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Complete company report
Generated 13-07-2026
Active BE 0446.661.838Public limited company

CROSSROADS

Nijverheidsstraat 16 ·9890 Gavere, Belgium· 34 yrs active
Sector: Retail trade (47120)
Conclusion Checked

The computed 12-month bankruptcy probability of CROSSROADS is 0.4% (very low). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 34 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
0.4% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate sector +Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1992, 34 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
30-09-2024 micro 04-06-2025 2025-00116971
30-09-2023 verkort 10-06-2024 2024-00118049
30-09-2022 verkort 26-04-2023 2023-00066044
30-09-2021 verkort 28-04-2022 2022-20014132
30-09-2020 verkort 29-04-2021 2021-11900366
30-09-2019 verkort 30-04-2020 2020-11800366
30-09-2018 verkort 29-04-2019 2019-11400524
30-09-2017 verkort 27-04-2018 2018-11000193
30-09-2016 verkort 03-04-2017 2017-08600479
30-09-2015 verkort 04-05-2016 2016-11600192
Legal Structure
NACE primary Retail trade(47120)
Legal form Public limited company(014)
Incorporation14-02-1992
StatusActive
Postal code9890
Establishment units 1 location
CROSSROADS
Nijverheidsstraat 16, 9890 GavereVerhuur van niet-residentiële gebouwen
since 20012.058.396.121
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44016B1036/00G000 Flanders 4,225 m² 1 · 219 m² 13.1 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
04-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
10-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
13-02-2024
State Gazette act Director changes
Geertrui Van der Paal
2023
26-04-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
28-04-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
29-04-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
30-04-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
29-04-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
27-04-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
03-04-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
04-05-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2024
13-02-2024 3 directors appointed Director changes·Geertrui Van der Paal
  • Bart SPECK, Bestuurder
  • Karolien DE RUYVER, Bestuurder
  • Bart SPECK, Gedelegeerd bestuurder
Notary: Geertrui Van der Paal · GavereFirm: Notaris Van der Paal
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Bart SPECK",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2029"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Karolien DE RUYVER",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2029"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Bart SPECK",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2029"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Geertrui Van der Paal",
    "firm_city": null,
    "firm_name": "Notaris Van der Paal",
    "office_city": "Gavere",
    "is_associated": true
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-02-13",
    "filing_date": "2024-02-09",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2023-12-27",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0446.661.838",
    "name_full": "CROSSROADS",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Geertrui Van der Paal",
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "expeditie van de akte"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Overige niet-gespecialiseerde detailhandel47120Detailhandel via postorderbedrijven of via internet47910Overige adviesbureaus op het gebied van bedrijfsvoering en beheer74142Webportalen63120Activiteiten van webportalen63910Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL CROSSROADS
Registered office
Nijverheidsstraat 16
9890 Gavere, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative