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Generated 09-08-2026
Active BE 0804.159.197Private limited company

Cross Over International

Van Volxemlaan 133 ·1190 Vorst, Belgium· 3 yrs active
Sector: Wholesale trade (46170)
Conclusion Checked

The computed 12-month bankruptcy probability of Cross Over International is 7.7% (elevated). The 2024 annual accounts show negative equity (€-830) and a net result of €-4k. Its solvency ranks better than 15% of 3354 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €-830
Net result €-4k
Better than sector 15%
Active 3 yrs
Snowflake analysis 5 axes · computed by Checked
Health15Profitability100Solvency39Growth50Stability79
57 / 100

Mixed profile: strong on profitability, weaker on health.

Health 15
Profitability 100
Solvency 39
Growth 50
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
7.7% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
15 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 22-12-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -31.0% 25.2%
better than 15% of 3354 sector peers
Net result €-4k €4k
better than 28% of 3341 sector peers
Equity €-830 €23k
better than 25% of 3361 sector peers
Gross operating margin €-892 €19k
better than 23% of 3327 sector peers
Total assets €3k €105k
better than 5% of 3359 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA€-2k
Net profit€-4k
Cash flow€-2k
Staff costs-
Income taxes-
Dividends-
Total assets€3k
Equity€-830
Debt€4k
of which ≤ 1y€4k
of which > 1y-
Working capital€-830
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.76
Quick ratio0.76
Working capital ratio-31.0%
Solvency-31.0%
Debt / equity-4.23
Long-term debt ratio-
Interest coverage-14.10
Gross margin-
Net margin-
ROA-142.9%
ROE461.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€3k
Current assets 29/58€3k
Amounts receivable within one year 40/41€695
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€3k
Equity 10/15€-830
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-4k
Amounts payable 17/49€4k
Amounts payable within one year 42/48€4k
Trade debts payable within one year 44€84
Income statement
Gross operating margin 9900€-892
Operating result 9901€-4k
Financial income 75€0
Financial charges 65€163
Result before taxes 9903€-4k
Net result for the period 9904€-4k
Result to be appropriated 9905€-4k
Ratios computed by Checked.
Legal Structure
NACE primary Wholesale trade(46170)
Legal form Private limited company(610)
Incorporation20-07-2023
StatusActive
Postal code1190
Connections & network 1 connected companies
Network connections
VP Real ESTATE
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 1 location
Cross Over International
Maarschalk Joffrelaan 64, 1190 VorstHandelsbemiddeling in de groothandel in voedings- en genotmiddelen
since 20232.347.908.952
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21383B0031/00G040 Brussels 283 m² 1 · 386 m² 19.9 m · 1 fl.
21007A0069/00A013 Brussels 88 m² 1 · 88 m² 23.3 m · 7 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
07-01-2026
State Gazette act Registered-office change
v3.2
2025
22-12-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2023
25-07-2023
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
Address history · 1
07-01-2026
v3.2
All acts · 2 updated 7 months ago
2026
07-01-2026 Registered office moved within Forest Registered-office change
  • Avenue Maréchal Joffre 64, 1190 Forest → Avenue Van Volxem 133, 1190 Forest
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Forest",
        "region": "Brussels Gewest",
        "street": "Avenue Van Volxem",
        "country": "BE",
        "postcode": "1190",
        "box_number": null,
        "street_number": "133"
      },
      "old_address": {
        "city": "Forest",
        "region": "Brussels Gewest",
        "street": "Avenue Mar\u00E9chal Joffre",
        "country": "BE",
        "postcode": "1190",
        "box_number": null,
        "street_number": "64"
      },
      "effective_date": "2025-12-26",
      "evidence_quote": "ll est d\u00E9cid\u00E9, \u00E0 l\u0027unanimit\u00E9, de transf\u00E9rer le si\u00E8ge social \u00E0 l\u0027adresse suivante : Avenue Van Volxem 133 - 1190 Forest"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0804.159.197",
    "name_full": "CROSS OVER INTERNATIONAL",
    "legal_form": "SRL"
  }
}
2023
25-07-2023 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Avenue Mar\u00E9chal Joffre 64, 1190 Forest",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1961-12-17",
        "name": "SUMA Carlo",
        "niss": null,
        "address": "1050 Ixelles, Chauss\u00E9e de Waterloo 466 SS\u002BR"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 3000,
      "holder_person_name": "SUMA Carlo",
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 3000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 3000,
  "subject_company": {
    "kbo": "0804.159.197",
    "name_full": "Cross Over International",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2023-07-20",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Handelsbemiddeling in voedings- en genotmiddelen46170Handelsbemiddeling in de groothandel in voedings- en genotmiddelen46170Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige gespecialiseerde wetenschappelijke en technische activiteiten74909Overige activiteiten van vrije beroepen en andere wetenschappelijke en technische activiteiten, neg74999Organisatie van congressen en beurzen82300Organisatie van congressen en beurzen82300Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameFR Cross Over International
Registered office
Van Volxemlaan 133
1190 Vorst, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative