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OPTIMA HORIZONS

Active
Private limited companyfounded 2022active for 4 yearsRobert Goldschmidtsquare 48, 1050 Elsene, BelgiumKBO/BCE: BE 0787.894.871
Summary

OPTIMA HORIZONS has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,786 and a net result of €18,786. Equity has been growing by about 70% per year since 2023. Its solvency ranks better than 90% of 173 sector peers (NACE 79, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Official details

Source: KBO
Status
Active since 30-06-2022 Normal situation
Activity
Travel agency activities NACE 79110and 3 others
Establishment unit
2.335.645.182 1050 Elsene, since 26-09-2022
Financial year end
31 December
Peppol
Reachable since 13-03-2026

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Annual accounts 2025
Turnover
€68,909
▼ 1.1%
Profit
€18,786
Equity
€21,786
▲ 145%
Total assets
€27,880
▲ 52.4%
Score breakdownraises riskSize: turnover €68,909, total assets €27,880Founded in 2022lowers riskFigures for financial year 2025 (filed on 16-07-2026)Equity €21,786 (78.1% of total assets)Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 75% of micro companies in travel agencies (NACE 79)
Financial strength · tick: 2024
Strong
Solvency 100+26
equity 78.1% of total assets
Liquidity 55-19
short-term debt 21.9% · cash 10.0%
Profitability 100+65
return on assets 67.4%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,004 companies, NACE 79, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.4%▼ -0.1 percentage points vs 01-2025lowest value 03-2025: 0.5%▲ +0.1 percentage points vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.6%▲ +0.1 percentage points vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.7%▲ +0.1 percentage points vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.5%▼ -0.2 percentage points vs 02-2026 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026 05-2026: 0.7%▲ +0.1 percentage points vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.3 percentage points vs 07-2026 09-2026: 1.0%● unchanged vs 08-2026 10-2026: 1.1%▲ +0.1 percentage points vs 09-2026highest value 11-2026: 1.1%● unchanged vs 10-2026highest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.63 (1.29 in 2024), above the usual 1.5. Short-term debt is 21.9% and cash 10% of total assets. 21.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 79, micro). It does better than 93% of them on solvency, 43% on liquidity, 95% on profitability and 68% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Size: turnover €68,909, total assets €27,880
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 16-07-2026)
NBB · annual accounts
lowers risk · Equity €21,786 (78.1% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
15 days early
2024
2 days early
2023
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 6 days before the deadline. In the sector (NACE 79), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Caution: Less equity than 90% of companies in travel agenciessector median €564,674 · 173 companies €21,786 View

Recent changes

  1. · Gazette deed Company renamed from OPTIMA STUDY TRAVEL INTERNATIONAL to OPTIMA HORIZONS
  2. · Gazette deed IncorporationStarting capital €3,000 · Appointments: RESTREPO AMARILES David (statutory director) and BERZIN Marion Nathalie (statutory director)
All 8 events

Comparable companies

These companies have the same main activity as OPTIMA HORIZONS: travel agency activities (NACE 79110). They are comparable in size and age: total assets between €25,500 and €43,700, founded between 2019 and 2023.

CompanyTotal assetsGross margin
OPTIMA HORIZONS Elsene€27,880€18,786
Infinity Travel Braine-l'Alleud€25,541€15,740
WORLD TRAVEL CONSULTING Chapelle-lez-Herlaimont€40,369€16,930
Belgium Trade and Travel Tervuren€33,442€27,019
ART2 TRAVEL Elsene€43,691€14,526
AL-WASEET COMPANY Sint-Gillis (bij-Brussel)€27,047€41,000
BJ TRAVEL Visé€34,933€31,815
Full comparison

Key facts about OPTIMA HORIZONS

What is the company number of OPTIMA HORIZONS?
The company number of OPTIMA HORIZONS is 0787.894.871. The VAT number is the same number with BE in front: BE 0787.894.871.
Where is OPTIMA HORIZONS based?
The registered office is at Robert Goldschmidtsquare 48, 1050 Elsene.Company details
What does OPTIMA HORIZONS do?
According to the KBO register, the main activity is travel agency activities (NACE 79110).
What is the legal form of OPTIMA HORIZONS?
The legal form of OPTIMA HORIZONS is Private limited company (BV).
When was OPTIMA HORIZONS founded?
OPTIMA HORIZONS was founded on 30-06-2022.
Is OPTIMA HORIZONS still active?
Yes, OPTIMA HORIZONS is an active enterprise in the KBO register.
What is the turnover of OPTIMA HORIZONS?
The turnover of OPTIMA HORIZONS was €68,909 in financial year 2025, according to the filed annual accounts.Financials
Is OPTIMA HORIZONS profitable?
In financial year 2025, OPTIMA HORIZONS made a profit of €18,786.
Where can I find the annual accounts of OPTIMA HORIZONS?
OPTIMA HORIZONS filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of OPTIMA HORIZONS due?
OPTIMA HORIZONS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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