Equity
-€55,113
Debts exceed assets in financial year 2025.
CROSSFITHERITAGE
Lifetime
1 annual account with figurespeak -€30,038 (2025)
-€30,038
lowest -€60,113 (2025)
-€60,113
peak -€55,113 (2025)
-€55,113
€146,372
Board2 names since 2024
2 directorsFRANCK Gerôme and 1 other
Documentsfilings and deeds
15-07-202616 days before the deadline
2025micro format
Loss of €60,113First year with figures
Key points
from the 2025 annual accountsDebts
€146,372 160% of the balance sheet
Financial debts 32%Suppliers 5%Taxes and wages 2%Other 61%
Of this, €87,570 falls due within a year.
Position in the sector
-€60,113
Lower net result than 95% of companies in education. Sector median €7,281 · 2,614 companies.
Turnover not published (micro format)
Checked score
52
Fair
Financially stronger than 7% of micro companies in education (NACE 85)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 3,825 companies (NACE 85, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 0.4%lowest value
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.5%▲ +0.1 percentage points vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.6%▲ +0.1 percentage points vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026
08-2026: 0.7%▲ +0.1 percentage points vs 07-2026
09-2026: 0.7%● unchanged vs 08-2026
10-2026: 0.7%● unchanged vs 09-2026highest value
11-2026: 0.7%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€55,113
Loss of €60,113 (financial year 2025)
lowers risk
Sector: Education (NACE 85)
Size: total assets €91,259
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 6% of them on solvency, 9% on liquidity and 6% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as CROSSFITHERITAGE has now. Each dot stands for 20 companies, two years later.
84.7%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of CROSSFITHERITAGE itself is lower: 0.7% within 12 months. It rests on far more data about CROSSFITHERITAGE than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for CROSSFITHERITAGE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.37, below 1. Short-term debt is 96% and cash 14.2% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
16 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- FRANCK Gerôme founderdeed of 13-06-2024
- LENAERTS Michaël founderdeed of 13-06-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1010242033
Incorporation
Founding capital of €5,000, 100 shares · Founders: FRANCK Gerôme and LENAERTS Michaël · Appointments: FRANCK Gerôme (director) and LENAERTS Michaël (director) · published on 13-06-2024 · Gazette deed
First establishment
Chaussée de Louvain 473, Wavre
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CROSSFITHERITAGE Wavre | €91,259 | -€30,038 | -60.4% | - |
| Entrevero Horse Investments Chaumont-Gistoux | €109,922 | -€39,002 | -54.7% | - |
| The Ridge Studio Lummen | €91,591 | -€625 | -10.9% | - |
| Haerens Personal Coaching Ghent | €65,863 | -€10,229 | 41.4% | - |
| Love In Motion Liège | €117,134 | -€10,178 | -16.2% | - |
| QLX Leuven | €125,105 | -€22,235 | -154.3% | - |
| F Performance Center Oud-Heverlee | €142,893 | -€21,983 | 41.5% | - |
These companies have the same main activity as CROSSFITHERITAGE: sports and recreation education (NACE 85510). They are comparable in size and age: total assets between €65,900 and €143,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 11-06-2024Normal situation
- Registered office
- 33 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 11 November 2026.
- Activity
- Sports and recreation educationNACE 85510and 5 others
- Establishment unit
- 2.360.599.1261300 Wavre, since 11-06-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 12-12-2025
Annual accounts 2025
- €91,259
- Filing
- Filed on 15-07-2026, 16 days before the end of the filing period
Insights on CROSSFITHERITAGE
CROSSFITHERITAGE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€55,113) and a net result of -€60,113.
Its solvency ranks better than 9% of 2,612 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CROSSFITHERITAGE
- What is the company number of CROSSFITHERITAGE?
- The company number of CROSSFITHERITAGE is 1010.242.033. The VAT number is the same number with BE in front: BE 1010.242.033.
- Where is CROSSFITHERITAGE based?
- The registered office is at Chaussée de Louvain 473, 1300 Wavre.Company details
- What does CROSSFITHERITAGE do?
- According to the KBO register, the main activity is sports and recreation education (NACE 85510).
- What is the legal form of CROSSFITHERITAGE?
- CROSSFITHERITAGE is a private limited company (BV).
- When was CROSSFITHERITAGE founded?
- CROSSFITHERITAGE was founded on 11-06-2024.
- Is CROSSFITHERITAGE still active?
- Yes, CROSSFITHERITAGE is an active enterprise in the KBO register.
- What is the turnover of CROSSFITHERITAGE?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is CROSSFITHERITAGE profitable?
- In financial year 2025, CROSSFITHERITAGE made a loss of €60,113.
- Where can I find the annual accounts of CROSSFITHERITAGE?
- CROSSFITHERITAGE filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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