Skip to content

DECOTALENT

Active
Private limited companyfounded 20196 yrs activeBruggenhoek(Munk) 3, 9630 Zwalm, BelgiumKBO/BCE: BE 0735.621.670
Summary

DECOTALENT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€73,776) and a net result of -€99,110. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 8074 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 8074 sector peers (2025).
NBB · sector comparison
Position among 8074 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filings
Deviation from the deadline
2025
31 d late
2024
42 d early
2023
16 d early
2022
11 d early
2021
38 d early
2020
16 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

DECOTALENT was incorporated on 3 October 2019 as a Private limited company.1 Total assets rose from EUR 119,376 in 2020 to EUR 458,139 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
-€73,776
2024 · €25,334
Net result
-€99,110▼ 21.4%
2024 · -€81,654
Total assets
€458,139▲ 96.5%
2024 · €233,127
Solvency
-16.1%▼ 27.0pp
2024 · 10.9%
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€3,744€95,408€155,901▲ 63.4%-€77,105-€93,970▼ 21.9%
Net result€11,774▼ 82.2%€63,784▲ 442%€110,156▲ 72.7%-€81,654-€99,110▼ 21.4%
Equity€83,049▲ 16.5%€146,833▲ 76.8%€106,989▼ 27.1%€25,334▼ 76.3%-€73,776
Total assets€932,419▲ 681%€1.5m▲ 60.7%€187,002▼ 87.5%€233,127▲ 24.7%€458,139▲ 96.5%
Debt€849,371▲ 1,666%€1.4m▲ 59.1%€80,013▼ 94.1%€207,793▲ 160%€531,915▲ 156%
Working capital€858,574▲ 1,429%€1.4m▲ 60.9%€48,951▼ 96.5%€32,235▼ 34.1%€10,338▼ 67.9%
Solvency8.9%▼ 50.8pp9.8%▲ 0.9pp57.2%▲ 47.4pp10.9%▼ 46.3pp-16.1%▼ 27.0pp
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
  • 2025 Total assets +97% on 2024. Cause not known from the registers.
  • 2023 Total assets -88% on 2022. Cause not known from the registers.
  • 2022 Total assets +61% on 2021. Cause not known from the registers.
  • 2021 Total assets +681% on 2020. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
-€100,000€0€100,000€200,000Operating result 2021: -€3,744-€3,744Net result 2021: €11,774€11,774Operating result 2022: €95,408€95,408Net result 2022: €63,784€63,784Operating result 2023: €155,901€155,901Net result 2023: €110,156€110,156Operating result 2024: -€77,105-€77,105Net result 2024: -€81,654-€81,654Operating result 2025: -€93,970-€93,970Net result 2025: -€99,110-€99,11020212022202320242025-€100,000€0€100,000€200,000Operating result 2023: €155,901€156,000Net result 2023: €110,156€110,000Operating result 2024: -€77,105-€77,100Net result 2024: -€81,654-€81,700Operating result 2025: -€93,970-€94,000Net result 2025: -€99,110-€99,100202320242025
The operating result stays negative: a loss of €93,970 in 2025 against €77,105 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €458,139
Fixed assets €400,886 ▲ 132%
Current assets €57,253 ▼ 4.6%
Key figures and ratios
2025 value · change against 2024
ROA
-21.6%▲
2024 · -35.0%
Debt ≤ 1 year
€46,915▲
2024 · €27,793
Debt > 1 year
€485,000▲
2024 · €180,000
Income taxes
€276▼
2024 · €426
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€233,127€458,139▲
Fixed assets21/28€173,100€400,886▲
Tangible fixed assets22/27€123,100€350,886▲
Land and buildings22€117,537€255,301▲
Plant, machinery and equipment23€4,472€3,164▼
Furniture and vehicles24€1,090€92,421▲
Financial fixed assets28€50,000€50,000=
Current assets29/58€60,028€57,253▼
Amounts receivable within one year40/41€57,533€48,127▼
Trade receivables40€18,116€35,036▲
Other amounts receivable41€39,417€13,091▼
Cash at bank and in hand54/58€787€7,418▲
Deferred charges and accrued income490/1€1,708€1,708=
Equity and liabilities
Total equity and liabilities10/49€233,127€458,139▲
Equity10/15€25,334-€73,776▼
Contributions10/11€5,000€5,000=
Reserves13€101,989-
Distributable reserves133€101,989-
Profit (loss) carried forward14-€81,654-€78,776▲
Amounts payable17/49€207,793€531,915▲
Amounts payable after more than one year17€180,000€485,000▲
Financial debts170/4€180,000€485,000▲
Amounts payable within one year42/48€27,793€46,915▲
Trade debts44€9,657€29,891▲
Suppliers440/4€9,657€29,891▲
Taxes, remuneration and social security45€2,367€644▼
Taxes450/3€368€644▲
Remuneration and social security454/9€1,999-
Other amounts payable47/48€15,769€16,379▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,508€29,577▲
Other operating charges640/8€906€68▼
Non-recurring operating charges66A€3,610-
Gross operating margin9900-€64,081-€64,325▼
Operating profit (loss)9901-€77,105-€93,970▼
Financial income75/76B€3-
Recurring financial income75€3-
Financial charges65/66B€4,126€4,865▲
Recurring financial charges65€4,126€4,865▲
Profit (loss) for the period before taxes9903-€81,228-€98,834▼
Income taxes67/77€426€276▼
Profit (loss) for the period9904-€81,654-€99,110▼
Profit (loss) for the period to be appropriated9905-€81,654-€99,110▼
Appropriation of the result
Profit (loss) to be appropriated9906-€81,654-€180,765▼
Profit (loss) brought forward from the previous period14P--€81,654
Transfer from equity791/2-€101,989

