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CryptoConnect

Active
Private limited companyfounded 20178 yrs activeSteenweg 56, 9570 Lierde, BelgiumKBO/BCE: BE 0682.993.232
Summary

CryptoConnect has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88,115 and a net result of -€7,379. Equity is growing by ~23.6% per year across the filed fiscal years. Its solvency ranks better than 90% of 20907 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200IT consultancy NACE 62020
1 site
Size
€95,955total assets 2025
Equity
€88,115
Loss
-€7,379
Turnover not published (abridged schema)
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Largest shareholder
FUTURE GENERATION · 50%
Accounts filed 20 d late0 of 3 deeds read
Why 93- Loss of €7,379 (FY 2025)+ Sector Computer programming, consultancy and related activities (NACE 62)+ Size: total assets €95,955+ Equity €88,115 (91.8% of total assets)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 44% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 100=
equity 91.8% of total assets
Liquidity 64-17
short-term debt 8.2% · cash 10.9%
Profitability 18-40
return on assets -7.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,829 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%● 0.0% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%▲ +2.8% vs 02-2025 04-2025: < 0.1%▲ +5.4% vs 03-2025 05-2025: < 0.1%▲ +5.1% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%▼ -22.0% vs 06-2025lowest value 08-2025: < 0.1%● 0.0% vs 07-2025lowest value 09-2025: < 0.1%● 0.0% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%▲ +3.1% vs 10-2025 12-2025: < 0.1%▼ -3.0% vs 11-2025lowest value 01-2026: < 0.1%● 0.0% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: < 0.1%● 0.0% vs 02-2026lowest value 04-2026: < 0.1%▲ +3.1% vs 03-2026 05-2026: < 0.1%▲ +6.1% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%▲ +8.6% vs 06-2026 08-2026: 0.1%▲ +97.4% vs 07-2026 09-2026: 0.1%▲ +30.7% vs 08-2026highest value 10-2026: 0.1%● 0.0% vs 09-2026highest value
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Loss of €7,379 (FY 2025) raises the probability
  • Size: total assets €95,955 lowers the probability for this profile
  • Equity €88,115 (91.8% of total assets) lowers the probability
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 12.24 against 19.52 in 2024; short-term debt: 8.2% and cash: 10.9% of total assets), and 8.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 85%, liquidity 47%, profitability 15%, growth against the median 32%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Loss of €7,379 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €95,955
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Equity €88,115 (91.8% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filings
Deviation from the deadline
2025
20 d late
2024
36 d early
2023
36 d early
2022
6 d early
2021
24 d late
2020
7 d early
2019
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Liquidity triplescurrent ratio 19.52

Financials · fiscal year 2025, micro schema

Equity
€88,115▼ 7.7%
2024 · €95,494
Total assets
€95,955▼ 4.7%
2024 · €100,651
Net result
-€7,379
2024 · €8,166
Working capital
€88,115▼ 7.7%
2024 · €95,494
Trend over the years

2021 to 2025, 5 fiscal years 2018 to 2025, 8 fiscal years

The operating result turns negative in 2025: a loss of €6,826 after €10,864 in 2024, the lowest result in the available series.

What the company sold each fiscal year and what was left of it. A loss stands below the zero line.

