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THE LUNCH TIME

Active
Private limited companyfounded 2015active for 10 yearsFortstraat 3, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 0642.767.233
Summary

The computed 12-month bankruptcy probability of THE LUNCH TIME is 1.8% (moderate). The 2025 annual accounts show equity of €72,407 and a net result of -€21,496. Equity has been stable since 2019 (±2.1% per year). Its solvency ranks better than 82% of 16,961 sector peers (NACE 56, financial year 2025). The company has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 09-11-2015 Normal situation
Activity
Limited-service restaurants, excluding mobile food services NACE 56112and 1 other
Establishment unit
2.251.660.010 1060 Sint-Gillis (bij-Brussel), since 01-04-2016
Financial year end
31 December
Peppol
Reachable since 26-12-2025

Board and ownership

Board

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.8%
Annual accounts 2025
Gross margin
€37,015
▼ 50.2%
Turnover
≈ €210,000
estimated
Loss
€21,496
Equity
€72,407
▼ 22.9%
Total assets
€106,609
▼ 20.1%
Staff
≈ 1.2 FTE
estimated
  • 2025 accounts filed 12 days after the deadline
Filed on 12-08-2026
Score breakdownraises riskLast filed accounts filed 12 days late; 2 of the last 3 accounts lateSector: Food and beverage service activities (NACE 56)Loss of €21,496 (financial year 2025)lowers riskLiquidity: current ratio 2.84, cash €23,422, halvedShow the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 46% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Average
Solvency 93-2
equity 67.9% of total assets
Liquidity 64-20
short-term debt 32.1% · cash 22.0%
Profitability 0-73
return on assets -20.2%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,778 companies, NACE 56, micro)
Last 24 months 12-2024: 6.6% 01-2025: 8.8%▲ +2.2 percentage points vs 12-2024 02-2025: 4.0%▼ -4.8 percentage points vs 01-2025 03-2025: 4.0%● unchanged vs 02-2025 04-2025: 3.9%▼ -0.1 percentage points vs 03-2025 05-2025: 3.7%▼ -0.2 percentage points vs 04-2025 06-2025: 3.5%▼ -0.2 percentage points vs 05-2025 07-2025: 3.6%▲ +0.1 percentage points vs 06-2025 08-2025: 3.9%▲ +0.3 percentage points vs 07-2025 09-2025: 4.0%▲ +0.1 percentage points vs 08-2025 10-2025: 5.4%▲ +1.4 percentage points vs 09-2025 11-2025: 5.4%● unchanged vs 10-2025 12-2025: 6.4%▲ +1.0 percentage point vs 11-2025 01-2026: 9.5%▲ +3.1 percentage points vs 12-2025 02-2026: 9.5%● unchanged vs 01-2026 03-2026: 9.7%▲ +0.2 percentage points vs 02-2026highest value 04-2026: 8.9%▼ -0.8 percentage points vs 03-2026 05-2026: 2.7%▼ -6.2 percentage points vs 04-2026 06-2026: 2.6%▼ -0.1 percentage points vs 05-2026 07-2026: 2.6%● unchanged vs 06-2026 08-2026: 3.3%▲ +0.7 percentage points vs 07-2026 09-2026: 1.9%▼ -1.4 percentage points vs 08-2026 10-2026: 1.8%▼ -0.1 percentage points vs 09-2026lowest value 11-2026: 1.8%● unchanged vs 10-2026lowest value
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.84 (2.96 in 2024), above the usual 1.5. Short-term debt is 32.1% and cash 22% of total assets. 32.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 82% of them on solvency, 68% on liquidity, 8% on profitability and 23% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 12 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Loss of €21,496 (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.84, cash €23,422, halved
NBB · annual accounts
raises risk · 2025 accounts filed 12 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filings
Deviation from the deadline
2025
12 days late
2024
273 days late
2023
153 days late
2022
92 days late
2021
50 days late
2020
83 days late
2019
56 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 103 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 October (4 of the last 5 accounts filed within 80 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 88% of companies in food and beverage servicesector median €4,876 · 16,939 companies -€21,496 View
  • New directorslatest change 20-05-2026 · 1 in office 2 joined View

Comparable companies

These companies have the same main activity as THE LUNCH TIME: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €95,800 and €118,000, founded between 2014 and 2016.

CompanyTotal assetsGross margin
THE LUNCH TIME Sint-Gillis (bij-Brussel)€106,609€37,015
AL FAROUK Jette€104,579€34,095
TOUIL & FILS Brussel€113,466€33,206
SP@CE CAFE Schaarbeek€95,776€31,279
GOUTE & SAVOURE Koekelberg€118,392€41,020
O'CHICKEN Liège€108,867€37,271
Pizza Heat Dendermonde€110,040€38,919
Full comparison

Key facts about THE LUNCH TIME

What is the company number of THE LUNCH TIME?
The company number of THE LUNCH TIME is 0642.767.233. The VAT number is the same number with BE in front: BE 0642.767.233.
Where is THE LUNCH TIME based?
The registered office is at Fortstraat 3, 1060 Sint-Gillis (bij-Brussel).Company details
What does THE LUNCH TIME do?
According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
What is the legal form of THE LUNCH TIME?
The legal form of THE LUNCH TIME is Private limited company (BV).
When was THE LUNCH TIME founded?
THE LUNCH TIME was founded on 09-11-2015.
Is THE LUNCH TIME still active?
Yes, THE LUNCH TIME is an active enterprise in the KBO register.
What is the turnover of THE LUNCH TIME?
The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €37,015 and 64 comparable companies (NACE 56112). It probably lies between €150,000 and €270,000. In financial year 2022 turnover was €285,493.Financials
Is THE LUNCH TIME profitable?
In financial year 2025, THE LUNCH TIME made a loss of €21,496.
Where can I find the annual accounts of THE LUNCH TIME?
THE LUNCH TIME filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of THE LUNCH TIME due?
THE LUNCH TIME must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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