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CrossPoint Solutions

Active
Public limited companyfounded 2006active for 20 yearsVeldkant 33A, 2550 Kontich, Belgium79 active companies are registered at this addressKBO/BCE: BE 0881.854.615
Summary

CrossPoint Solutions has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16.8m and a net result of -€20,067. Equity is growing by about 6.3% per year across the filed financial years. Its solvency ranks better than 49% of 1,672 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Financials · financial year 2025, full format

2025 annual accounts filed late (24 days) Filed on 24 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00430683.

Turnover
€5.9m▲ 39.9%
2024 · €4.2m
EBIT margin
1.2%▲ 54.0pp
2024 · -52.8%
Net result
-€20,067
2024 · €770,815
Working capital
€6.6m▲ 6.4%
2024 · €6.2m
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result returns to profit in 2025: €68,044 after a loss of €2.2m in 2024, the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Turnover€5.9m 2025 Operating result€0.07m 2025 Net result-€0.02m 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Turnover€2.4m-€3.4m▲ 38.8%€3.3m▼ 3.0%€2.9m▼ 11.1%€3.1m▲ 4.7%€4.3m▲ 40.8%€4.2m▼ 2.6%€5.9m▲ 39.9%
Operating result-€0.4m-€0.3m€0.06m▼ 81.7%-€0.2m-€0.6m▼ 277%-€0.7m▼ 9.7%-€2.2m▼ 221%€0.07m
Net result€2.2m-€1.7m▼ 25.6%€2.9mabove the sector's middle half▲ 74.5%€1.5mabove the sector's middle half▼ 49.9%€1.3mabove the sector's middle half▼ 7.2%€1.2mabove the sector's middle half▼ 8.0%€0.8mabove the sector's middle half▼ 37.8%-€0.02mwithin the sector's middle half
EBIT margin-17.2%-10.3%▲ 27.4pp1.9%▼ 8.3pp-5.7%▼ 7.6pp-20.5%▼ 14.8pp-16.0%▲ 4.5pp-52.8%▼ 36.8pp1.2%▲ 54.0pp
Equity€10.8m-€12.5m▲ 15.3%€15.4mabove the sector's middle half▲ 23.2%€13.5mabove the sector's middle half▼ 12.4%€14.8mabove the sector's middle half▲ 10.0%€16.1mabove the sector's middle half▲ 8.3%€16.9mabove the sector's middle half▲ 4.8%€16.8mabove the sector's middle half▼ 0.1%
Total assets€14.7m-€14.6m▼ 0.6%€17.4mabove the sector's middle half▲ 19.3%€14.4mabove the sector's middle half▼ 17.2%€16.1mabove the sector's middle half▲ 12.1%€38.2mabove the sector's middle half▲ 136%€40.4mabove the sector's middle half▲ 5.9%€44.0mabove the sector's middle half▲ 8.9%
Debt€3.8m-€2.1m▼ 45.7%€2.0m▼ 4.1%€0.9m▼ 54.3%€1.3m▲ 43.8%€22.1m▲ 1,593%€23.6m▲ 6.7%€27.2m▲ 15.4%
Working capital€8.9m-€8.7m▼ 2.6%€11.2mabove the sector's middle half▲ 29.0%€5.4mabove the sector's middle half▼ 51.6%€6.4mabove the sector's middle half▲ 18.6%€8.1mabove the sector's middle half▲ 25.9%€6.2mabove the sector's middle half▼ 23.2%€6.6mabove the sector's middle half▲ 6.4%
Solvency74.0%-85.8%▲ 11.8pp88.6%above the sector's middle half▲ 2.8pp93.7%above the sector's middle half▲ 5.1pp91.9%above the sector's middle half▼ 1.8pp42.1%within the sector's middle half▼ 49.8pp41.7%within the sector's middle half▼ 0.4pp38.2%within the sector's middle half▼ 3.5pp
Current ratio3.96-5.65▲ 1.697.55above the sector's middle half▲ 1.906.98above the sector's middle half▼ 0.576.03above the sector's middle half▼ 0.961.37within the sector's middle half▼ 4.661.26within the sector's middle half▼ 0.101.24within the sector's middle half▼ 0.02
Return on assets (ROA)15.2%-11.4%▼ 3.8pp16.7%within the sector's middle half▲ 5.3pp10.1%within the sector's middle half▼ 6.6pp8.3%within the sector's middle half▼ 1.7pp3.2%within the sector's middle half▼ 5.1pp1.9%within the sector's middle half▼ 1.3pp0.0%within the sector's middle half▼ 2.0pp
Staff (FTE)5.3-5.9▲ 11.3%6.8within the sector's middle half▲ 15.3%6.2within the sector's middle half▼ 8.8%9.8within the sector's middle half▲ 58.1%10.5within the sector's middle half▲ 7.1%12.6within the sector's middle half▲ 20.0%12.1within the sector's middle half▼ 4.0%
above within below the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €44.0m
Fixed assets €10.2m ▼ 4.0%
Current assets €33.8m ▲ 13.5%
Equity and liabilities €44.0m
