Checked.be
Active
BE 0837.064.270Public limited company
Cross-bow
Veldkant 33 ·2550 Kontich, Belgium· 15 yrs active
Sector: Computer consultancy and computer facilities management
(62200)
Conclusion
Cross-bow has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €665k and a net result of €87k. Equity is growing by ~23% per year across the filed fiscal years. Its solvency ranks better than 74% of 93 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €665k |
| Net result | €87k |
| Staff (FTE) | 7.9 |
| Better than sector | 74% |
Financial profile
81
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
95
Profitability
58
Solvency
100
Growth
52
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2011, 15 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
95
/ 100
Excellent
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€65k
estimate, not credit advice
Score history
100
2022
100
2023
100
2024
95
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 3.89 (≥ 1.5)
+10
Quick ratio
Quick ratio 3.89 (≥ 1.0)
+5
Leverage
Debt/equity 0.35 (< 1.0)
+10
Profitability
ROE 13% (≥ 10%)
+10
EBITDA margin
EBITDA-marge 9%
+2
Interest coverage
Interest coverage 6.7× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 27-07-2026 with the NBB · fiscal year 2025 · full schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~23%/year over 4 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 62, Computer programming, consultancy and related activities · compared within the same schema type (full schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 74.1% | 48.3% | |
| Net result | €87k | €42k | |
| Equity | €665k | €93k | |
| Gross operating margin | €903k | €74k | |
| Staff costs | €770k | €266k |
€1.07M
+3.3%
22-25
€93k
-33.0%
22-25
€87k
-36.1%
22-25
€91k
-35.3%
22-25
€897k
+14.5%
22-25
€665k
+15.0%
22-25
€664k
+16.2%
22-25
8
+8.2%
22-25
€770k
+13.8%
22-25
€1k
-1.1%
22-25
€229k
+11.4%
22-25
€229k
+11.4%
22-25
3.89
+3.2%
22-25
3.89
+3.2%
22-25
74.1%
+0.5%
22-25
0.35
-3.2%
22-25
13.1%
-44.5%
22-25
9.7%
-44.2%
22-25
8.2%
-38.1%
22-25
8.8%
-35.1%
22-25
6.70
-47.6%
22-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Deposit | full schema | abbreviated schema | abbreviated schema | abbreviated schema |
| Revenue | €1.07M | €1.03M | €901k | €919k |
| EBITDA | €93k | €139k | €124k | €170k |
| Net profit | €87k | €136k | €83k | €115k |
| Cash flow | €91k | €141k | €87k | €118k |
| Staff costs | €770k | €677k | €630k | €607k |
| Income taxes | €1k | €1k | €39k | €45k |
| Dividends | - | - | - | - |
| Total assets | €897k | €784k | €644k | €525k |
| Equity | €665k | €578k | €442k | €359k |
| Debt | €229k | €206k | €202k | €166k |
| of which ≤ 1y | €229k | €206k | €202k | €166k |
| of which > 1y | - | - | - | - |
| Working capital | €664k | €571k | €430k | €356k |
| Employees (FTE) | 7.9 | 7.3 | 6.9 | 7.1 |
Note: these years are not on the same basis. The filed schemas differ (full schema, abbreviated schema), so the columns are not directly comparable.
