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CTC by Hilde Jacobs

Active
Private limited companyfounded 2016active for 10 yearsBerenbroekstraat 83, 3600 Genk, BelgiumKBO/BCE: BE 0665.584.603
Summary

CTC by Hilde Jacobs has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €98,414 and a net result of -€39,020. Equity has been growing by about 19% per year since 2018. Its solvency ranks better than 95% of 2,598 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 28-10-2016 Normal situation
Activity
Vocational training NACE 85592and 3 others
Establishment unit
2.258.335.489 3600 Genk, since 28-10-2016
Financial year end
31 December
Peppol
Reachable since 26-12-2025

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
-€24,665
Loss
€39,020
Equity
€98,414
▼ 28.4%
Total assets
€103,966
▼ 29.3%
Turnover not published (micro format)
Filed on 31-07-2026, on time
Score breakdownraises riskLoss of €39,020 (financial year 2025)lowers riskSector: Education (NACE 85)Size: total assets €103,966Liquidity: current ratio 9.27, cash €19,663, halvedShow the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 44% of micro companies in education (NACE 85)
Financial strength · tick: 2024
Average
Solvency 100=
equity 94.7% of total assets
Liquidity 74-26
short-term debt 5.3% · cash 18.9%
Profitability 0-85
return on assets -37.5%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,821 companies, NACE 85, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: 0.1%● unchanged vs 09-2026highest value 11-2026: 0.1%● unchanged vs 10-2026highest value
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 9.27 (10.26 in 2024), above the usual 1.5. Short-term debt is 5.3% and cash 18.9% of total assets. 5.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 88% of them on solvency, 64% on liquidity, 6% on profitability and 19% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Education (NACE 85)
KBO
raises risk · Loss of €39,020 (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €103,966
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 9.27, cash €19,663, halved
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
on the day
2021
31 days late
2020
31 days late
2019
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 18 days after the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €19,044 in 2024 -€39,020 View
  • Caution: Lower net result than 95% of companies in educationsector median €7,342 · 2,600 companies -€39,020 View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Change of role: JACOBS Hilde Johanna Alfonsina Maria, from manager to director
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as CTC by Hilde Jacobs: vocational training (NACE 85592). They are comparable in size and age: total assets between €46,500 and €138,000, founded between 2011 and 2018.

CompanyTotal assetsGross margin
CTC by Hilde Jacobs Genk€103,966-€24,665
Openchoice Ukkel€89,607€1
Académie du Bien-Être Vielsalm€63,302-€20,109
SOCCHA Oudergem€118,347-€2,216
Indra Partners Brussel€51,104-€15,229
CR Linguistic Consultancy and Management Oudergem€138,079-€3,967
MCVC Ottignies-Louvain-la-Neuve€46,541-€900
Full comparison

Key facts about CTC by Hilde Jacobs

What is the company number of CTC by Hilde Jacobs?
The company number of CTC by Hilde Jacobs is 0665.584.603. The VAT number is the same number with BE in front: BE 0665.584.603.
Where is CTC by Hilde Jacobs based?
The registered office is at Berenbroekstraat 83, 3600 Genk.Company details
What does CTC by Hilde Jacobs do?
According to the KBO register, the main activity is vocational training (NACE 85592).
What is the legal form of CTC by Hilde Jacobs?
The legal form of CTC by Hilde Jacobs is Private limited company (BV).
When was CTC by Hilde Jacobs founded?
CTC by Hilde Jacobs was founded on 28-10-2016.
Is CTC by Hilde Jacobs still active?
Yes, CTC by Hilde Jacobs is an active enterprise in the KBO register.
What is the turnover of CTC by Hilde Jacobs?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is CTC by Hilde Jacobs profitable?
In financial year 2025, CTC by Hilde Jacobs made a loss of €39,020.
Where can I find the annual accounts of CTC by Hilde Jacobs?
CTC by Hilde Jacobs filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CTC by Hilde Jacobs due?
CTC by Hilde Jacobs must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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