Equity
-€55,113
Debts exceed assets in financial year 2025.
CROSSFITHERITAGE
Overview
Lifetime
1 annual account with figurespeak -€30,038 (2025)
-€30,038
lowest -€60,113 (2025)
-€60,113
peak -€55,113 (2025)
-€55,113
€146,372
Board2 names since 2024
2 directorsFRANCK Gerôme and 1 other
Documentsfilings and deeds
15-07-202616 days before the deadline
2025micro format
Loss of €60,113First year with figures
Key points
from the 2025 annual accountsDebts
€146,372 160% of the balance sheet
Financial debts 32%Suppliers 5%Taxes and wages 2%Other 61%
Of this, €87,570 falls due within a year.
Position in the sector
-€60,113
Lower net result than 95% of companies in education. Sector median €7,281 · 2,614 companies.
Turnover not published (micro format)
Checked score
52
Fair
Financially stronger than 7% of micro companies in education (NACE 85)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 3,825 companies (NACE 85, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 0.4%lowest value
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.5%▲ +0.1 percentage points vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.6%▲ +0.1 percentage points vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026
08-2026: 0.7%▲ +0.1 percentage points vs 07-2026
09-2026: 0.7%● unchanged vs 08-2026
10-2026: 0.7%● unchanged vs 09-2026highest value
11-2026: 0.7%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€55,113
Loss of €60,113 (financial year 2025)
lowers risk
Sector: Education (NACE 85)
Size: total assets €91,259
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 6% of them on solvency, 9% on liquidity and 6% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as CROSSFITHERITAGE has now. Each dot stands for 20 companies, two years later.
84.7%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of CROSSFITHERITAGE itself is lower: 0.7% within 12 months. It rests on far more data about CROSSFITHERITAGE than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for CROSSFITHERITAGE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.37, below 1. Short-term debt is 96% and cash 14.2% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
16 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- FRANCK Gerôme founderdeed of 13-06-2024
- LENAERTS Michaël founderdeed of 13-06-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1010242033
Incorporation
Founding capital of €5,000, 100 shares · Founders: FRANCK Gerôme and LENAERTS Michaël · Appointments: FRANCK Gerôme (director) and LENAERTS Michaël (director) · published on 13-06-2024 · Gazette deed
First establishment
Chaussée de Louvain 473, Wavre
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CROSSFITHERITAGE Wavre | €91,259 | -€30,038 | -60.4% | - |
| Entrevero Horse Investments Chaumont-Gistoux | €109,922 | -€39,002 | -54.7% | - |
| The Ridge Studio Lummen | €91,591 | -€625 | -10.9% | - |
| Haerens Personal Coaching Ghent | €65,863 | -€10,229 | 41.4% | - |
| Love In Motion Liège | €117,134 | -€10,178 | -16.2% | - |
| QLX Leuven | €125,105 | -€22,235 | -154.3% | - |
| F Performance Center Oud-Heverlee | €142,893 | -€21,983 | 41.5% | - |
These companies have the same main activity as CROSSFITHERITAGE: sports and recreation education (NACE 85510). They are comparable in size and age: total assets between €65,900 and €143,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 11-06-2024Normal situation
- Registered office
- 33 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 11 November 2026.
- Activity
- Sports and recreation educationNACE 85510and 5 others
- Establishment unit
- 2.360.599.1261300 Wavre, since 11-06-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 12-12-2025
Annual accounts 2025
- -€30,038
- €60,113
- -€55,113
- €91,259
- Filing
- Filed on 15-07-2026, 16 days before the end of the filing period
Insights on CROSSFITHERITAGE
CROSSFITHERITAGE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€55,113) and a net result of -€60,113.
Its solvency ranks better than 9% of 2,612 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 15-07-2026, 16 days before the deadline-€30,038
-€53,428
-€60,113
-€55,287
-60.4%
0.37
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €91,259 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
-60.4%
Higher than 9% of 2,612 companies in 2025.
0.37
Higher than 11% of 2,481 companies in 2025.
-65.9%
Lower than 95% of 2,510 companies in 2025.
CROSSFITHERITAGE
Middle half of the sector
80% of the sector
Micro accounts in education (NACE 85)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
91,259 | |
21/28 |
58,976 | |
21 |
363 | |
22/27 |
58,613 | |
23 |
37,179 | |
24 |
1,486 | |
26 |
19,947 | |
29/58 |
32,283 | |
40/41 |
19,319 | |
40 |
1,617 | |
41 |
17,702 | |
54/58 |
12,964 | |
| Balance sheet: equity and liabilities | ||
10/49 |
91,259 | |
10/15 |
-55,113 | |
10/11 |
5,000 | |
14 |
-60,113 | |
17/49 |
146,372 | |
17 |
47,198 | |
170/4 |
47,198 | |
42/48 |
87,570 | |
42 |
16,323 | |
44 |
6,904 | |
440/4 |
6,904 | |
45 |
2,297 | |
450/3 |
2,297 | |
47/48 |
62,046 | |
492/3 |
11,604 | |
| Income statement | ||
9900 |
-30,038 | |
630 |
20,500 | |
640/8 |
2,889 | |
9901 |
-53,428 | |
65/66B |
6,686 | |
65 |
6,686 | |
9903 |
-60,113 | |
9904 |
-60,113 | |
9905 |
-60,113 | |
| Appropriation of the result | ||
9906 |
-60,113 | |
| Document | ||
The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 15-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 15-07-2026 | 2026-00295841 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| -32,927 | ||
| -39,613 | ||
| 79,476 | ||
| -55,287 | ||
| -60.4% | ||
| 0.37 | ||
| -65.9% | ||
| -4.93 |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €75,195 |
| Intangible fixed assets | €4,282 |
| €20,500 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on CROSSFITHERITAGE
Equity is negative. Debt (€146,372) exceeds the balance-sheet total (€91,259).