Operating result-€6,826 2025 Net result-€7,379 2025

Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result-€39,803-€7,735-€13,973€34,179€11,275▼ 67.0%€26,445▲ 135%€10,864▼ 58.9%-€6,826
Net result-€24,514-€5,197€18,669within the sector's middle half▲ 259%€28,981within the sector's middle half▲ 55.2%€8,488within the sector's middle half▼ 70.7%€20,509within the sector's middle half▲ 142%€8,166within the sector's middle half▼ 60.2%-€7,379below the sector's middle half
Equity€5,486-€10,682▲ 94.7%€29,351within the sector's middle half▲ 175%€58,332within the sector's middle half▲ 98.7%€66,820within the sector's middle half▲ 14.6%€87,329within the sector's middle half▲ 30.7%€95,494within the sector's middle half▲ 9.4%€88,115within the sector's middle half▼ 7.7%
Total assets€42,250-€111,363▲ 164%€51,380below the sector's middle half▼ 53.9%€67,628below the sector's middle half▲ 31.6%€73,821within the sector's middle half▲ 9.2%€102,910within the sector's middle half▲ 39.4%€100,651within the sector's middle half▼ 2.2%€95,955within the sector's middle half▼ 4.7%
Debt€36,764-€100,681▲ 174%€22,028▼ 78.1%€9,296▼ 57.8%€7,001▼ 24.7%€15,581▲ 123%€5,156▼ 66.9%€7,840▲ 52.0%
Working capital-€15,118-€1,083€29,103within the sector's middle half▲ 2,587%€58,332within the sector's middle half▲ 100%€66,820within the sector's middle half▲ 14.6%€87,329within the sector's middle half▲ 30.7%€95,494within the sector's middle half▲ 9.4%€88,115within the sector's middle half▼ 7.7%
Solvency13.0%-9.6%▼ 3.4pp57.1%within the sector's middle half▲ 47.5pp86.3%above the sector's middle half▲ 29.1pp90.5%above the sector's middle half▲ 4.3pp84.9%above the sector's middle half▼ 5.7pp94.9%above the sector's middle half▲ 10.0pp91.8%above the sector's middle half▼ 3.0pp
Current ratio0.59-1.01▲ 0.422.32within the sector's middle half▲ 1.317.27above the sector's middle half▲ 4.9510.54above the sector's middle half▲ 3.276.60above the sector's middle half▼ 3.9419.52above the sector's middle half▲ 12.9112.24above the sector's middle half▼ 7.28
Return on assets (ROA)-58.0%-4.7%▲ 62.7pp36.3%above the sector's middle half▲ 31.7pp42.9%above the sector's middle half▲ 6.5pp11.5%within the sector's middle half▼ 31.4pp19.9%within the sector's middle half▲ 8.4pp8.1%within the sector's middle half▼ 11.8pp-7.7%below the sector's middle half▼ 15.8pp
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €95,955
Equity €88,115 ▼ 7.7%
Debt €7,840 ▲ 52.0%
Debt's share of the balance-sheet total rises from 5.1% to 8.2%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.09▲
2024 · 0.05
ROE
-8.4%▼
2024 · 8.6%
Debt ≤ 1 year
€7,840▲
2024 · €5,156
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,441 companies that looked in July 2024 the way this one looks now, 2.3% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a small loss
2.3% went bankrupt
7.5% stopped otherwise
90% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,471 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,441 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€100,651€95,955▼
Current assets29/58€100,651€95,955▼
Amounts receivable within one year40/41€22,640€32,881▲
Trade receivables40-€10,264
Other amounts receivable41€22,640€22,617▼
Current investments50/53€52,663€52,663=
Cash at bank and in hand54/58€25,348€10,411▼
Equity and liabilities
Total equity and liabilities10/49€100,651€95,955▼
Equity10/15€95,494€88,115▼
Contributions10/11€30,000€30,000=
Reserves13€260€260=
Non-distributable reserves130/1€260-
Reserves not available under the articles1311€260-
Distributable reserves133-€260
Profit (loss) carried forward14€65,235€57,855▼
Amounts payable17/49€5,156€7,840▲
Amounts payable within one year42/48€5,156€7,840▲
Trade debts44-€3,261
Suppliers440/4-€3,261
Taxes, remuneration and social security45€3,694€3,541▼
Taxes450/3€3,694€3,541▼
Other amounts payable47/48€1,463€1,038▼
Income statement Code20242025
Other operating charges640/8€592€210▼
Gross operating margin9900€11,456-€6,616▼
Operating profit (loss)9901€10,864-€6,826▼
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€142€553▲
Recurring financial charges65€142€553▲
Profit (loss) for the period before taxes9903€10,724-€7,379▼
Income taxes67/77€2,559-
Profit (loss) for the period9904€8,166-€7,379▼
Profit (loss) for the period to be appropriated9905€8,166-€7,379▼
Appropriation of the result
Profit (loss) to be appropriated9906€65,235€57,855▼
Profit (loss) brought forward from the previous period14P€57,069€65,235▲

