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CROISI-CONCEPT ET IMMO

Active
Private limited companyfounded 2022active for 4 yearsRue du Palis,Rochehaut 7, 6830 Bouillon, BelgiumKBO/BCE: BE 0786.372.961
Summary

CROISI-CONCEPT ET IMMO has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€8,019) and a net result of €16,713. Equity has been growing by about 15% per year since 2022. Its solvency ranks better than 11% of 556 sector peers (NACE 79, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

Source: KBO
Status
Active since 19-05-2022 Normal situation
Activity
Travel agency activities NACE 79110and 1 other
Establishment unit
2.331.932.557 6830 Bouillon, since 19-05-2022
Financial year end
31 December
Peppol
Reachable since 06-12-2025

Board and ownership

Board

Financial position

56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts 2025
Gross margin
€17,496
Turnover
≈ €130,000
estimated
Profit
€16,713
Equity
-€8,019
▲ 67.6%
Total assets
€48,083
▼ 7.4%
  • Negative equity on 31-12-2025
Filed on 18-06-2026, 43 days before the deadline
Score breakdownraises riskCapped at 59: negative equityNegative equity -€8,019Founded in 2022lowers riskLiquidity: current ratio 0.85, cash €38,411Size: total assets €48,083Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 56% of micro companies in travel agencies (NACE 79)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 8+8
equity -16.7% of total assets
Liquidity 50=
short-term debt 116.7% · cash 79.9%
Profitability 100+86
return on assets 34.8%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,004 companies, NACE 79, micro)
Last 24 months 12-2024: 1.2% 01-2025: 1.2%● unchanged vs 12-2024 02-2025: 1.1%▼ -0.1 percentage points vs 01-2025 03-2025: 1.2%▲ +0.1 percentage points vs 02-2025 04-2025: 1.2%● unchanged vs 03-2025 05-2025: 1.3%▲ +0.1 percentage points vs 04-2025highest value 06-2025: 1.3%● unchanged vs 05-2025 07-2025: 0.9%▼ -0.4 percentage points vs 06-2025 08-2025: 0.9%● unchanged vs 07-2025 09-2025: 0.9%● unchanged vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.6%▼ -0.3 percentage points vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026lowest value 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 0.8%▲ +0.1 percentage points vs 07-2026 09-2026: 1.0%▲ +0.2 percentage points vs 08-2026 10-2026: 0.6%▼ -0.4 percentage points vs 09-2026 11-2026: 0.6%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.85 (0.67 in 2024), below 1. Short-term debt is 116.7% and cash 79.9% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 79, micro). It does better than 9% of them on solvency, 34% on liquidity, 95% on profitability and 88% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 0.85, cash €38,411
NBB · annual accounts
raises risk · Negative equity -€8,019
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €48,083
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 556 sector peers (2025).
NBB · sector comparison
Position among 556 sector peers
Solvency
better than 11%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
43 days early
2024
50 days early
2023
50 days early
2022
39 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 46 days before the deadline. In the sector (NACE 79), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 June (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€8,019 View
  • Caution: Less equity than 89% of companies in travel agenciessector median €59,049 · 557 companies -€8,019 View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed IncorporationStarting capital €3,000 · Appointment: MONTFORT Quentin (director)
All 7 events

Comparable companies

These companies have the same main activity as CROISI-CONCEPT ET IMMO: travel agency activities (NACE 79110). They are comparable in size and age: total assets between €27,900 and €62,600, founded between 2021 and 2023.

CompanyTotal assetsGross margin
CROISI-CONCEPT ET IMMO Bouillon€48,083€17,496
WORLD TRAVEL CONSULTING Chapelle-lez-Herlaimont€40,369€16,930
EVE A DREAM Neufchâteau€58,605€15,576
UNDER THE WILD SKY Gavere€53,883€19,040
OPTIMA HORIZONS Elsene€27,880€18,786
MAD DREAM Huy€62,550€9,884
Belgium Trade and Travel Tervuren€33,442€27,019
Full comparison

Key facts about CROISI-CONCEPT ET IMMO

What is the company number of CROISI-CONCEPT ET IMMO?
The company number of CROISI-CONCEPT ET IMMO is 0786.372.961. The VAT number is the same number with BE in front: BE 0786.372.961.
Where is CROISI-CONCEPT ET IMMO based?
The registered office is at Rue du Palis,Rochehaut 7, 6830 Bouillon.Company details
What does CROISI-CONCEPT ET IMMO do?
According to the KBO register, the main activity is travel agency activities (NACE 79110).
What is the legal form of CROISI-CONCEPT ET IMMO?
The legal form of CROISI-CONCEPT ET IMMO is Private limited company (BV).
When was CROISI-CONCEPT ET IMMO founded?
CROISI-CONCEPT ET IMMO was founded on 19-05-2022.
Is CROISI-CONCEPT ET IMMO still active?
Yes, CROISI-CONCEPT ET IMMO is an active enterprise in the KBO register.
What is the turnover of CROISI-CONCEPT ET IMMO?
The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €17,496 and 6,321 comparable companies of the same size. It probably lies between €61,000 and €320,000. It is a rough estimate.Financials
Is CROISI-CONCEPT ET IMMO profitable?
In financial year 2025, CROISI-CONCEPT ET IMMO made a profit of €16,713.
Where can I find the annual accounts of CROISI-CONCEPT ET IMMO?
CROISI-CONCEPT ET IMMO filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CROISI-CONCEPT ET IMMO due?
CROISI-CONCEPT ET IMMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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