Board & ownership
Board
2 directors, since incorporationDirector (not named in the articles)
appointed by deed of 13-06-2024
term without a fixed end
Director (not named in the articles)
appointed by deed of 13-06-2024
term without a fixed end
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Article 12. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”deed of 13-06-2024
Mandates through the years
2 names, the dashed line is todayFRANCK Gerôme
Director (not named in the articles)
Director (not named in the articles)
LENAERTS Michaël
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- FRANCK Gerôme
- Director (not named in the articles), appointed by deed of 13-06-2024, still in office
- LENAERTS Michaël
- Director (not named in the articles), appointed by deed of 13-06-2024, still in office
Control
Founders
This company
CROSSFITHERITAGE
Equity -€55,113
Loss €60,113 in 2025
Capital
- Contribution
- €5,000
- Shares
- 100
- Contribution per share
- €50
- Equity per share
- -€551 in 2025
- Source
- deed of 13-06-2024
Articles of association
deed of 13-06-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Wednesday of May at 16:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Founders
At incorporation
deed of 13-06-2024 ↗
- FRANCK Gerôme founder
- LENAERTS Michaël founder
Network & group
No group
CROSSFITHERITAGE has no parent and no holdings in its annual accounts. CROSSFITHERITAGE shares no director with another company.
At the same address
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| CARTRONICS
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| ATELIER D.L.H.V.
registered office since 11-03-1987 · founded in 1987 |
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establishment since 24-04-2001 · founded in 2001 |
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Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 16 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1010242033
2024
IncorporationFounding capital of €5,000, 100 shares · Founders: FRANCK Gerôme and LENAERTS Michaël · Appointments: FRANCK Gerôme (director) and LENAERTS Michaël (director) · published on 13-06-20248 points ▸
- Founder, FRANCK Gerôme (comparant)
- Founder, LENAERTS Michaël (comparant)
- Founding capital, €5,000, 100 shares
- 100 shares
- Registered office clause, chaussée de Louvain 473 G8, 1300 Wavre
- Board rule, 2
- Director appointment, FRANCK Gerôme (director (not named in the articles))
- Director appointment, LENAERTS Michaël (director (not named in the articles))
- The deed holds 4 more points.
First establishment Chaussée de Louvain 473, Wavre
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1010.242.033
- VAT number
- BE 1010.242.033
- Peppol ID
- 0208:1010242033
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 11-06-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Wednesday of May at 16:00deed of 13-06-2024 (in French)
- Peppol
- Reachable since 12-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- CROSSFITHERITAGE in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 13-06-2024 (in French)
Activities
NACEBEL 202585510
Sports and recreation education main activity
93199
Other sports activities
Codes under NACEBEL 2008
85510
Sports and recreation education main activity
47640
Retail trade
74901
Other professional, scientific and technical activities
93110
Operation of sports facilities
93192
Sports, amusement and recreation activities
93199
Other sports activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “L’exploitation et la gestion, au sens le plus large, de toute salle de sport, fitness club, crossfit club, centre sportif ou récréatif et de…”deed of 13-06-2024 (in French)
9 activities
- L’exploitation et la gestion, au sens le plus large, de toute salle de sport, fitness club, crossfit club, centre sportif ou récréatif et de bien-être ;
- Le coaching, accompagnement et enseignement sportif et la pratique de la psychomotricité ;
- L’organisation de cours collectifs et individuels avec professeurs habilités ;
- La consultance dans les domaines sportifs, diététiques, paramédicaux (tels que la kinésithérapie, l'ostéopathie, l'acuponcture, etc) et de développement de la personne ;
- L’organisation d’évènements sportifs ou récréatifs, de séminaires, de stages, de cours, de salons commerciaux, de formations, de conférences, ainsi que la simple participation à ceux-ci ;
- La création, la commercialisation, le conditionnement, la vente en gros ou en détail, l’importation et l’exportation de tous produits de régime, de compléments et de substituts alimentaires et de tous produits bio, de tous aliments diététiques, produits naturels et plantes, de tous produits de soin du corps nécessaires ou liés à la pratique du sport ;
- L’acquisition, la vente, l’importation, l’exportation, la location ou la maintenance de tous appareils, produits ou matériels relatifs à l’exercice d’une activité sportive ou récréative ;
- L’exercice d’une activité Horeca complémentaire à la gestion d’une salle de sport (traiteur, petite restauration, vente de snacks et boissons, etc.) ;
- La mise à disposition de locaux pour l’exercice de professions liées au sport (kinésithérapie, l'ostéopathie, l'acuponcture, etc).
Registered office and establishments
1 establishment| Establishment | Since | Unit number | FASFC approval |
|---|---|---|---|
| Chaussée de Louvain 473 registered office 1300 Wavre | 11-06-2024 | 2.360.599.126 | Retailer of food >3 months |
Buildings and parcels at the address
- Ground area
- 2,715 m²
- Buildings
- 937 m²
- Volume, LiDAR
- 4,048 m³
- Tallest building
- 5.9 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 25772F0126/00Z004 | 2,715 m² | 1 · 937 m² | 5.9 m · 1 |
Recognitions
Food safety, FASFC
1 siteWavreunit number 2.360.599.126