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,307€9,349€9,351€248-----
Other operating charges640/8---€523€526€1,527€592€210▼ 64.5%
Gross operating margin9900-€27,903€17,217-€4,100€34,950€11,801€27,971€11,456-€6,616▼ 158%
Operating profit (loss)9901-€39,803€7,735-€13,973€34,179€11,275€26,445€10,864-€6,826▼ 163%
Financial income75/76B---€0€1€0€2--
Recurring financial income75€15,370-€32,738€0€1€0€2--
Financial charges65/66B---€152€73€431€142€553▲ 289%
Recurring financial charges65€81€2,539€96€152€73€431€142€553▲ 289%
Profit (loss) for the period before taxes9903-€24,514€5,197€18,669€34,027€11,203€26,014€10,724-€7,379▼ 169%
Income taxes67/77---€5,046€2,715€5,505€2,559--
Profit (loss) for the period9904-€24,514€5,197€18,669€28,981€8,488€20,509€8,166-€7,379▼ 190%
Profit (loss) for the period to be appropriated9905-€24,514€5,197€18,669€28,981€8,488€20,509€8,166-€7,379▼ 190%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€42,250€111,363€51,380€67,628€73,821€102,910€100,651€95,955▼ 4.7%
Fixed assets21/28€20,604€9,599€248------
Tangible fixed assets22/27€18,204€9,599€248------
Financial fixed assets28€2,400--------
Current assets29/58€21,646€101,764€51,132€67,628€73,821€102,910€100,651€95,955▼ 4.7%
Amounts receivable within one year40/41€5,767€62,708€1,430€7,083€12,847€31,322€22,640€32,881▲ 45.2%
Trade receivables40---€5,909€12,825€8,742-€10,264-
Other amounts receivable41---€1,174€22€22,580€22,640€22,617▼ 0.1%
Current investments50/53€15,367€12,930€45,663€45,663€52,663€52,663€52,663€52,663=
Cash at bank and in hand54/58€512€26,127€4,039€14,882€8,310€18,924€25,348€10,411▼ 58.9%
Equity and liabilities
Total equity and liabilities10/49€42,250€111,363€51,380€67,628€73,821€102,910€100,651€95,955▼ 4.7%
Equity10/15€5,486€10,682€29,351€58,332€66,820€87,329€95,494€88,115▼ 7.7%
Contributions10/11€30,000€30,000-€30,000€30,000€30,000€30,000€30,000=
Reserves13-€260€260€260€260€260€260€260=
Non-distributable reserves130/1---€260€260€260€260--
Reserves not available under the articles1311---€260€260€260€260--
Distributable reserves133-------€260-
Profit (loss) carried forward14-€24,514-€19,578-€909€28,072€36,560€57,069€65,235€57,855▼ 11.3%
Amounts payable17/49€36,764€100,681€22,028€9,296€7,001€15,581€5,156€7,840▲ 52.0%
Amounts payable within one year42/48€36,764€100,681€22,028€9,296€7,001€15,581€5,156€7,840▲ 52.0%
Trade debts44€7,675€64,932€704-€1,926€6,679-€3,261-
Suppliers440/4----€1,926€6,679-€3,261-
Taxes, remuneration and social security45---€8,767€5,075€7,481€3,694€3,541▼ 4.1%
Taxes450/3---€6,390€5,075€7,481€3,694€3,541▼ 4.1%
Remuneration and social security454/9---€2,377-----
Other amounts payable47/48---€530-€1,422€1,463€1,038▼ 29.0%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€24,514€5,197€18,669€28,981€8,488€20,509€8,166-€7,379▼ 190%
+ Depreciation and write-downs630€10,307€9,349€9,351€248-----
Operating cash flow (approximation)-€14,207€14,545€28,020€29,228€8,488€20,509€8,166-€7,379▼ 190%
Investment in fixed assets (approximation)-€1,656€0------
Change in cash-€25,615-€22,088€10,843-€6,572€10,614€6,424-€14,937▼ 333%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Similar companies · same sector, comparable size

Of 30,023 companies in this sector we hold annual accounts for 18,915. 15,960 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Directors

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →

Owners and capital

Owners

1 owner

According to the annual accounts of the companies, the acts in the Belgian Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Companies Code and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Group and network

Connections & network

No directors read yet: 0 of 3 Gazette acts processed.

History

On 17 October 2017, CryptoConnect was incorporated.1 Total assets went from €42,250 in 2018 to €95,955 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
20-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
25-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity triplescurrent ratio 19.52
Current ratio from 6.60 to 19.52; short-term debt falls from €15,581 to €5,156.
25-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
24-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial Highest result since 2018net €28,981 ▲55.2%
Operating result €34,179, net result €28,981, both a record.
31-12
Financial Liquidity triplescurrent ratio 7.27
Current ratio from 2.32 to 7.27; short-term debt falls from €22,028 to €9,296.
24-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Liquidity doublescurrent ratio 2.32
Current ratio from 1.01 to 2.32; short-term debt falls from €100,681 to €22,028.
30-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Back to profitnet €5,197
Net result €5,197 after one loss-making year.
27-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded17-10-2017
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
46500Wholesale of information and communication equipment
E-invoicing
Reachable via Peppol
Peppol ID 0208:0682993232
Also 9925:BE0682993232
Registered 31-10-2023

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 6 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Lierde · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
1,757 m²
Building footprint
207 m²
Volume, LiDAR
780 m³
Parcel 45050B0421/00K000, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
CryptoConnect
Steenweg 56, 9570 LierdeWholesale trade
since 2017unit no. 2.273.856.083
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45050B0421/00K000 Flanders 1,757 m² 1 · 207 m² 6.2 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.