CT-INTERACTIVE

Active

Private limited companyfounded 199828 yrs activeMosseveldstraat(O) 34, 9290 Berlare, BelgiumKBO/BCE: BE 0462.541.827

Summary

CT-INTERACTIVE has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,223 and a net result of -€5,557. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 17123 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysis Watch Report Compare

CT-INTERACTIVEActiveChecked score 58/100

Risk analysis Report Compare

Checked score

Score 2025

58 / 100

Fair

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability54▼-27

Solvency33▼-2

Growth78=

Track record100

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity short (current ratio 0.59 against 0.62 in 2024; short-term debt: 63.7% and cash: 11.1% of total assets), and 92.4% of the assets are financed with debt.

Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 62

Relative position

BE, all sectors

reference

Computer programming, consultancy and related activities (NACE 62)

about 64% fewer bankruptcies

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

7.6%

Return on assets

-3.2%

Age of the figures

9 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 17123 sector peers (2025).

NBB · sector comparison

Position among 17123 sector peers

Solvency

better than 13%

← weakest strongest →

A punctual record breaks

This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 10 filings

Deviation from the deadline

2025

48 d late

2024

on the day

2023

30 d early

2022

3 d early

2021

31 d late

2020

31 d late

2019

236 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 45 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

27-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

History

CT-INTERACTIVE was incorporated on 28 January 1998.¹ Total assets fell from EUR 336,595 in 2018 to EUR 173,348 in 2025 and headcount from 1 full-time equivalents in 2018 to 0.7 in 2024.²

Go further with this company

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

In the rankings #3 oldest company in Berlare, Telecoms and IT sector

Equity

€13,223▼ 29.6%

2024 · €18,779

Total assets

€173,348▼ 5.8%

2024 · €183,927

Net result

-€5,557

2024 · €18,481

Working capital

-€45,369▼ 23.6%

2024 · -€36,713

Trend over the years

Chart Table

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before

favourable unfavourable

Line20212022202320242025

Operating result€45,813▲ 418%€16,735▼ 63.5%-€44,173€23,903-€1,262

Net result€42,725▲ 426%€12,932▼ 69.7%-€51,227€18,481-€5,557

Equity€38,594€51,526▲ 33.5%€298▼ 99.4%€18,779▲ 6,194%€13,223▼ 29.6%

Total assets€227,174▲ 15.9%€243,019▲ 7.0%€191,217▼ 21.3%€183,927▼ 3.8%€173,348▼ 5.8%

Debt€188,581▼ 5.8%€191,493▲ 1.5%€190,918▼ 0.3%€165,147▼ 13.5%€160,125▼ 3.0%

Working capital€6,998€1,698▼ 75.7%-€49,311-€36,713▲ 25.5%-€45,369▼ 23.6%

Staff (FTE)1=1=0.9▼ 10.0%0.7▼ 22.2%0▼ 100%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €1,262 after €23,903 in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €173,348

62.5%

37.5%

Fixed assets €108,330 ▼ 12.0%

Current assets €65,018 ▲ 7.0%

Equity and liabilities €173,348

92.4%

Equity €13,223 ▼ 29.6%

Debt €160,125 ▼ 3.0%

Debt's share of the balance-sheet total rises from 89.8% to 92.4%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€20,180▼

2024 · €51,586

Cash flow

€15,885▼

2024 · €46,164

Current ratio

0.59▼

2024 · 0.62

Debt to equity

12.11▲

2024 · 8.79

ROE

-42.0%▼

2024 · 98.4%

ROA

-3.2%▼

2024 · 10.0%

Interest coverage

4.69▼

2024 · 9.45

Debt ≤ 1 year

€110,387▲

2024 · €97,493

Debt > 1 year

€49,508▼

2024 · €67,513

Income taxes

€2▲

2024 · €0

Staff costs

€275▼

2024 · €11,507

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 974 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 93% are still going.

Micro
20 years or older
solvency under 10%
a small loss

2.1% went bankrupt

4.5% stopped otherwise

93% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group	Expected	Actual
1	0.2%	0.2%
2	0.3%	0.4%
3	0.5%	0.5%
4	0.6%	0.7%
5	0.8%	0.9%
6	1.2%	1.3%
7	1.5%	1.6%
8	1.7%	1.7%
9	2.7%	2.8%
10	5.3%	5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 974 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts

