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INSOFT.COM BELGIUM

Active
Private limited company (pre-2019)founded 1993active for 33 yearsFazantendreef 8, 2900 Schoten, BelgiumKBO/BCE: BE 0450.412.966
Summary

INSOFT.COM BELGIUM has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88,111 and a net result of -€7,265. Equity is growing by about 42% per year across the filed financial years. Its solvency ranks better than 14% of 20,840 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200
10th oldest company in Schoten, Telecoms and IT sector1 site
Size
€938,124total assets 2025
Equity
€88,111
Loss
-€7,265
Turnover not published (micro format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
Accounts filed 191 days late0 of 3 deeds read
Why 53raises riskCapped at 59: a confirmed filing findingLatest accounts 192 days late; 1 of the last 3 lateEquity €88,111 (9.4% of total assets)lowers riskFounded in 1993Size: total assets €938,124Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 19% of its sector peers (NACE 62, micro)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 34-1
equity 9.4% of total assets
Liquidity 29+2
short-term debt 57.4% · cash 6.9%
Profitability 42-30
return on assets -0.8%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,854 companies, NACE 62, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.3%▲ +0.2 percentage points vs 12-2024 02-2025: 0.1%▼ -0.2 percentage points vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025lowest value 05-2025: 0.1%● unchanged vs 04-2025lowest value 06-2025: 0.1%● unchanged vs 05-2025lowest value 07-2025: 0.1%● unchanged vs 06-2025lowest value 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.2%▲ +0.1 percentage points vs 12-2025 02-2026: 0.3%▲ +0.1 percentage points vs 01-2026 03-2026: 0.4%▲ +0.1 percentage points vs 02-2026 04-2026: 0.7%▲ +0.3 percentage points vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.9%▲ +0.2 percentage points vs 05-2026 07-2026: 1.5%▲ +0.6 percentage points vs 06-2026highest value 08-2026: 1.5%● unchanged vs 07-2026highest value 09-2026: 0.6%▼ -0.9 percentage points vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026
Credit of up to €4,500 on 30-day terms, only on tighter conditions: the latest accounts were filed more than 90 days after the deadline
Liquidity insufficient (current ratio 0.72, compared with 0.67 in 2024, below 1; short-term debt: 57.4% and cash: 6.9% of total assets), and 90.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 16% on solvency, 11% on liquidity, 19% on profitability and 32% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Latest accounts 192 days late; 1 of the last 3 late
NBB · filings
lowers risk · Founded in 1993
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €938,124
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €88,111 (9.4% of total assets)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 20840 sector peers (2025).
NBB · sector comparison
Position among 20840 sector peers
Solvency
better than 14%
← weakest strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-08-2026, 191 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
191 days late
2024
9 days early
2023
49 days early
2022
8 days early
2021
46 days early
2020
53 days early
2019
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 22 January (4 of the last 5 filed years within 40 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end13-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 191 days View
  • Caution: Among the weakest 11% on net resultsector median €28,842 · 20,848 companies -€7,265 View
  • Active since 1993founded 24-06-1993 33 years View

By topic

Financials

Financial year
2025
Total assets
€938,124
Loss
-€7,265
Solvency
9.4%
Go to Financials

Timeline

Events
32
Since
1995
Next accounts
by 31-01-2027
  1. 23-01-2023Annual accounts filed
  2. 16-12-2021Annual accounts filed
  3. 09-12-2020Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
24-06-1993
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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