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,031€3,459€5,602€8,508€29,577▲ 248%
Other operating charges640/8€1,375€595€647€906€68▼ 92.5%
Non-recurring operating charges66A€2,332€685-€3,610--
Gross operating margin9900€995€100,146€162,150-€64,081-€64,325▼ 0.4%
Operating profit (loss)9901-€3,744€95,408€155,901-€77,105-€93,970▼ 21.9%
Financial income75/76B€23,274€51,682€48,610€3--
Recurring financial income75€23,274€51,682€48,610€3--
Financial charges65/66B€705€65,915€59,879€4,126€4,865▲ 17.9%
Recurring financial charges65€705€65,915€59,879€4,126€4,865▲ 17.9%
Profit (loss) for the period before taxes9903€18,825€81,174€144,632-€81,228-€98,834▼ 21.7%
Income taxes67/77€7,051€17,390€34,476€426€276▼ 35.2%
Profit (loss) for the period9904€11,774€63,784€110,156-€81,654-€99,110▼ 21.4%
Profit (loss) for the period to be appropriated9905€11,774€63,784€110,156-€81,654-€99,110▼ 21.4%
Line20212022202320242025Change
Assets
Total assets20/58€932,419€1.5m€187,002€233,127€458,139▲ 96.5%
Fixed assets21/28€55,094€60,822€58,037€173,100€400,886▲ 132%
Tangible fixed assets22/27€5,094€10,822€8,037€123,100€350,886▲ 185%
Land and buildings22-€1,174€1,052€117,537€255,301▲ 117%
Plant, machinery and equipment23€5,094€9,648€6,985€4,472€3,164▼ 29.2%
Furniture and vehicles24---€1,090€92,421▲ 8,381%
Financial fixed assets28€50,000€50,000€50,000€50,000€50,000=
Current assets29/58€877,325€1.4m€128,965€60,028€57,253▼ 4.6%
Amounts receivable after more than one year29€856,888€1.2m----
Other amounts receivable291€856,888€1.2m----
Amounts receivable within one year40/41€2,039€128,493€122,293€57,533€48,127▼ 16.3%
Trade receivables40€1,815€128,493€116,768€18,116€35,036▲ 93.4%
Other amounts receivable41€224-€5,524€39,417€13,091▼ 66.8%
Cash at bank and in hand54/58€17,870-€4,137€787€7,418▲ 843%
Deferred charges and accrued income490/1€528€75,478€2,535€1,708€1,708=
Equity and liabilities
Total equity and liabilities10/49€932,419€1.5m€187,002€233,127€458,139▲ 96.5%
Equity10/15€83,049€146,833€106,989€25,334-€73,776▼ 391%
Contributions10/11€5,000€5,000€5,000€5,000€5,000=
Reserves13€78,049€141,833€101,989€101,989--
Distributable reserves133€78,049€141,833€101,989€101,989--
Profit (loss) carried forward14----€81,654-€78,776▲ 3.5%
Amounts payable17/49€849,371€1.4m€80,013€207,793€531,915▲ 156%
Amounts payable after more than one year17€830,619€1.2m-€180,000€485,000▲ 169%
Financial debts170/4€830,619€1.2m-€180,000€485,000▲ 169%
Amounts payable within one year42/48€18,751€55,893€80,013€27,793€46,915▲ 68.8%
Financial debts43-€4,532----
Credit institutions430/8-€4,532----
Trade debts44€2,333€9,362€13,306€9,657€29,891▲ 210%
Suppliers440/4€2,333€9,362€13,306€9,657€29,891▲ 210%
Taxes, remuneration and social security45€5,384€38,639€59,221€2,367€644▼ 72.8%
Taxes450/3€3,449€38,639€56,408€368€644▲ 75.0%
Remuneration and social security454/9€1,935-€2,813€1,999--
Other amounts payable47/48€11,035€3,361€7,487€15,769€16,379▲ 3.9%
Accrued charges and deferred income492/3-€65,067----
Line20212022202320242025Change
Profit (loss) for the period9904€11,774€63,784€110,156-€81,654-€99,110▼ 21.4%
+ Depreciation and write-downs630€1,031€3,459€5,602€8,508€29,577▲ 248%
Operating cash flow (approximation)€12,805€67,243€115,758-€73,147-€69,533▲ 4.9%
Investment in fixed assets (approximation)--€9,187-€2,818-€123,570-€257,364▼ 108%
Change in cash----€3,350€6,631▲ 298%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Weakest financial yearnet -€99,110
Net result drops to -€99,110, the lowest in the series.
19-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
15-04
State Gazette act General meeting · Director resignation
Permanent representative · Director appointment
2023
31-12
Financial Highest result since 2020net €110,156 ▲72.7%
Operating result €155,901, net result €110,156, both a record.
20-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €100,000Eq €146,833 ▲76.8%
3 profitable years in a row build equity to €146,833.
23-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Liquidity times 22current ratio 46.79
Current ratio from 2.17 to 46.79; short-term debt falls from €48,102 to €18,751.
15-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwalm · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
876 m²
Building footprint
327 m²
Volume, LiDAR
1,397 m³
Parcel 45027A0464/00H000, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DECOTALENT
Bruggenhoek(Munk) 3, 9630 ZwalmFinancial service activities, except insurance and pension funding
since 20192.296.316.335
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45027A0464/00H000 Flanders 876 m² 1 · 327 m² 7.0 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of DECOTALENT and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 218 EUR awarded · 218 EUR paid
Year Entries awardedpaid
2025 1 218 EUR218 EUR
Schemes
1 entry · 218 EUR · 218 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 8,235 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded03-10-2019
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0735621670
Also 9925:BE0735621670
Registered 07-01-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.