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | 3.89 | 3.77 | 3.13 | 3.14 |
| Quick ratio | 3.89 | 3.77 | 3.13 | 3.14 |
| Working capital ratio | 74.0% | 72.9% | 66.8% | 67.8% |
| Solvency | 74.1% | 73.7% | 68.6% | 68.3% |
| Debt / equity | 0.35 | 0.36 | 0.46 | 0.46 |
| Long-term debt ratio | - | - | - | - |
| Interest coverage | 6.70 | 12.78 | 12.47 | 20.09 |
| Gross margin | 84.4% | 84.3% | 83.7% | 84.4% |
| Net margin | 8.2% | 13.2% | 9.2% | 12.6% |
| ROA | 9.7% | 17.4% | 12.9% | 22.0% |
| ROE | 13.1% | 23.5% | 18.8% | 32.2% |
| EBITDA margin | 8.8% | 13.5% | 13.8% | 18.5% |
| Days sales outstanding | 45d | 33d | 51d | 45d |
| Days payable outstanding | 75d | 74d | 86d | 112d |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €897k | €784k | €644k | €525k |
| Fixed assets | 21/28 | €4k | €7k | €12k | €3k |
| Tangible fixed assets | 22/27 | €4k | €7k | €12k | €3k |
| Current assets | 29/58 | €893k | €777k | €632k | €522k |
| Amounts receivable within one year | 40/41 | €874k | €762k | €611k | €508k |
| Cash & bank | 54/58 | €11k | €8k | €13k | €7k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €897k | €784k | €644k | €525k |
| Equity | 10/15 | €665k | €578k | €442k | €359k |
| Contributions / capital | 10/11 | €62k | €62k | €62k | €62k |
| Reserves | 13 | €602k | €515k | €379k | €296k |
| Accumulated profits (losses) | 14 | €669 | €751 | €715 | €695 |
| Provisions & deferred taxes | 16 | €3k | - | - | - |
| Amounts payable | 17/49 | €229k | €206k | €202k | €166k |
| Amounts payable within one year | 42/48 | €229k | €206k | €202k | €166k |
| Trade debts payable within one year | 44 | €34k | €33k | €35k | €44k |
| Income statement | |||||
| Turnover | 70 | €1.07M | €1.03M | €901k | €919k |
| Gross operating margin | 9900 | €903k | €873k | €757k | €780k |
| Operating result | 9901 | €89k | €134k | €120k | €168k |
| Financial income | 75 | €13k | €14k | €12k | €497 |
| Financial charges | 65 | €14k | €11k | €10k | €8k |
| Result before taxes | 9903 | €88k | €137k | €122k | €160k |
| Income taxes | 67/77 | €1k | €1k | €39k | €45k |
| Net result for the period | 9904 | €87k | €136k | €83k | €115k |
| Result to be appropriated | 9905 | €87k | €136k | €83k | €115k |
Directors & mandates
Current directors & mandates
-
Ans AnthonisDirectorState Gazette act 23068381 (24-05-2023)Current24-05-2023 → present
-
Dieter VanloockCommissaris (vertegenwoordiger)State Gazette act 23048389 (07-04-2023)Current07-04-2023 → present
-
Cronos Groep NVLegal entityManaging directorState Gazette act 23312711 (09-02-2023)Current09-02-2023 → present
-
Crosspoint Solutions NVLegal entityDirectorState Gazette act 22120246 (10-10-2022)Current10-10-2022 → present
-
De Cronos Groep NVLegal entityDirectorState Gazette act 22120246 (10-10-2022)Current10-10-2022 → present
-
DE WIT JosephusManaging directorState Gazette act 23312711 (09-02-2023)Current10-10-2022 → present
2 events
- 09-02-2023 Appointed· Managing director
- 10-10-2022 Appointed· Director
Historic, not recently confirmed (2)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
-
Sara Van HegheVergezegende commissarisState Gazette act 20026787 (18-02-2020)Not recently confirmedlast confirmed in an act from 2020
-
Thierrí CallaertsDirectorState Gazette act 16146733 (24-10-2016)Not recently confirmedlast confirmed in an act from 2016
Permanent representatives (3)
These people represent a legal-person director (a management company, for instance). They hold no board mandate of their own and do not count as directors.
