Active BE 0454.384.919Public limited companyOpen bankruptcy

CRM.TEC

Gentseweg 203 ·8792 Waregem, Belgium· 31 yrs active

Sector: Detailhandel in ICT-apparatuur (47400)

Conclusion Checked

A bankruptcy procedure is open for CRM.TEC according to publications in the Belgian State Gazette. The 2022 annual accounts show equity of €1.30M and a net result of €85k.

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€1.30M
Net result	€85k
Staff (FTE)	1.4
Better than sector	61%

Snowflake analysis 5 of 5 axes measured · computed by Checked

26 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0

Profitability 33

Solvency 43

Growth 52

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High riskRegister: open bankruptcy

This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.

Components

· Open bankruptcy (+50)

Trust signals 2 signals

Register: open bankruptcy

The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2022 · computed

0 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2022 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 02-05-2023 with the NBB · fiscal year 2022 · verkort

Operating resultNet result

Sector comparison

Fiscal year 2022 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	33.5%	23.6%	better than 61% of 904 sector peers
Net result	€85k	€26k	better than 72% of 905 sector peers
Equity	€1.30M	€147k	better than 94% of 905 sector peers
Gross operating margin	€576k	€198k	better than 83% of 903 sector peers
Staff costs	€122k	€138k	higher than 45% of 695 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€451k

+4.9% 18-22

Net profit

€85k

+0.2% 18-22

Cash flow

€380k

-0.7% 18-22

Total assets

€3.88M

+14.5% 18-22

Equity

€1.30M

+7.0% 18-22

Working capital

€-1.07M

+17.7% 18-22

Employees (FTE)

1

-66.7% 18-22

Staff costs

€122k

-55.5% 18-22

Income taxes

€39k

+4.4% 18-22

Debt

€2.58M

+18.7% 18-22

Debt ≤ 1y

€2.54M

+19.1% 18-22

Debt > 1y

€47k

0.0% 18-22

Current ratio

0.58

+48.4% 18-22

Quick ratio

0.56

+51.9% 18-22

Solvency

33.5%

-6.6% 18-22

Debt / equity

1.98

+11.0% 18-22

ROE

6.5%

-6.3% 18-22

ROA

2.2%

-12.5% 18-22

Interest coverage

14.53

-14.3% 18-22

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2022
Deposit	verkort
Revenue	-
EBITDA	€451k
Net profit	€85k
Cash flow	€380k
Staff costs	€122k
Income taxes	€39k
Dividends	-
Total assets	€3.88M
Equity	€1.30M
Debt	€2.58M
of which ≤ 1y	€2.54M
of which > 1y	€47k
Working capital	€-1.07M
Employees (FTE)	1.4

Ratios (computed)

	2022
Current ratio	0.58
Quick ratio	0.56
Working capital ratio	-27.5%
Solvency	33.5%
Debt / equity	1.98
Long-term debt ratio	0.04
Interest coverage	14.53
Gross margin	-
Net margin	-
ROA	2.2%
ROE	6.5%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2022

Assets

Fixed assets €2.42M · 62.3% Current assets €1.47M · 37.7%

Equity & liabilities

Equity €1.30M · 33.5% Debt €2.58M · 66.5%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2022
Balance sheet, Assets
TOTAL ASSETS	20/58	€3.88M
Fixed assets	21/28	€2.42M
Intangible fixed assets	21	€842k
Tangible fixed assets	22/27	€146k
Financial fixed assets	28	€1.43M
Current assets	29/58	€1.47M
Stocks & contracts in progress	3	€42k
Amounts receivable within one year	40/41	€947k
Cash & bank	54/58	€476k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€3.88M
Equity	10/15	€1.30M
Contributions / capital	10/11	€250k
Reserves	13	€795k
Accumulated profits (losses)	14	€257k
Amounts payable	17/49	€2.58M
Amounts payable after one year	17	€47k
Amounts payable within one year	42/48	€2.54M
Trade debts payable within one year	44	€705k
Income statement
Gross operating margin	9900	€576k
Operating result	9901	€155k
Financial income	75	€10
Financial charges	65	€31k
Result before taxes	9903	€124k
Income taxes	67/77	€39k
Net result for the period	9904	€85k
Result to be appropriated	9905	€85k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates3 persons

Role	Name	Tenure	Source
Curator	Laurence MONTAGNE President Rooseveltplein 5 B2, 8500 KORTRIJK ↔ Also on 53 other cases	04-02-2025 → present	Belgian State Gazette
Curator	GUY DELABIE ENGELSE WANDELING 74, 8510 MARKE- guy.delabie@vy- us.be	04-02-2025 → present	Belgian State Gazette
Curator	SYLVIE FOULON BORNSTRAAT 44, 8800 ROESELARE-	04-02-2025 → present	Belgian State Gazette

Legal Structure

NACE primary	Detailhandel in ICT-apparatuur(47400)
Legal form	Public limited company(014)
Incorporation	20-01-1995
Status	Active
Postal code	8792
First BS signal	12-02-2025
Latest BS signal	12-02-2025

Establishment units 1 location

COMPUTERS R. MAES

Gentseweg 203, 8792 WaregemDetailhandel in boeken, kranten, tijdschriften en kantoorbehoeften

since 19952.070.571.601

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
34010A0543/00S000	Flanders	3,101 m²	1 · 506 m²	11.9 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

12-02-2025

Bankruptcy Opening

Ondernemingsrechtbank Gent, afdeling Kortrijk · CRM.TEC NV GENTSEWEG 203, 8792 WAREGEM-DESSELGEM · event 04-02-2025

2023

02-05-2023