CROP'S HOLDING
ActiveSummary
CROP'S HOLDING has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €136.78M and a net result of €798k. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 83% of 3187 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability20▼-4
Solvency100=
Growth58▼-1
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 1.78 against 1.85 in 2024; short-term debt: 3.4% and cash: 1.2% of total assets), and 11.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.8%
Return on assets
0.5%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
24 d early
2024
on the day
2023
2 d early
2022
on the day
2021
on the day
2020
40 d early
2019
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema, statutory accounts
Turnover
€604k▼ 8.6%
2024 · €661k
2019: €790k
2020: €759k
2021: €566k
2022: €385k
2023: €868k
2024: €661k
2019 → 2025
EBIT margin
0.1%▼ 2.4pp
2024 · 2.5%
2019: 41.2%
2020: 28.3%
2021: 127.5%
2022: 2.6%
2023: 0.3%
2024: 2.5%
2019 → 2025
Net result
€798k▼ 52.6%
2024 · €1.68M
2019: €510k
2020: €603k
2021: €4.93M
2022: €1.03M
2023: €792k
2024: €1.68M
2019 → 2025
Working capital
€4.05M▼ 32.0%
2024 · €5.96M
2019: €31.29M
2020: €29.37M
2021: €33.42M
2022: €32.16M
2023: €31.54M
2024: €5.96M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€566k-€385k▼ 32.0%€868k▲ 126%€661k▼ 23.9%€604k▼ 8.6%
Equity€85.98M-€85.58M▼ 0.5%€84.94M▼ 0.7%€129.19M▲ 52.1%€136.78M▲ 5.9%
Operating result€721k-€10k▼ 98.6%€2k▼ 75.6%€16k▲ 583%€659▼ 96.0%
Net result€4.93M-€1.03M▼ 79.1%€792k▼ 23.1%€1.68M▲ 113%€798k▼ 52.6%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 96% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €154.04M
Fixed assets
€144.79M ▲ 10.4%
Current assets
€9.25M ▼ 28.8%
Equity and liabilities €154.04M
Equity
€136.78M ▲ 5.9%
Debt
€17.26M ▲ 15.1%
Debt's share of the balance-sheet total rises from 10.4% to 11.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1k▼
2024 · €17k
Cash flow
€798k▼
2024 · €1.68M
Current ratio
1.78▼
2024 · 1.85
Debt to equity
0.13▲
2024 · 0.12
ROE
0.6%▼
2024 · 1.3%
ROA
0.5%▼
2024 · 1.2%
Interest coverage
0.00▼
2024 · 0.02
Debt ≤ 1 year
€5.20M▼
2024 · €7.03M
Debt > 1 year
€11.02M▲
2024 · €7.02M
Income taxes
€22k▼
2024 · €30k
Staff costs
€351k▲
2024 · €337k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 76 lines
Balance sheet
Code20242025
Assets
Total assets20/58€144.19M€154.04M▲
Fixed assets21/28€131.20M€144.79M▲
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Financial fixed assets28€131.20M€144.79M▲
Affiliated companies280/1€89.85M€90.64M▲
Participating interests280€70.71M€72.17M▲
Amounts receivable281€19.14M€18.46M▼
Other financial fixed assets284/8€41.35M€54.15M▲
Shares284€41.35M€54.15M▲
Current assets29/58€12.99M€9.25M▼
Stocks and contracts in progress3€170k€0▼
Contracts in progress37€170k€0▼
Amounts receivable within one year40/41€2.45M€2.86M▲
Trade receivables40€420k€407k▼
Other amounts receivable41€2.03M€2.45M▲
Current investments50/53€9.23M€4.50M▼
Other investments51/53€9.23M€4.50M▼
Cash at bank and in hand54/58€331k€1.89M▲
Deferred charges and accrued income490/1€808k€8k▼
Equity and liabilities
Total equity and liabilities10/49€144.19M€154.04M▲
Equity10/15€129.19M€136.78M▲
Contributions10/11€2.36M€2.36M=
Capital10€2.36M€2.36M=
Issued capital100€2.36M€2.36M=
Revaluation surpluses12€43.99M€52.21M▲
Reserves13€236k€236k=
Non-distributable reserves130/1€236k€236k=
Legal reserve130€236k€236k=
Profit (loss) carried forward14€82.60M€81.97M▼
Amounts payable17/49€15.00M€17.26M▲
Amounts payable after more than one year17€7.02M€11.02M▲
Financial debts170/4€7.02M€11.02M▲
Subordinated loans170€7.02M€11.02M▲
Amounts payable within one year42/48€7.03M€5.20M▼
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€48k€38k▼
Taxes450/3€18k€7k▼
Remuneration and social security454/9€30k€31k▲
Other amounts payable47/48€6.98M€5.16M▼
Accrued charges and deferred income492/3€948k€1.04M▲
Income statement
Code20242025
Operating income70/76A€432k€446k▲
Turnover70€661k€604k▼
Change in stocks of work in progress, finished goods and contracts in progress71€-240k€-170k▲
Other operating income74€12k€12k▲
Operating charges60/66A€416k€446k▲
Goods for resale, raw materials and consumables60€12k€8k▼
Purchases600/8€12k€8k▼
Services and other goods61€65k€85k▲
Remuneration, social security and pensions62€337k€351k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€474€474=
Other operating charges640/8€1k€1k▼
Operating profit (loss)9901€16k€659▼
Financial income75/76B€3.02M€1.97M▼
Recurring financial income75€3.02M€1.92M▼
Income from financial fixed assets750€0€1.71M▲
Income from current assets751€2.99M€219k▼
Other financial income752/9€26k€0▼
Non-recurring financial income76B€453€46k▲
Financial charges65/66B€1.32M€1.15M▼
Recurring financial charges65€399k€1.09M▲
Debt charges650€840k€1.02M▲
Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651€-571k€0▲
Other financial charges652/9€130k€69k▼
Non-recurring financial charges66B€920k€65k▼
Profit (loss) for the period before taxes9903€1.71M€819k▼
Income taxes67/77€30k€22k▼
Taxes670/3€30k€22k▼
Profit (loss) for the period9904€1.68M€798k▼
Profit (loss) for the period to be appropriated9905€1.68M€798k▼
Appropriation of the result
Profit (loss) to be appropriated9906€84.03M€83.40M▼
Profit (loss) brought forward from the previous period14P€82.35M€82.60M▲
Profit to be distributed694/7€1.43M€1.43M=
Return on contributions (dividend)694€1.43M€1.43M=
Social balance
Average headcount (FTE)90873.73.7=
The notes to these accounts (61 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Equity above €100MEq €129.19M ▲52.1%
6 profitable years in a row build equity to €129.19M.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-06
Financial
Highest result since 2019net €4.93M ▲717%
Operating result €721k, net result €4.93M, both a record.
2020
22-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
23-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
22-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 22 days late
2018
07-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · consolidated
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Heerweg 1878791 WaregemGround area
1.4 ha
Building footprint
614 m²
Volume, LiDAR
4,492 m³
Parcel 34006A0449/00N000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CROP'S HOLDING
since 20032.133.753.243
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34006A0449/00N000 | Flanders | 1.4 ha | 1 · 614 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600WA1G919FLEPQ63
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 870 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-08-2003
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.