Financials
- Fiscal year
- 2026
- Total assets
- €442,607
- Profit
- €352,905
- Solvency
- -54.7%
Total assets▲ 31.2%
Net result
20212026
Concept Factory
ActiveSummary
The computed 12-month bankruptcy probability of Concept Factory is 5.6% (elevated). The 2026 annual accounts show negative equity (-€241,937) and a net result of €352,905. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 58 sector peers (fiscal year 2026). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Event catering
NACE 56210NACE 74105Other specialised design activities NACE 74140
1 site
Size
€442,607total assets 2026
- Staff
- 6.5 FTE
- Equity
- -€241,937
- Profit
- €352,905
Turnover not published (abridged schema)
Structure
- Largest shareholder
- QUE SERA SERA · 25%
Accounts 132 d early2 of 5 deeds read
Why 35- Negative equity -€241,937- Sector Food and beverage service activities (NACE 56)- Founded in 2021+ Figures for FY 2026 (filed 21-09-2026)Show the evidence
Checked score
Score 2026
35
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 19% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2025
Weak
Solvency
0=
equity -54.7% of total assets
Liquidity
14+12
short-term debt 131.9% · cash 11.0%
Profitability
50+50
return on assets 79.7%
Bankruptcy probability, 12 months
5.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 8.7%
12-2024: 8.1%▼ -7.4% vs 11-2024
01-2025: 8.0%▼ -1.0% vs 12-2024
02-2025: 8.0%● 0.0% vs 01-2025
03-2025: 7.8%▼ -2.9% vs 02-2025
04-2025: 5.9%▼ -23.7% vs 03-2025
05-2025: 6.1%▲ +3.0% vs 04-2025
06-2025: 6.1%▲ +0.8% vs 05-2025
07-2025: 6.1%● 0.0% vs 06-2025
08-2025: 6.0%▼ -2.4% vs 07-2025
09-2025: 6.0%● +0.0% vs 08-2025
10-2025: 6.1%▲ +2.4% vs 09-2025
11-2025: 6.1%● 0.0% vs 10-2025
12-2025: 6.1%● 0.0% vs 11-2025
01-2026: 6.1%● 0.0% vs 12-2025
02-2026: 6.0%▼ -1.7% vs 01-2026
03-2026: 5.7%▼ -4.9% vs 02-2026
04-2026: 5.7%● 0.0% vs 03-2026
05-2026: 5.9%▲ +3.4% vs 04-2026
06-2026: 6.1%▲ +2.2% vs 05-2026
07-2026: 8.7%▲ +42.7% vs 06-2026
08-2026: 10.5%▲ +21.7% vs 07-2026highest value
09-2026: 10.5%● 0.0% vs 08-2026highest value
10-2026: 5.6%▼ -46.8% vs 09-2026lowest value
- Negative equity -€241,937 raises the probability
- Sector Food and beverage service activities (NACE 56) raises the probability
- Figures for FY 2026 (filed 21-09-2026) lowers the probability
- Founded in 2021 raises the probability for this profile
No credit on open account
Liquidity short (current ratio 0.62 against 0.27 in 2025; short-term debt: 131.9% and cash: 11% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 9%, liquidity 12%, profitability 36%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 58 sector peers (2026).
NBB · sector comparisonPosition among 58 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 21-09-2026, 132 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2026
132 d early
2025
on the day
2024
23 d early
2023
23 d early
2022
3 d early
2021
158 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2026 · abbreviated…
- Annual accounts filedfiscal year 2025 · abbreviated…
- Resignations: Een wereld van verschil, Bob…Purpose change · Share issue…
Key points
- Risk: Negative equityfiscal year 2026: debts exceed assets -€241,937 View
- Caution: Among the weakest 5% on equitysector median €142,272 · 58 companies -€241,937 View
- Positive: Back in profit in 2026after -€251,314 in 2025 €352,905 View
- Directors leftlatest change 22-07-2026 · 0 in office 3 left View
- Positive: Always filed on timeaccounts within the deadline every year 5 years View
By topic
Board & ownership
- Largest shareholder
- QUE SERA SERA · 25%
Timeline
- Events
- 10
- Since
- 2023
- 21-09-2026Annual accounts filed
- 31-07-2026Annual accounts filed
- 22-07-2026Resignations: Een wereld van verschil, Bob Jennes…
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Event cateringNACE 56210
- Founded
- 19-04-2021
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 5
- Annual meeting
- Last Friday of December at 18:00
- Purpose
- Het ontwerpen, ontwikkelen, vervaardigen, aankopen, aanpassen, herstellen en onderhouden…
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