Cro-Benelux
ActiveCro-Benelux has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74k and a net result of €18k. Equity is growing by ~57.7% per year across the filed fiscal years. Its solvency ranks better than 80% of 13159 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-11
Solvency91▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.64 against 2.56 in 2024; short-term debt: 33.5% and cash: 22.4% of total assets), and 33.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.5%
Return on assets
15.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
36 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€74k▲ 68.5%
2024 · €44k
2023: €23k
2024: €44k
2023 → 2025
Total assets
€111k▲ 60.7%
2024 · €69k
2023: €55k
2024: €69k
2023 → 2025
Net result
€18k▼ 14.6%
2024 · €21k
2023: €7k
2024: €21k
2023 → 2025
Working capital
€61k▲ 54.7%
2024 · €39k
2023: €18k
2024: €39k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€23k-€44k▲ 88.5%€74k▲ 68.5%
Operating result€13k-€31k▲ 137%€31k▲ 1.2%
Net result€7k-€21k▲ 185%€18k▼ 14.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 1% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €111k
Fixed assets
€13k▲ 194%
Current assets
€98k▲ 51.8%
Equity and liabilities €111k
Equity
€74k▲ 68.5%
Debt
€37k▲ 47.2%
The debt ratio falls from 36.6% to 33.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€32k▲
2024 · €31k
Cash flow
€18k▼
2024 · €21k
Solvency
66.5%▲
2024 · 63.4%
Current ratio
2.64▲
2024 · 2.56
Quick ratio
2.45▲
2024 · 2.37
Debt / equity
0.50▼
2024 · 0.58
ROE
23.8%▼
2024 · 46.9%
ROA
15.8%▼
2024 · 29.8%
Interest coverage
89.08▲
2024 · 65.42
Debt
€37k▲
2024 · €25k
Debt ≤ 1 year
€37k▲
2024 · €25k
Income taxes
€14k▲
2024 · €10k
Staff costs
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€69k€111k▲
Fixed assets21/28€4k€13k▲
Tangible fixed assets22/27€118€8k▲
Plant, machinery and equipment23€118€5k▲
Furniture and vehicles24-€3k
Financial fixed assets28€4k€4k=
Current assets29/58€65k€98k▲
Stocks and contracts in progress3€5k€7k▲
Stocks30/36€5k€7k▲
Amounts receivable within one year40/41€42k€66k▲
Other amounts receivable41€42k€66k▲
Cash at bank and in hand54/58€17k€25k▲
Equity and liabilities
Total equity and liabilities10/49€69k€111k▲
Equity10/15€44k€74k▲
Contributions10/11€6k€19k▲
Reserves13€27k€45k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€26k€43k▲
Profit (loss) carried forward14€10k€10k=
Amounts payable17/49€25k€37k▲
Amounts payable within one year42/48€25k€37k▲
Trade debts44€11k€20k▲
Suppliers440/4€11k€20k▲
Taxes, remuneration and social security45€15k€17k▲
Taxes450/3€14k€17k▲
Remuneration and social security454/9€89€348▲
Income statement
Code20242025
Remuneration, social security and pensions62€1k€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€383€611▲
Other operating charges640/8€935€1k▲
Gross operating margin9900€33k€35k▲
Operating profit (loss)9901€31k€31k▲
Financial income75/76B€5€163▲
Recurring financial income75€5€163▲
Financial charges65/66B€480€359▼
Recurring financial charges65€480€359▼
Profit (loss) for the period before taxes9903€31k€31k▲
Income taxes67/77€10k€14k▲
Profit (loss) for the period9904€21k€18k▼
Profit (loss) for the period to be appropriated9905€21k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€28k▼
Profit (loss) brought forward from the previous period14P€10k€10k=
Transfer to equity691/2€21k€18k▼
To other reserves6921€21k€18k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2023net €21k ▲185%
Net result €21k, the highest in the series.
05-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 36 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijnegemsteenweg 342970 SchildeGround area
169 m²
Building footprint
96 m²
Volume, LiDAR
584 m³
Parcel 11041B0317/00G000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Cro-Benelux
since 20152.239.326.657
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041B0317/00G000 | Flanders | 169 m² | 1 · 96 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSchilde2.239.326.657
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Of 20,499 companies in sector 56111 we hold annual accounts for 11,455. 9,808 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2014
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
46321Wholesale of meat and meat products, excluding game and poultry
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.