-
DEROOST DirkVertegenwoordiger van cronos groep nvState Gazette act 23312711 (09-02-2023)Permanent representative09-02-2023 → present
-
Koen ClaesenVaste vertegenwoordiger commissarisState Gazette act 18023653 (01-02-2018)Permanent representative01-02-2018 → present
-
Ömer TurnaVaste vertegenwoordiger commissarisState Gazette act 18023653 (01-02-2018)Permanent representative- → 01-02-2018
Former directors (4)
-
Thierri CallaertsDirectorState Gazette act 23068381 (24-05-2023)Former- → 24-05-2023
-
Filip De BockCommissaris (vertegenwoordiger)State Gazette act 23048389 (07-04-2023)Former- → 07-04-2023
-
Koen ClaesenVergezegende commissarisState Gazette act 20026787 (18-02-2020)Former- → 18-02-2020
-
Dirk DeroostDirectorState Gazette act 16146733 (24-10-2016)Former- → 24-10-2016
Statutory auditor
| KPMG Bedrijfsrevisoren CVBACurrent Statutory auditor | 30-11-2020 → present |
Show 3 earlier auditors
| Ernst & Young bedrijfsrevisoren Statutory auditor succeeded by KPMG Bedrijfsrevisoren CVBA in 2020 | 12-09-2018 → 30-11-2020 |
| EY bedrijfsrevisoren BV Statutory auditor | - → 30-11-2020 |
| Ömer Turna Statutory auditor | 24-01-2012 → 18-09-2015 |
Legal Structure
| NACE primary | Computer consultancy and computer facilities management(62200) |
| Legal form | Public limited company(014) |
| Incorporation | 16-06-2011 |
| Status | Active |
| Postal code | 2550 |
Establishment units
Cross-bow
since 20112.200.322.759
Real-estate footprint
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0079/00F000 | Flanders | 3,333 m² | 1 · 932 m² | 10.3 m · 3 fl. |
| 11024B0130/00E002 | Flanders | 3,317 m² | 1 · 736 m² | 14.2 m · 4 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 22 days late
2024
31-12
Financial
Highest result since 2022net €136k ▲63.9%
Net result €136k, the highest in the series.
31-12
Financial
Equity above €500kEq €578k ▲30.8%
3 profitable years in a row build equity to €578k.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €83k ▼28.1%
Net result drops to €83k, the lowest in the series; recovery starts the following year.
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 1 day late
24-05
State Gazette act
Director changes
v3.2
07-04
State Gazette act
Director changes
v3.2
09-02
State Gazette act
Director changes
v3.2
2022
10-10
State Gazette act
Director changes
v3.2
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-11
State Gazette act
Director changes
v3.2
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
18-02
State Gazette act
Director changes
v3.2
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-09
State Gazette act
Director changes
v3.2
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
01-02
State Gazette act
Director changes
v3.2
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
24-10
State Gazette act
Director changes
v3.2
2015
18-09
State Gazette act
Director changes
v3.2
2012
24-01
State Gazette act
Director changes
v3.2
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 13 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 11
updated 3 years ago
2023
24-05-2023 1 director appointed, 1 resigning
- Ans Anthonis, Bestuurder
- Thierri Callaerts, Bestuurder
Summary:
v3.2
Technical details
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"kind": "director_out",
"role": "bestuurder",
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"name": "Thierri Callaerts",
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},
{
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}
],
"schema": "v3.2",
"act_meta": {
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},
"subject_company": {
"kbo": "0837.064.270",
"name_full": "Cross-Bow"
}
}07-04-2023 1 director appointed, 1 resigning
- Dieter Vanloock, Commissaris (vertegenwoordiger)
- Filip De Bock, Commissaris (vertegenwoordiger)
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_out",
"role": "commissaris (vertegenwoordiger)",
"person": {
"rrn": null,
"name": "Filip De Bock",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "commissaris (vertegenwoordiger)",
"person": {
"rrn": null,
"name": "Dieter Vanloock",
"address": null,
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}
}
],
"schema": "v3.2",
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"subject_company": {
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}
