Age6 yrs
Summary
Conclusion
the dossier summarised in one paragraphCT-FIN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 18 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-08-2025, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 13-08-2025 | 13 d late | 2025-00377633 |
| 31-12-2023 | 31-07-2024 | 24-09-2024 | 55 d late | 2024-00470218 |
| 31-12-2022 | 31-07-2023 | 31-08-2023 | 31 d late | 2023-00413140 |
| 31-12-2020 | 31-07-2021 | 28-09-2021 | 59 d late | 2021-68900521 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneThis is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
Financials
Annual accounts & ratios
Source: NBBFinancials being processed
NBB has 4 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro | 13-08-2025 | 2025-00377633 |
| 31-12-2023 | micro | 24-09-2024 | 2024-00470218 |
| 31-12-2022 | micro | 31-08-2023 | 2023-00413140 |
| 31-12-2020 | volledig | 28-09-2021 | 2021-68900521 |
Directors
Directors & mandates
2 directors3 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
-
ASOTEP’sLegal entityDirector· perm. rep.: DAMIEN François HyacinthState Gazette act 23315917 (21-02-2023)Current21-02-2023 → present
Former directors (1)
-
DAMIEN FrançoisDirectorState Gazette act 24141273 (01-10-2024)Former- → 01-01-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van holdings(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 26-09-2019 |
| Status | Active |
| Postal code | 7024 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue H. Charlez 697024 MonsEstablishment units
1 locationCT-FIN
since 20192.294.579.738
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts All acts · 2
updated 1 year ago
2024
01-10-2024 DAMIEN François resigns as director
- DAMIEN François, Bestuurder
2023
21-02-2023 DAMIEN François Hyacinth appointed as director
Analysis
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionBE 1030.400.118 · Mons
BE 0401.641.663 · Seneffe
BE 0474.709.288 · Ath
BE 0452.678.313 · Tournai
BE 0469.274.221 · Tournai
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 5,581 of the 24,687 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Holdings64200Activiteiten van holdings64210Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
| Legal nameFR | CT-FIN |
Registered office
Rue H. Charlez 69
7024 Mons, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.