Losses
-€22,216 in three years
Every financial year from 2023 to 2025 closed with a loss. 2025 was the heaviest.
CRIVA
Lifetime
20 annual accounts with figures on one time axis, 46 filings since 1980peak €286,907 (2018)
€14,438▼ 46.5%
lowest -€15,161 (2019)
-€11,677▼ €9,504
peak €313,086 (2022)
€265,869▼ 4.2%
€207,571▼ 7.2%
Board3 names since 2017
1 director
Documentsfilings and deeds
29-07-20262 days before the deadline
2025micro format
Gross margin from €27,004 to €14,438Loss of €11,677Cash from €10,350 to €2,858
Key points
from the 2025 annual accountsFilings
46 annual accounts since 1980
The last five annual accounts were filed 2 to 34 days before the end of the period.
Position in the sector
-€11,677
Lower net result than 83% of companies in retail trade. Sector median €4,763 · 25,252 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 8,613 companies had the same profile as CRIVA has now. Each dot stands for 22 companies, two years later.
94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 8,613 companies, not a prediction for CRIVA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0420087105
Registered office moved to Hamme
New registered office: Roodkruisstraat 1A, 9220 Hamme · Resignation: (director) · Reappointment: (director) · General meeting of 18-05-2021 · Gazette deed
1 manager appointed, 2 resignations
Resignations: (manager) and (manager) · Appointment: (manager) · Director discharge: · General meeting of 10-05-2017 · Gazette deed
First establishment
Roodkruisstraat 1, Hamme (Vl.)
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CRIVA Hamme (Vl.) | €515,881 | €14,438 | 51.5% | - |
| GROOMING TECHNICAL ENTREPRISES Ittre | €464,669 | €13,354 | 83.8% | - |
| I.B.A. Aalst | €540,412 | €28,139 | 41.8% | - |
| SACK SELECT ART Ninove | €432,511 | €22,095 | 15.3% | - |
| De Beir Kortrijk | €367,987 | €25,266 | 33.4% | - |
| JMS COMPU Rixensart | €460,193 | €11,483 | -44.8% | - |
| BASSLEER BIOFISH Herselt | €477,512 | €15,518 | 72.5% | - |
These companies have the same main activity as CRIVA: other retail sale of new goods (NACE 47789). They are comparable in size and age: total assets between €368,000 and €540,000, founded between 1983 and 1995.
Official details
Source: KBO- Status
- Active since 21-01-1980Normal situation
- Activity
- Other retail sale of new goodsNACE 47789and 2 others
- Establishment unit
- 2.017.003.1529220 Hamme (Vl.), since 29-02-1980
- Financial year end
- 31 December
- Peppol
- Reachable since 10-12-2025
Annual accounts 2025
- ≈ €150,000estimated
- €515,881▼ 5.6%
- Filing
- Filed on 29-07-2026, 2 days before the end of the filing period
Insights on CRIVA
CRIVA files the micro format. That format states no turnover. The gross margin fell from €36,684 in 2006 to €14,438 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CRIVA
- What is the company number of CRIVA?
- The company number of CRIVA is 0420.087.105. The VAT number is the same number with BE in front: BE 0420.087.105.
- Where is CRIVA based?
- The registered office is at Roodkruisstraat 1A, 9220 Hamme (Vl.).Company details
- What does CRIVA do?
- According to the KBO register, the main activity is other retail sale of new goods (NACE 47789).
- What is the legal form of CRIVA?
- CRIVA is a private limited company (BV).
- When was CRIVA founded?
- CRIVA was founded on 21-01-1980.
- Is CRIVA still active?
- Yes, CRIVA is an active enterprise in the KBO register.
- What is the turnover of CRIVA?
- The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €14,438 and 138 comparable companies (NACE 477). It probably lies between €57,000 and €330,000. It is a rough estimate.Financials
- Is CRIVA profitable?
- In financial year 2025, CRIVA made a loss of €11,677.
- Where can I find the annual accounts of CRIVA?
- CRIVA filed 46 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CRIVA due?
- CRIVA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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