNL CTH
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative