CT-TECH

Active

Private limited companyfounded 201015 yrs activeLeeuwergemstraat 55, 9620 Zottegem, BelgiumKBO/BCE: BE 0831.604.952

CT-TECH has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €100k and a net result of €15k. Equity is growing by ~17.7% per year across the filed fiscal years. Its solvency ranks better than 84% of 36377 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).

Watch Print / PDF

Checked score

Score 2024

98 / 100

Excellent▲ +12 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability76▲+58

Solvency100=

Growth52=

Stability100

Bankruptcy probability, 12 months

0.9% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €10k at 30 days acceptable

Liquidity ample (current ratio 4.46 against 5.22 in 2023), and 21.6% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-08-2025, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

14 d late

2023

20 d early

2022

19 d early

2021

11 d late

2020

46 d late

2019

17 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€100k▼ 0.5%

2023 · €100k

2018: €26k 2019: €41k 2020: €65k 2021: €83k 2022: €97k 2023: €100k

2018 → 2024

Total assets

€127k▼ 0.5%

2023 · €128k

2018: €50k 2019: €75k 2020: €94k 2021: €117k 2022: €137k 2023: €128k

2018 → 2024

Net result

€15k▲ 333%

2023 · €4k

2018: €19k 2019: €16k 2020: €24k 2021: €18k 2022: €14k 2023: €4k

2018 → 2024

Working capital

€89k▲ 11.8%

2023 · €80k

2018: €24k 2019: €35k 2020: €60k 2021: €79k 2022: €65k 2023: €80k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€65k-€83k▲ 27.4%€97k▲ 16.3%€100k▲ 3.6%€100k▼ 0.5%

Operating result€33k-€24k▼ 24.7%€21k▼ 15.2%€5k▼ 76.3%€21k▲ 318%

Net result€24k-€18k▼ 25.0%€14k▼ 24.4%€4k▼ 74.0%€15k▲ 333%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2024; 2024 is 318% above 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €127k

10%

90.2%

Fixed assets €12k▼ 57.6%

Current assets €115k▲ 16.5%

Equity and liabilities €127k

78.4%

21.6%

Equity €100k▼ 0.5%

Debt €28k▼ 0.7%

The debt ratio stays at 21.6%.

Key figures and ratios

2024 value · change against 2023

EBITDA

€40k▲

2023 · €25k

Cash flow

€35k▲

2023 · €24k

Solvency

78.4%=

2023 · 78.4%

Current ratio

4.46▼

2023 · 5.22

Quick ratio

4.27▼

2023 · 5.01

Debt / equity

0.28▼

2023 · 0.28

ROE

15.3%▲

2023 · 3.5%

ROA

12.0%▲

2023 · 2.7%

Interest coverage

142.85▲

2023 · 62.18

Debt

€28k▼

2023 · €28k

Debt ≤ 1 year

€26k▲

2023 · €19k

Debt > 1 year

€2k▼

2023 · €9k

Income taxes

€6k▲

2023 · €1k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€128k€127k▼

Fixed assets21/28€29k€12k▼

Tangible fixed assets22/27€29k€12k▼

Plant, machinery and equipment23€653€2k▲

Furniture and vehicles24€29k€10k▼

Current assets29/58€99k€115k▲

Stocks and contracts in progress3€4k€5k▲

Stocks30/36€4k€5k▲

Amounts receivable within one year40/41€25k€16k▼

Trade receivables40€11k€13k▲

Other amounts receivable41€14k€3k▼

Cash at bank and in hand54/58€68k€93k▲

Deferred charges and accrued income490/1€2k€404▼

Equity and liabilities

Total equity and liabilities10/49€128k€127k▼

Equity10/15€100k€100k▼

Contributions10/11€6k€6k=

Reserves13€15k€15k=

Non-distributable reserves130/1€2k€2k=

Reserves not available under the articles1311€2k€2k=

Distributable reserves133€14k€14k=

Profit (loss) carried forward14€79k€78k▼

Amounts payable17/49€28k€28k▼

Amounts payable after more than one year17€9k€2k▼

Financial debts170/4€9k€2k▼

Amounts payable within one year42/48€19k€26k▲

Current portion of amounts payable after more than one year42€9k€7k▼

Trade debts44€7k€7k▼

Suppliers440/4€7k€7k▼

Taxes, remuneration and social security45€3k€11k▲

Taxes450/3€3k€11k▲

Other amounts payable47/48-€642

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€19k▼

Other operating charges640/8€712€895▲

Gross operating margin9900€26k€41k▲

Operating profit (loss)9901€5k€21k▲

Financial income75/76B€206€735▲

Recurring financial income75€206€735▲

Financial charges65/66B€403€280▼

Recurring financial charges65€403€280▼

Profit (loss) for the period before taxes9903€5k€21k▲

Income taxes67/77€1k€6k▲

Profit (loss) for the period9904€4k€15k▲

Profit (loss) for the period to be appropriated9905€4k€15k▲

Appropriation of the result

Profit (loss) to be appropriated9906€79k€94k▲

Profit (loss) brought forward from the previous period14P€75k€79k▲

Profit to be distributed694/7-€16k

Return on contributions (dividend)694-€16k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 13Financial 3Filings 10

2025

14-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 14 days late

2024

11-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Weakest financial yearnet €4k ▼74%

Net result drops to €4k, the lowest in the series; recovery starts the following year.

31-12

Financial Equity above €100kEq €100k ▲3.6%

6 profitable years in a row build equity to €100k.

12-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

11-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 11 days late

2021

15-09

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 46 days late

2020

31-12

Financial Highest result since 2018net €24k ▲50.1%

Operating result €33k, net result €24k, both a record.

14-07

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2019

19-08

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 19 days late

2018

01-08

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 1 day late

2017

14-07

NBB filing Annual accounts filed

fiscal year 2016 · micro schema

2016

30-05

NBB filing Annual accounts filed

fiscal year 2015 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Zottegem · 1 establishment unit since 2010

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Leeuwergemstraat 559620 Zottegem

Ground area

1,518 m²

Building footprint

100 m²

Volume, LiDAR

632 m³

Parcel 41035A0568/00D002, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

CT-TECH

Leeuwergemstraat 55, 9620 ZottegemInstallation of electric heating, air conditioning, cooling and ventilation

since 20102.194.074.078

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
41035A0568/00D002	Flanders	1,518 m²	1 · 99 m²	9.4 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

YOANN DE GUSSEM CHAUFFAGE

Of 9,478 companies in sector 43222 we hold annual accounts for 5,626. 4,874 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded03-12-2010

Fiscal year end31-12

Activities, NACEBEL

43222Installation of electric heating, air conditioning, cooling and ventilation

33110Repair and maintenance of fabricated metal products

Sources

Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.