Equity €16.8m ▼ 0.1%
Provisions €2,900 ▼ 9.0%
Debt €27.2m ▲ 15.4%
Debt's share of the balance-sheet total rises from 58.3% to 61.8%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€184,251▲
2024 · -€1.5m
Cash flow
€96,139▼
2024 · €1.4m
Debt to equity
1.62▲
2024 · 1.40
ROE
-0.1%▼
2024 · 4.6%
Interest coverage
0.43▲
2024 · -3.08
Debt ≤ 1 year
€27.2m▲
2024 · €23.6m
Income taxes
€2,832▼
2024 · €3,197
Staff costs
€1.3m▼
2024 · €1.3m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 8,617 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94.2% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.4% went bankrupt
5.2% stopped otherwise
94.2% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 8,617 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 75 lines
Balance sheet Code20242025
Assets
Total assets20/58€40.4m€44.0m▲
Fixed assets21/28€10.6m€10.2m▼
Tangible fixed assets22/27€0.1m€0.03m▼
Plant, machinery and equipment23€0.02m€0.01m▼
Furniture and vehicles24-€0.008m
Other tangible fixed assets26€0.1m€0.01m▼
Financial fixed assets28€10.5m€10.2m▼
Affiliated companies280/1€10.5m€10.2m▼
Participating interests280€10.5m€10.2m▼
Current assets29/58€29.8m€33.8m▲
Amounts receivable within one year40/41€29.1m€33.2m▲
Trade receivables40€1.5m€2.1m▲
Other amounts receivable41€27.6m€31.2m▲
Cash at bank and in hand54/58€0.6m€0.6m▼
Deferred charges and accrued income490/1€0.03m€0.02m▼
Equity and liabilities
Total equity and liabilities10/49€40.4m€44.0m▲
Equity10/15€16.9m€16.8m▼
Contributions10/11€0.06m€0.06m=
Capital10€0.06m€0.06m=
Issued capital100€0.06m€0.06m=
Reserves13€16.8m€16.8m▼
Non-distributable reserves130/1€0.006m€0.006m=
Legal reserve130€0.006m€0.006m=
Distributable reserves133€16.8m€16.8m▼
Profit (loss) carried forward14€0.002m€388▼
Provisions and deferred taxes16€0.003m€0.003m▼
Provisions for liabilities and charges160/5€0.003m€0.003m▼
Pensions and similar obligations160€0.003m€0.003m▼
Amounts payable17/49€23.6m€27.2m▲
Amounts payable within one year42/48€23.6m€27.2m▲
Current portion of amounts payable after more than one year42-€0.3m
Trade debts44€1.4m€1.6m▲
Suppliers440/4€1.4m€1.6m▲
Taxes, remuneration and social security45€0.2m€0.2m▼
Taxes450/3€0.005m€0.005m▲
Remuneration and social security454/9€0.2m€0.2m▼
Other amounts payable47/48€21.9m€25.1m▲
Accrued charges and deferred income492/3€0.006m-
Income statement Code20242025
Operating income70/76A€5.1m€6.5m▲
Turnover70€4.2m€5.9m▲
Other operating income74€0.6m€0.7m▲
Non-recurring operating income76A€0.3m€69▼
Operating charges60/66A€7.3m€6.5m▼
Goods for resale, raw materials and consumables60€2.9m€4.2m▲
Purchases600/8€2.9m€4.2m▲
Services and other goods61€0.9m€0.8m▼
Remuneration, social security and pensions62€1.3m€1.3m▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.7m€0.1m▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€0.001m-€287▼
Other operating charges640/8€0.01m€0.007m▼
Non-recurring operating charges66A€1.6m€71▼
Operating profit (loss)9901-€2.2m€0.07m▲
Financial income75/76B€5.5m€1.4m▼
Recurring financial income75€4.7m€1.3m▼
Income from financial fixed assets750€3.8m€0.5m▼
Income from current assets751€0.9m€0.7m▼
Other financial income752/9€0.002m€0.001m▼
Non-recurring financial income76B€0.8m€0.1m▼
Financial charges65/66B€2.5m€1.4m▼
Recurring financial charges65€0.5m€0.4m▼
Debt charges650€0.5m€0.4m▼
Other financial charges652/9€0.002m€0.005m▲
Non-recurring financial charges66B€2.0m€1.0m▼
Profit (loss) for the period before taxes9903€0.8m-€0.02m▼
Income taxes67/77€0.003m€0.003m▼
Taxes670/3€0.003m€0.003m▼
Profit (loss) for the period9904€0.8m-€0.02m▼
Profit (loss) for the period to be appropriated9905€0.8m-€0.02m▼
Appropriation of the result
Profit (loss) to be appropriated9906€0.8m-€0.02m▼
Profit (loss) brought forward from the previous period14P€0.002m€0.002m▲
Transfer from equity791/2-€0.02m
From reserves792-€0.02m
Transfer to equity691/2€0.8m-
To other reserves6921€0.8m-
Social balance sheet
Average headcount (FTE)908712.612.1▼

The notes to these accounts (68 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Operating income70/76A---€4.1m€3.4m€4.8m€5.1m€6.5m▲ 27.5%
Turnover70€2.4m€3.4m€3.3m€2.9m€3.1m€4.3m€4.2m€5.9m▲ 39.9%
Other operating income74---€1.2m€0.3m€0.5m€0.6m€0.7m▲ 8.3%
Non-recurring operating income76A---€0.004m€58€58€0.3m€69▼ 100.0%
Operating charges60/66A---€4.3m€4.0m€5.5m€7.3m€6.5m▼ 11.9%
Goods for resale, raw materials and consumables60---€2.5m€2.4m€3.1m€2.9m€4.2m▲ 48.0%
Purchases600/8---€2.5m€2.4m€3.1m€2.9m€4.2m▲ 48.0%
Services and other goods61---€1.1m€0.6m€0.6m€0.9m€0.8m▼ 13.1%
Remuneration, social security and pensions62---€0.6m€0.8m€1.0m€1.3m€1.3m▼ 1.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.06m€0.08m€0.06m€0.1m€0.1m€0.1m€0.7m€0.1m▼ 82.6%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4---€278-----
Provisions for liabilities and charges: additions (uses and reversals)635/8-----€0.001m€0.001m-€287-
Other operating charges640/8---€0.003m€0.004m€0.004m€0.01m€0.007m▼ 30.3%
Non-recurring operating charges66A---€0.001m€0.009m€0.6m€1.6m€71▼ 100.0%
Operating profit (loss)9901-€0.4m€0.3m€0.06m-€0.2m-€0.6m-€0.7m-€2.2m€0.07m-
Financial income75/76B---€1.6m€2.0m€2.7m€5.5m€1.4m▼ 75.4%
Recurring financial income75€1.9m€1.4m€0.3m€1.6m€1.6m€1.6m€4.7m€1.3m▼ 73.5%
Income from financial fixed assets750---€1.3m€1.3m€0.6m€3.8m€0.5m▼ 85.7%
Income from current assets751---€0.3m€0.2m€1.0m€0.9m€0.7m▼ 22.6%
Other financial income752/9-----€36€0.002m€0.001m▼ 62.3%
Non-recurring financial income76B---€0.06m€0.4m€1.1m€0.8m€0.1m▼ 86.9%
Financial charges65/66B---€0.009m€0.01m€0.8m€2.5m€1.4m▼ 43.0%
Recurring financial charges65€0.02m€0.02m€0.02m€0.009m€0.01m€0.5m€0.5m€0.4m▼ 15.0%
Debt charges650€0.02m€0.02m€0.01m€0.008m€0.01m€0.5m€0.5m€0.4m▼ 15.5%
Other financial charges652/9---€0.001m€0.001m€0.001m€0.002m€0.005m▲ 86.2%
Non-recurring financial charges66B-----€0.4m€2.0m€1.0m▼ 50.0%
Profit (loss) for the period before taxes9903€2.2m€1.7m€2.9m€1.5m€1.3m€1.2m€0.8m-€0.02m-
Income taxes67/77€0.001m€0.002m€0.002m€0.002m€0.003m€0.003m€0.003m€0.003m▼ 11.4%
Taxes670/3---€0.002m€0.003m€0.003m€0.003m€0.003m▼ 11.4%
Tax adjustments and reversals of tax provisions77---€163€10----
Profit (loss) for the period9904€2.2m€1.7m€2.9m€1.5m€1.3m€1.2m€0.8m-€0.02m-
Profit (loss) for the period to be appropriated9905€2.2m€1.7m€2.9m€1.5m€1.3m€1.2m€0.8m-€0.02m-