OverviewIncome statement Balance sheet Cash flow

Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines

Balance sheet Code20242025

Assets

Total assets20/58€183,927€173,348▼

Fixed assets21/28€123,146€108,330▼

Intangible fixed assets21€9,540€4,770▼

Tangible fixed assets22/27€113,606€103,560▼

Land and buildings22€108,936€95,009▼

Plant, machinery and equipment23€1,237€289▼

Furniture and vehicles24€3,433€8,262▲

Current assets29/58€60,781€65,018▲

Amounts receivable after more than one year29€1,000€0▼

Other amounts receivable291€1,000€0▼

Amounts receivable within one year40/41€56,005€44,189▼

Trade receivables40€55,338€41,817▼

Other amounts receivable41€667€2,372▲

Cash at bank and in hand54/58€926€19,159▲

Deferred charges and accrued income490/1€2,850€1,670▼

Equity and liabilities

Total equity and liabilities10/49€183,927€173,348▼

Equity10/15€18,779€13,223▼

Contributions10/11€18,592€18,592=

Reserves13€32,934€32,934=

Non-distributable reserves130/1€0-

Reserves not available under the articles1311€0-

Distributable reserves133€32,934€32,934=

Profit (loss) carried forward14-€32,747-€38,303▼

Amounts payable17/49€165,147€160,125▼

Amounts payable after more than one year17€67,513€49,508▼

Financial debts170/4€34,663€16,732▼

Other amounts payable178/9€32,850€32,776▼

Amounts payable within one year42/48€97,493€110,387▲

Current portion of amounts payable after more than one year42€17,601€32,931▲

Financial debts43€6,129€1,330▼

Credit institutions430/8€6,129€1,330▼

Trade debts44€17,537€12,755▼

Suppliers440/4€17,537€12,755▼

Taxes, remuneration and social security45€31,542€26,203▼

Taxes450/3€10,686€8,471▼

Remuneration and social security454/9€20,855€17,732▼

Other amounts payable47/48€24,684€37,169▲

Accrued charges and deferred income492/3€141€230▲

Income statement Code20242025

Remuneration, social security and pensions62€11,507€275▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27,683€21,442▼

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-

Other operating charges640/8€6,803€2,981▼

Gross operating margin9900€69,896€23,436▼

Operating profit (loss)9901€23,903-€1,262▼

Financial income75/76B€38€5▼

Recurring financial income75€38€5▼

Financial charges65/66B€5,461€4,298▼

Recurring financial charges65€5,461€4,298▼

Profit (loss) for the period before taxes9903€18,481-€5,555▼

Income taxes67/77€0€2▲

Profit (loss) for the period9904€18,481-€5,557▼

Profit (loss) for the period to be appropriated9905€18,481-€5,557▼

Appropriation of the result

Profit (loss) to be appropriated9906-€32,747-€38,303▼

Profit (loss) brought forward from the previous period14P-€51,227-€32,747▲

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line	2021	2022	2023	2024	2025	Change
Remuneration, social security and pensions62	€40	€14,107	€29,071	€11,507	€275	▼ 97.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€19,848	€26,731	€29,467	€27,683	€21,442	▼ 22.5%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4	-	€9,310	€1,114	€0	-	-
Other operating charges640/8	€5,672	€3,766	€15,650	€6,803	€2,981	▼ 56.2%
Gross operating margin9900	€71,373	€70,649	€31,130	€69,896	€23,436	▼ 66.5%
Operating profit (loss)9901	€45,813	€16,735	-€44,173	€23,903	-€1,262	▼ 105%
Financial income75/76B	€524	€390	€49	€38	€5	▼ 85.9%
Recurring financial income75	€524	€390	€49	€38	€5	▼ 85.9%
Financial charges65/66B	€3,494	€3,277	€7,066	€5,461	€4,298	▼ 21.3%
Recurring financial charges65	€3,494	€3,277	€7,066	€5,461	€4,298	▼ 21.3%
Profit (loss) for the period before taxes9903	€42,842	€13,849	-€51,190	€18,481	-€5,555	▼ 130%
Income taxes67/77	€117	€917	€38	€0	€2	▲ 15,400%
Profit (loss) for the period9904	€42,725	€12,932	-€51,227	€18,481	-€5,557	▼ 130%
Profit (loss) for the period to be appropriated9905	€42,725	€12,932	-€51,227	€18,481	-€5,557	▼ 130%

Line	2021	2022	2023	2024	2025	Change
Assets
Total assets20/58	€227,174	€243,019	€191,217	€183,927	€173,348	▼ 5.8%
Fixed assets21/28	€149,988	€154,912	€134,358	€123,146	€108,330	▼ 12.0%
Intangible fixed assets21	€6,532	€15,581	€6,158	€9,540	€4,770	▼ 50.0%
Tangible fixed assets22/27	€143,456	€139,331	€128,201	€113,606	€103,560	▼ 8.8%
Land and buildings22	€133,800	€128,829	€120,713	€108,936	€95,009	▼ 12.8%
Plant, machinery and equipment23	-	-	€2,185	€1,237	€289	▼ 76.6%
Furniture and vehicles24	€9,656	€10,501	€5,303	€3,433	€8,262	▲ 141%
Current assets29/58	€77,187	€88,108	€56,859	€60,781	€65,018	▲ 7.0%
Amounts receivable after more than one year29	-	€2,000	€1,000	€1,000	€0	▼ 100%
Other amounts receivable291	-	€2,000	€1,000	€1,000	€0	▼ 100%
Amounts receivable within one year40/41	€55,128	€53,823	€35,726	€56,005	€44,189	▼ 21.1%
Trade receivables40	€54,591	€51,889	€32,597	€55,338	€41,817	▼ 24.4%
Other amounts receivable41	€536	€1,934	€3,129	€667	€2,372	▲ 256%
Cash at bank and in hand54/58	€20,960	€30,463	€18,173	€926	€19,159	▲ 1,970%
Deferred charges and accrued income490/1	€1,099	€1,821	€1,960	€2,850	€1,670	▼ 41.4%
Equity and liabilities
Total equity and liabilities10/49	€227,174	€243,019	€191,217	€183,927	€173,348	▼ 5.8%
Equity10/15	€38,594	€51,526	€298	€18,779	€13,223	▼ 29.6%
Contributions10/11	€18,592	€18,592	€18,592	€18,592	€18,592	=
Reserves13	€24,961	€32,934	€32,934	€32,934	€32,934	=
Non-distributable reserves130/1	€1,860	€1,860	€1,860	€0	-	-
Reserves not available under the articles1311	€1,860	€1,860	€1,860	€0	-	-
Distributable reserves133	€23,101	€31,074	€31,074	€32,934	€32,934	=
Profit (loss) carried forward14	-€4,959	€0	-€51,227	-€32,747	-€38,303	▼ 17.0%
Amounts payable17/49	€188,581	€191,493	€190,918	€165,147	€160,125	▼ 3.0%
Amounts payable after more than one year17	€117,561	€100,475	€84,749	€67,513	€49,508	▼ 26.7%
Financial debts170/4	€86,501	€69,542	€52,265	€34,663	€16,732	▼ 51.7%
Other amounts payable178/9	€31,060	€30,933	€32,484	€32,850	€32,776	▼ 0.2%
Amounts payable within one year42/48	€70,189	€86,410	€106,170	€97,493	€110,387	▲ 13.2%
Current portion of amounts payable after more than one year42	€16,647	€16,959	€17,277	€17,601	€32,931	▲ 87.1%
Financial debts43	€1,170	€5,482	€941	€6,129	€1,330	▼ 78.3%
Credit institutions430/8	€1,170	€5,482	€941	€6,129	€1,330	▼ 78.3%
Trade debts44	€18,614	€6,406	€29,055	€17,537	€12,755	▼ 27.3%
Suppliers440/4	€18,614	€6,406	€29,055	€17,537	€12,755	▼ 27.3%
Taxes, remuneration and social security45	€29,056	€35,382	€38,158	€31,542	€26,203	▼ 16.9%
Taxes450/3	€11,094	€16,677	€11,265	€10,686	€8,471	▼ 20.7%
Remuneration and social security454/9	€17,963	€18,706	€26,893	€20,855	€17,732	▼ 15.0%
Other amounts payable47/48	€4,701	€22,181	€20,738	€24,684	€37,169	▲ 50.6%
Accrued charges and deferred income492/3	€831	€4,609	€0	€141	€230	▲ 63.6%

Line	2021	2022	2023	2024	2025	Change
Profit (loss) for the period9904	€42,725	€12,932	-€51,227	€18,481	-€5,557	▼ 130%
+ Depreciation and write-downs630	€19,848	€26,731	€29,467	€27,683	€21,442	▼ 22.5%
Operating cash flow (approximation)	€62,574	€39,663	-€21,760	€46,164	€15,885	▼ 65.6%
Investment in fixed assets (approximation)	-	-€31,654	-€8,914	-€16,471	-€6,626	▲ 59.8%
Change in cash	-	€9,503	-€12,290	-€17,247	€18,234	▲ 206%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

All 13Financial 3Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

17-09

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 48 days late

2025

31-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Back to profitnet €18,481

Net result €18,481 after one loss-making year.

01-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

28-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 31 days late

2021

31-12

Financial Highest result since 2018net €42,725 ▲426%

Operating result €45,813, net result €42,725, both a record.

31-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 31 days late

24-03

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 236 days late

2019

31-12

Financial Back to profitnet €13,733

Net result €13,733 after one loss-making year.

23-10

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 84 days late

2018

01-10

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 62 days late

2017

02-10

NBB filing Annual accounts filed

fiscal year 2016 · micro schema · 63 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 2 acts read

About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Berlare · 1 establishment unit since 1998

seat establishment The establishment unit on the map

Ground area

503 m²

Building footprint

125 m²

Volume, LiDAR

368 m³

Parcel 42017A0533/00G000, Flanders · tallest building 3.3 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

CT-INTERACTIVE

Mosseveldstraat(O) 34, 9290 BerlareNACE 72100

since 19982.132.064.156

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
42017A0533/00G000	Flanders	503 m²	1 · 125 m²	3.3 m · 1 fl.

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

INDEPENDENT QUALITY SERVICES

BE 0745.929.208

Sint-Truiden · Eq €13,208

YTech

BE 1006.207.229

Anderlecht · Eq €13,206

Of 30,007 companies in sector 62200 we hold annual accounts for 18,396. 11,037 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded28-01-1998

Fiscal year end31-12

Activities, NACEBEL 2025

62200Computer consultancy and computer facilities management

Contact

E-mail hans@ctinteractive.net

Phone +32496163301

E-invoicing

Reachable via Peppol

Peppol ID 0208:0462541827

Also 9925:BE0462541827

Registered 31-03-2026

Scores and ratios are computed by Checked and are not a credit decision.