Crosbie
ActiveCrosbie has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €121k and a net result of €57k. Equity is growing by ~16.4% per year across the filed fiscal years. Its solvency ranks better than 29% of 3478 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+10
Solvency48▲+5
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.48 against 0.44 in 2024; short-term debt: 76.7% and cash: 0.2% of total assets), and 76.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.3%
Return on assets
11%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filingsDeviation from the deadline
2025
28 d late
2024
37 d early
2023
30 d early
2022
42 d early
2021
26 d early
2020
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€121k▲ 90.0%
2024 · €64k
2020: €35k
2021: €42k
2022: €47k
2023: €51k
2024: €64k
2020 → 2025
Total assets
€520k▲ 44.6%
2024 · €360k
2020: €56k
2021: €111k
2022: €88k
2023: €255k
2024: €360k
2020 → 2025
Net result
€57k▲ 349%
2024 · €13k
2020: €30k
2021: €7k
2022: €5k
2023: €7k
2024: €13k
2020 → 2025
Working capital
€-206k▼ 24.1%
2024 · €-166k
2020: €20k
2021: €31k
2022: €35k
2023: €44k
2024: €-166k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€47k▲ 11.6%€51k▲ 8.4%€64k▲ 25.0%€121k▲ 90.0%
Operating result€9k-€8k▼ 2.9%€11k▲ 33.7%€22k▲ 92.7%€81k▲ 279%
Net result€7k-€5k▼ 27.1%€7k▲ 41.3%€13k▲ 84.2%€57k▲ 349%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 279% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €520k
Fixed assets
€327k▲ 42.4%
Current assets
€193k▲ 48.5%
Equity and liabilities €520k
Equity
€121k▲ 90.0%
Debt
€399k▲ 34.8%
The debt ratio falls from 82.3% to 76.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€136k▲
2024 · €46k
Cash flow
€112k▲
2024 · €37k
Solvency
23.3%▲
2024 · 17.7%
Current ratio
0.48▲
2024 · 0.44
Quick ratio
0.48▲
2024 · 0.44
Debt / equity
3.29▼
2024 · 4.64
ROE
47.4%▲
2024 · 20.0%
ROA
11.0%▲
2024 · 3.6%
Interest coverage
424.32▲
2024 · 52.15
Debt
€399k▲
2024 · €296k
Debt ≤ 1 year
€399k▲
2024 · €296k
Income taxes
€24k▲
2024 · €8k
Staff costs
€38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€360k€520k▲
Fixed assets21/28€230k€327k▲
Tangible fixed assets22/27€230k€327k▲
Land and buildings22€75k€195k▲
Plant, machinery and equipment23€7k€7k▼
Furniture and vehicles24€148k€116k▼
Other tangible fixed assets26-€9k
Current assets29/58€130k€193k▲
Amounts receivable within one year40/41€76k€190k▲
Trade receivables40€59k€189k▲
Other amounts receivable41€17k€2k▼
Cash at bank and in hand54/58€54k€868▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€360k€520k▲
Equity10/15€64k€121k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€59k€116k▲
Amounts payable17/49€296k€399k▲
Amounts payable within one year42/48€296k€399k▲
Trade debts44€47k€51k▲
Suppliers440/4€47k€51k▲
Advances received on contracts in progress46€85k€96k▲
Taxes, remuneration and social security45€11k€38k▲
Taxes450/3€11k€32k▲
Remuneration and social security454/9-€6k
Other amounts payable47/48€153k€215k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€38k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€54k▲
Other operating charges640/8€4k€2k▼
Gross operating margin9900€50k€176k▲
Operating profit (loss)9901€22k€81k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€884€320▼
Recurring financial charges65€884€320▼
Profit (loss) for the period before taxes9903€21k€81k▲
Income taxes67/77€8k€24k▲
Profit (loss) for the period9904€13k€57k▲
Profit (loss) for the period to be appropriated9905€13k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€59k€116k▲
Profit (loss) brought forward from the previous period14P€46k€59k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2020net €57k ▲349%
Operating result €81k, net result €57k, both a record.
31-12
Financial
Equity above €100kEq €121k ▲90%
6 profitable years in a row build equity to €121k.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €5k ▼27.1%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Essenstraat 52060 AntwerpenGround area
90 m²
Building footprint
75 m²
Volume, LiDAR
948 m³
Parcel 11807G0239/00Y007, Flanders · tallest building 14.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Crosbie
since 20192.294.351.391
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11807G0239/00Y007 | Flanders | 90 m² | 1 · 75 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Kapitan
BE 0829.977.629
Alken · Eq €119k
ExpoGlobal Group
BE 0811.219.017
Herentals · Eq €119k
GRYS
BE 0840.684.053
Leuven · Eq €119k
W H MERCHANDISING
BE 0731.586.767
Liège · Eq €118k
Trimex
BE 0406.792.264
Houthalen-Helchteren · Eq €127k
Of 1,236 companies in sector 74140 we hold annual accounts for 353. 285 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-09-2019
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
74109Other professional, scientific and technical activities
74140Other specialised design activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.