}09-02-2023 3 directors appointed
- DE WIT Josephus, Gedelegeerd bestuurder
- Cronos Groep NV, Gedelegeerd bestuurder
- DEROOST Dirk, Vertegenwoordiger van cronos groep nv
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_in",
"role": "gedelegeerd bestuurder",
"person": {
"rrn": null,
"name": "DE WIT Josephus",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "gedelegeerd bestuurder",
"person": {
"rrn": null,
"name": "Cronos Groep NV",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "vertegenwoordiger van Cronos Groep NV",
"person": {
"rrn": null,
"name": "DEROOST Dirk",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0837.064.270",
"name_full": "Cross-bow"
}
}2022
10-10-2022 3 directors appointed
- De Cronos Groep NV, Bestuurder
- Josephus de Wit, Bestuurder
- Crosspoint Solutions NV, Bestuurder
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "De Cronos Groep NV",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Josephus de Wit",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Crosspoint Solutions NV",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0837.064.270",
"name_full": "Cross-bow"
}
}2020
30-11-2020 1 director appointed, 1 resigning
- KPMG Bedrijfsrevisoren CVBA, Commissaris
- EY bedrijfsrevisoren BV, Commissaris
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_out",
"role": "commissaris",
"person": {
"rrn": null,
"name": "EY bedrijfsrevisoren BV",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "commissaris",
"person": {
"rrn": null,
"name": "KPMG Bedrijfsrevisoren CVBA",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0837.064.270",
"name_full": "Cross-Bow"
}
}18-02-2020 1 director appointed, 1 resigning
- Sara Van Heghe, Vergezegende commissaris
- Koen Claesen, Vergezegende commissaris
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_in",
"role": "vergezegende commissaris",
"person": {
"rrn": null,
"name": "Sara Van Heghe",
"address": null,
"birth_date": null
}
},
{
"kind": "director_out",
"role": "vergezegende commissaris",
"person": {
"rrn": null,
"name": "Koen Claesen",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0837.064.270",
"name_full": "Cross-bow"
}
}2018
12-09-2018 Ernst & Young bedrijfsrevisoren appointed as statutory auditor
- Ernst & Young bedrijfsrevisoren, Commissaris
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_in",
"role": "commissaris",
"person": {
"rrn": null,
"name": "Ernst \u0026 Young bedrijfsrevisoren",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0837.064.270",
"name_full": "Cross-Bow"
}
}01-02-2018 1 director appointed, 1 resigning
- Koen Claesen, Vaste vertegenwoordiger commissaris
- Ömer Turna, Vaste vertegenwoordiger commissaris
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_out",
"role": "vaste vertegenwoordiger commissaris",
"person": {
"rrn": null,
"name": "\u00D6mer Turna",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "vaste vertegenwoordiger commissaris",
"person": {
"rrn": null,
"name": "Koen Claesen",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0837.064.270",
"name_full": "Cross-bow"
}
}2016
24-10-2016 1 director appointed, 1 resigning
- Thierrí Callaerts, Bestuurder
- Dirk Deroost, Bestuurder
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Dirk Deroost",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Thierr\u00ED Callaerts",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0837.064.270",
"name_full": "Cross-Bow"
}
}2015
18-09-2015 Ömer Turna appointed as statutory auditor
- Ömer Turna, Commissaris
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_in",
"role": "commissaris",
"person": {
"rrn": null,
"name": "\u00D6mer Turna",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0837.064.270",
"name_full": "Cross-bow"
}
}2012
24-01-2012 Ömer Turna appointed as statutory auditor
- Ömer Turna, Commissaris
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_in",
"role": "commissaris",
"person": {
"rrn": null,
"name": "\u00D6mer Turna",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0837.064.270",
"name_full": "Cross-Bow"
}
}Credit advice
Company registry (CBE)
Activities
IT consultancy62020Computer consultancy and computer facilities management62200
Names & trade names
| Legal nameNL | Cross-bow |
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