Line20182019202020212022202320242025Change
Assets
Total assets20/58€14.7m€14.6m€17.4m€14.4m€16.1m€38.2m€40.4m€44.0m▲ 8.9%
Fixed assets21/28€2.7m€4.0m€4.5m€8.1m€8.4m€8.0m€10.6m€10.2m▼ 4.0%
Tangible fixed assets22/27€0.2m€0.2m€0.1m€0.5m€0.4m€0.2m€0.1m€0.03m▼ 74.9%
Land and buildings22---€329-----
Plant, machinery and equipment23---€0.09m€0.06m€0.03m€0.02m€0.01m▼ 33.2%
Furniture and vehicles24---€262€30--€0.008m-
Other tangible fixed assets26---€0.4m€0.3m€0.2m€0.1m€0.01m▼ 90.0%
Financial fixed assets28€2.5m€3.8m€4.4m€7.6m€8.1m€7.8m€10.5m€10.2m▼ 3.1%
Affiliated companies280/1---€7.6m€8.1m€7.8m€10.5m€10.2m▼ 3.1%
Participating interests280---€7.6m€8.1m€7.8m€10.5m€10.2m▼ 3.1%
Current assets29/58€11.9m€10.6m€12.9m€6.3m€7.7m€30.2m€29.8m€33.8m▲ 13.5%
Amounts receivable within one year40/41€11.9m€10.5m€12.8m€6.3m€7.7m€29.6m€29.1m€33.2m▲ 14.1%
Trade receivables40---€0.6m€0.9m€1.9m€1.5m€2.1m▲ 36.2%
Other amounts receivable41---€5.6m€6.8m€27.7m€27.6m€31.2m▲ 12.9%
Cash at bank and in hand54/58€0.04m€0.01m€0.02m€0.01m€0.009m€0.6m€0.6m€0.6m▼ 10.8%
Deferred charges and accrued income490/1---€0.05m€0.02m€0.03m€0.03m€0.02m▼ 21.0%
Equity and liabilities
Total equity and liabilities10/49€14.7m€14.6m€17.4m€14.4m€16.1m€38.2m€40.4m€44.0m▲ 8.9%
Equity10/15€10.8m€12.5m€15.4m€13.5m€14.8m€16.1m€16.9m€16.8m▼ 0.1%
Contributions10/11€0.06m€0.06m€0.06m€0.06m€0.06m€0.06m€0.06m€0.06m=
Capital10---€0.06m€0.06m€0.06m€0.06m€0.06m=
Issued capital100---€0.06m€0.06m€0.06m€0.06m€0.06m=
Reserves13€10.8m€12.4m€15.3m€13.4m€14.8m€16.0m€16.8m€16.8m▼ 0.1%
Non-distributable reserves130/1---€0.006m€0.006m€0.006m€0.006m€0.006m=
Legal reserve130---€0.006m€0.006m€0.006m€0.006m€0.006m=
Distributable reserves133---€13.4m€14.8m€16.0m€16.8m€16.8m▼ 0.1%
Profit (loss) carried forward14€354€0.002m€0.002m€0.001m€0.003m€0.002m€0.002m€388▼ 84.2%
Provisions and deferred taxes16€472€472€0.001m€0.001m€0.001m€0.002m€0.003m€0.003m▼ 9.0%
Provisions for liabilities and charges160/5---€0.001m€0.001m€0.002m€0.003m€0.003m▼ 9.0%
Pensions and similar obligations160---€0.001m€0.001m€0.002m€0.003m€0.003m▼ 9.0%
Amounts payable17/49€3.8m€2.1m€2.0m€0.9m€1.3m€22.1m€23.6m€27.2m▲ 15.4%
Amounts payable after more than one year17€0.8m€0.2m€0.3m------
Amounts payable within one year42/48€3.0m€1.9m€1.7m€0.9m€1.3m€22.1m€23.6m€27.2m▲ 15.4%
Current portion of amounts payable after more than one year42---€0.1m---€0.3m-
Trade debts44€1.3m€0.9m€1.1m€0.6m€0.8m€1.4m€1.4m€1.6m▲ 11.3%
Suppliers440/4---€0.6m€0.8m€1.4m€1.4m€1.6m▲ 11.3%
Taxes, remuneration and social security45---€0.1m€0.2m€0.2m€0.2m€0.2m▼ 1.2%
Taxes450/3---€0.002m€0.004m€0.04m€0.005m€0.005m▲ 3.8%
Remuneration and social security454/9---€0.1m€0.2m€0.2m€0.2m€0.2m▼ 1.3%
Other amounts payable47/48---€0.1m€0.3m€20.5m€21.9m€25.1m▲ 14.4%
Accrued charges and deferred income492/3----€0.02m€0.009m€0.006m--
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€2.2m€1.7m€2.9m€1.5m€1.3m€1.2m€0.8m-€0.02m-
+ Depreciation and write-downs630€0.06m€0.08m€0.06m€0.1m€0.1m€0.1m€0.7m€0.1m▼ 82.6%
Operating cash flow (approximation)€2.3m€1.7m€3.0m€1.6m€1.5m€1.4m€1.4m€0.1m▼ 93.3%
Investment in fixed assets (approximation)--€1.4m-€0.5m-€3.7m-€0.5m€0.3m-€3.3m€0.3m-
Change in cash--€0.02m€0.009m-€0.01m-€0.002m€0.6m€0.06m-€0.07m-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Latest 10 of 19 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 full format 24-08-2026 2026-00430683
31-12-2024 full format 22-08-2025 2025-00407705
31-12-2023 full format 14-08-2024 2024-00354390
31-12-2022 full format 22-08-2023 2023-00350048
31-12-2021 full format 19-08-2022 2022-20303742
31-12-2020 full format 12-07-2021 2021-34500135
31-12-2019 full format 09-07-2020 2020-28000586
31-12-2018 full format 27-06-2019 2019-24600430
31-12-2017 full format 27-07-2018 2018-38900372
31-12-2016 full format 29-08-2017 2017-50300202

Show all 19 filings

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Of the 16,979 active companies whose main activity is computer programming (NACE 62100), figures are known for 8,924. 580 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts

1 award · 2024
UCL SA 2024.27 - ACCORD-CADRE DE FOURNITURE AYANT POUR OBJET LA MISE À DISPOSITION DE LICENCES D’UTILISATION DES PRODUITS « ATLASSIAN » DONT NOTAMMENT JIRA SOFTWARE, JIRA SERVICE MANAGEMENT, CONFLUENCE ET ADD-ONS.
buyer: Université catholique de LouvainSoftware and information systemsawarded 30-10-2024€159,5113 tendersTED 618870-2025

Source: TED (Tenders Electronic Daily), Publications Office of the European Union. Values as the buyer published them; for a framework agreement, a ceiling.