CRYPTIK
ActiveFrom the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
CRYPTIK is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€52,261) and a net result of €1,736. Equity is growing by about 8.4% per year across the filed financial years. Its solvency ranks better than 5% of 3,041 sector peers (NACE 66, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
KBO- Status
- Active since 07-09-2022 Normal situation
- Legal form
- Private limited company
- Registered office
- Hallesesteenweg 41, 1640 Sint-Genesius-Rode
- Activity
- Agents and brokers in banking services NACE 66191and 2 others
- Establishment unit
- 2.335.333.792 1640 Sint-Genesius-Rode, since 07-09-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 20-03-2026
How it is doing
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Profit
- €1,736
- ▼ 76.2%
- Equity
- -€52,261
- ▲ 3.2%
- Total assets
- €11,280
- ▼ 17.9%
- Staff
- ≈ 0 FTE
- estimated
2025 accounts 8 days early
Filed on 23-07-2026at the National Bank
Signalsraises riskWeak solvency vs sectorneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Two signals.
raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 3041 sector peers (2025).
NBB · sector comparisonPosition among 3041 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
8 days early
2024
19 days late
2023
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 14 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials · financial year 2025, micro format
Latest annual accounts filed
Annual accounts 2025
- Financial year ended
- 31-12-2025
- Filed on
- 23-07-2026
- Format
- micro format
- Reference
- 2026-00321124
Equity
-€52,261▲ 3.2%
2024 · -€53,997
Net result
€1,736▼ 76.2%
2024 · €7,281
Total assets
€11,280▼ 17.9%
2024 · €13,730
Solvency
-463.3%▼ 70.1pp
2024 · -393.3%
Trend over the years
2023 to 2025, 3 financial years
The operating result turns negative in 2025: a loss of €1,730 after €207 in 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result-€1,730
2025
Net result€1,736
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€11,280
2025
Equity-€52,261
2025
Debt€63,540
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital-€52,261
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)15.4%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency-463.3%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio0.18
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 66, Activities auxiliary to financial services and insurance activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line202320242025
Operating result-€71,369-€207-€1,730
Net result-€75,450below the sector's middle half-€7,281within the sector's middle half€1,736below the sector's middle half▼ 76.2%
Equity-€61,278below the sector's middle half--€53,997below the sector's middle half▲ 11.9%-€52,261below the sector's middle half▲ 3.2%
Total assets€33,110below the sector's middle half-€13,730below the sector's middle half▼ 58.5%€11,280below the sector's middle half▼ 17.9%
Debt€94,388-€67,727▼ 28.2%€63,540▼ 6.2%
Working capital-€61,278below the sector's middle half--€53,997below the sector's middle half▲ 11.9%-€52,261below the sector's middle half▲ 3.2%
Solvency-185.1%below the sector's middle half--393.3%below the sector's middle half▼ 208.2pp-463.3%below the sector's middle half▼ 70.1pp
Current ratio0.35below the sector's middle half-0.20below the sector's middle half▼ 0.150.18below the sector's middle half▼ 0.03
Return on assets (ROA)-227.9%below the sector's middle half-53.0%above the sector's middle half▲ 280.9pp15.4%within the sector's middle half▼ 37.6pp
above
within
below
the middle half of NACE 66, Activities auxiliary to financial services and insurance activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Key figures and ratios
Debt ≤ 1 year
€63,540▼
2024 · €67,727
Income taxes
-€3,471▲
2024 · -€7,655
Staff costs
€16
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €16 | - |
| Other operating charges640/8 | €545 | €295 | €266 | ▼ 9.6% |
| Gross operating margin9900 | -€70,825 | €501 | -€1,448 | - |
| Operating profit (loss)9901 | -€71,369 | €207 | -€1,730 | - |
| Financial income75/76B | - | €51 | €0 | ▼ 100% |
| Recurring financial income75 | - | €51 | €0 | ▼ 100% |
| Financial charges65/66B | €4,080 | €632 | €4 | ▼ 99.4% |
| Recurring financial charges65 | €4,080 | €632 | €4 | ▼ 99.4% |
| Profit (loss) for the period before taxes9903 | -€75,450 | -€374 | -€1,734 | ▼ 364% |
| Income taxes67/77 | €0 | -€7,655 | -€3,471 | ▲ 54.7% |
| Profit (loss) for the period9904 | -€75,450 | €7,281 | €1,736 | ▼ 76.2% |
| Profit (loss) for the period to be appropriated9905 | -€75,450 | €7,281 | €1,736 | ▼ 76.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €33,110 | €13,730 | €11,280 | ▼ 17.9% |
| Current assets29/58 | €33,110 | €13,730 | €11,280 | ▼ 17.9% |
| Amounts receivable within one year40/41 | €12,430 | €13,401 | €11,271 | ▼ 15.9% |
| Trade receivables40 | €3,448 | €2,080 | €0 | ▼ 100% |
| Other amounts receivable41 | €8,982 | €11,320 | €11,271 | ▼ 0.4% |
| Cash at bank and in hand54/58 | €20,680 | €330 | €8 | ▼ 97.5% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €33,110 | €13,730 | €11,280 | ▼ 17.9% |
| Equity10/15 | -€61,278 | -€53,997 | -€52,261 | ▲ 3.2% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€66,278 | -€58,997 | -€57,261 | ▲ 2.9% |
| Amounts payable17/49 | €94,388 | €67,727 | €63,540 | ▼ 6.2% |
| Amounts payable within one year42/48 | €94,388 | €67,727 | €63,540 | ▼ 6.2% |
| Trade debts44 | €6,531 | €5,199 | €630 | ▼ 87.9% |
| Suppliers440/4 | €6,531 | €5,199 | €630 | ▼ 87.9% |
| Taxes, remuneration and social security45 | €5,857 | €3,471 | €0 | ▼ 100% |
| Taxes450/3 | €5,857 | €3,471 | €0 | ▼ 100% |
| Other amounts payable47/48 | €82,000 | €59,057 | €62,910 | ▲ 6.5% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€75,450 | €7,281 | €1,736 | ▼ 76.2% |
| Operating cash flow (approximation) | -€75,450 | €7,281 | €1,736 | ▼ 76.2% |
| Change in cash | - | -€20,350 | -€322 | ▲ 98.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 1,647 active companies whose main activity is agents and brokers in banking services (NACE 66191), figures are known for 1,201. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
1 director, no change since 2022
AOUN Alain
Current
Director (not named in the articles) · appointed in the act of 09-09-2022 · in the 2025 annual accounts, filed on 23-07-2026
Mandate history
1 person, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| AOUN Alain |
|
How the board is organised
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Artikel 11. Bevoegdheden van het bestuursorgaan Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Benoemd met of zonder beperking van duur,indien benoemd in statuten hoedanigheid statutair bestuurder, een of meer bestuurders”
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Vereist voor statutenwijziging, elk moment”
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Bestuurder(s) in functie krachtens statuten indien geen andere vereffenaar benoemd”
Articles of association, deed of 09-09-2022
Owners and capital
Capital and shareholders
Shareholders according to the deeds
At incorporation
act of 09-09-2022 ↗
- AOUN Alain 100 shares (100%) · €5,000
Capital over the years
- 09-09-2022 Incorporation · €5,000 · 100 shares
- 09-09-2022 Incorporation · €5,000 · 100 shares
Shares according to the articles of association
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, register van aandelen op naam met vermeldingen Wetboek van vennootschappen en verenigingen”
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Voor helft ten laste overdrager en voor andere helft ten laste koper(s) naar evenredigheid verworven aantal bij meer kopers, erfgenamen en…”
Other provisionsRules from the articles on subjects other than the board, the shares, the purpose and the meetings.
Articles of association, deed of 09-09-2022 (in Dutch)
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
History
Acts, filings and financial milestones
Next filing, financial year 2026, expected by
2026
23-07
financial year 2025 · micro format
2025
19-08
financial year 2024 · micro format · 19 days late
2024
31-12
Financial
Back to profitnet €7,281
Net result €7,281 after one loss-making year.
30-08
financial year 2023 · micro format · 30 days late
2022
09-09
Gazette deed
IncorporationAppointment: AOUN Alain (director) · Permanent representative: Francis Huygens · Founding capital17 facts ▸
Gazette deed
Incorporation
Appointment: AOUN Alain (director) · Permanent representative: Francis Huygens · Founding capital17 facts ▸
- Other provision, “bekwaamheid rechtshandelingen” (deed in Dutch)
- Other provision, “identiteitskennis comparant” (deed in Dutch)
- Other provision, “toelichting en voorlezing akte, indien minstens comparant hierop prijs stelt of ontwerp niet tijdig meegedeeld” (deed in Dutch)
- Incorporation, “CRYPTIK” (deed in Dutch)
- Other provision, “financieel plan en aansprakelijkheidsvoorlichting”, EUR (deed in Dutch)
- Founding capital, €5,000 (2 times)
- Bank account, “KBC, vennootschap in oprichting” (deed in Dutch)
- Other provision, “vaststelling statuten, statuten luiden als volgt” (deed in Dutch)
- Registered office clause, “Hallesesteenweg 41, 1640 Sint-Genesius-Rode” (deed in Dutch)
- Board rule, 1
- Director appointment, AOUN Alain (director (not named in the articles))
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
- +5 further facts in this act
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Who it is
KBO recordName
CRYPTIK in Dutch
Enterprise number
0790.559.304
Legal form
Private limited company
Status
Active, normale toestand
Founded
07-09-2022
Type
Legal entity
Where it is based
Registered office
Hallesesteenweg 41, 1640 Sint-Genesius-Rode, Belgium
Establishments
1 establishment unit since 2022
What it does
NACEBEL 202566191
Agents and brokers in banking services main activity
66300
Activities auxiliary to financial services and insurance activities
70200
Business and other management consultancy
Invoicing and payment
VAT number
BE 0790.559.304
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Scores and ratios are computed by Checked and are not a credit decision.
Purpose, financial year and meetings according to the articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Car-wash–benzinestation-dagbladhandel; De uitbating van een benzinestation; De groot en kleinhandel,de in-en uitvoer van…”
9 activities
- Car-wash–benzinestation-dagbladhandel
- De uitbating van een benzinestation.
- De groot en kleinhandel,de in-en uitvoer van petroleumproducten,smeermiddelen,nijverheidsoliën en vetten.
- Onderhoudsproducten voor motorvoertuigen.
- Machines.
- De uitbating van een carwash.
- Verkoop van kranten,tijdschriften,loterijproducten;
- Verkoop van loterijbiljetten en krasloten.
- Reisbureau.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- CRYPTIK
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Tuesday of June at 17:00
Articles of association, deed of 09-09-2022 (in Dutch)
Environmental permits: No permit applications found in Flanders.
Sites & property
Registered office and establishments
1 establishment unit
CRYPTIK
since 2022unit no. 2.335.333.792
Buildings and parcels at the address
Ground area
169 m²
Building footprint
110 m²
Building volume
672 m³
Parcel 22004D0023/00M016, Flanders · tallest building 11.6 m.
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 22004D0023/00M016 | Flanders | 169 m² | 1 · 110 m² | 11.6 m · 2 |