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CTC GROUP

Active
Private limited company (pre-2019)founded 2003active for 23 yearsChaussée de Namur 1, 1400 Nivelles, BelgiumKBO/BCE: BE 0479.486.242
Summary

CTC GROUP has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €639,395. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 6,056 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Activity
Agents in non-specialised wholesale trade
NACE 46190Other amusement and recreation activities NACE 93299
2 sites
Size
€7.3mtotal assets 2025
Staff
19.9 FTE
Equity
€1.2m
Profit
€639,395
Financial health
66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Structure
Largest shareholder
WAUBREL · 30%
Holdings
2
Accounts 16 days early0 of 9 deeds read
Why 66raises riskLiquidity: current ratio 0.65, cash €43,871Equity €1.2m (15.9% of total assets)1 of the last 3 latelowers riskFounded in 2003Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 50% of its sector peers (NACE 46, small)
Financial strength · tick = 2024
Weak
Solvency 41+8
equity 15.9% of total assets
Liquidity 7+1
short-term debt 79.6% · cash 0.6%
Profitability 80+74
return on assets 8.7%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,379 companies, NACE 46, small)
Last 24 months 11-2024: 1.8% 12-2024: 1.8%● unchanged vs 11-2024 01-2025: 1.8%● unchanged vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 1.8%● unchanged vs 02-2025 04-2025: 1.9%▲ +0.1 percentage points vs 03-2025 05-2025: 1.9%● unchanged vs 04-2025 06-2025: 1.9%● unchanged vs 05-2025 07-2025: 2.2%▲ +0.3 percentage points vs 06-2025 08-2025: 2.9%▲ +0.7 percentage points vs 07-2025 09-2025: 3.9%▲ +1.0 percentage point vs 08-2025 10-2025: 3.9%● unchanged vs 09-2025 11-2025: 3.9%● unchanged vs 10-2025 12-2025: 3.9%● unchanged vs 11-2025 01-2026: 3.9%● unchanged vs 12-2025 02-2026: 4.0%▲ +0.1 percentage points vs 01-2026 03-2026: 4.0%● unchanged vs 02-2026 04-2026: 3.9%▼ -0.1 percentage points vs 03-2026 05-2026: 3.9%● unchanged vs 04-2026 06-2026: 4.0%▲ +0.1 percentage points vs 05-2026 07-2026: 4.1%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 1.1%▼ -3.0 percentage points vs 07-2026lowest value 09-2026: 1.1%● unchanged vs 08-2026lowest value 10-2026: 1.1%● unchanged vs 09-2026lowest value
Credit of up to €75,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.65, compared with 0.49 in 2024, below 1; short-term debt: 79.6% and cash: 0.6% of total assets), and 84.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 18% on solvency, 6% on liquidity, 81% on profitability and 96% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.65, cash €43,871
NBB · annual accounts
raises risk · Equity €1.2m (15.9% of total assets)
NBB · annual accounts
raises risk · 1 of the last 3 late
NBB · filings
lowers risk · Founded in 2003
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 6056 sector peers (2025).
NBB · sector comparison
Position among 6056 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
16 days early
2024
6 days late
2023
57 days late
2022
28 days late
2021
75 days late
2020
31 days late
2019
6 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 27 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 filed years within 44 days of that day).
Companies Code · seven months
Where today falls in the filing period
16-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Back to profitnet €639,395
  3. Equity above €1mequity €1.2m ▲101%

Key points

  • Positive: Equity rose in 2025from €579,711 to €1.2m ▲ 101% View
  • Caution: Among the weakest 18% on solvencysector median 45.5% · 6,056 companies 15.9% View
  • Total assets 20256 financial years filed €7.3m View

By topic

Financials

Financial year
2025
Total assets
€7.3m
Profit
€639,395
Solvency
15.9%
Total assets▲ 4.6%
Net result
20182025
Go to Financials

Timeline

Events
28
Since
2005
Next accounts
by 31-07-2027
  1. 06-08-2025Annual accounts filed
  2. 31-12-2024Weakest financial year
  3. 26-09-2024Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company (pre-2019)
Activity
Agents in non-specialised wholesale tradeNACE 46190
Founded
05-02-2003
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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