Financials
- Fiscal year
- 2024
- Total assets
- €132,013
- Profit
- €11,644
- Solvency
- 20.3%
Total assets▲ 22.2%
Net result
20232024
BIY GROUP
ActiveSummary
The computed 12-month bankruptcy probability of BIY GROUP is 11.1% (high). The 2024 annual accounts show equity of €26,756 and a net result of €11,644. Its solvency ranks better than 32% of 6718 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Freight transport by road
NACE 49410Other postal and courier activities NACE 53200
1 site
How big
€132,013total assets 2024
- Equity
- €26,756
- Profit
- €11,644
Turnover not published (abridged schema)
Who decides
Accounts 63 d overdue0 of 2 deeds read
Why 32- 1 change of registered office in 24 months- 1 financial year not filed after the legal deadline; latest accounts 31 days late; 2 of the last 3 late- Sector Land transport and transport via pipelines (NACE 49)- Figures for FY 2024 (filed 08-09-2025)Show the evidence
Checked score
Score 2024
32
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 48% of its sector peers (NACE 49, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
45+6
equity 20.3% of total assets
Liquidity
8-2
short-term debt 79.7% · cash 1.5%
Profitability
80-4
return on assets 8.8%
Bankruptcy probability, 12 months
11.1%
High
0%0.5%1.5%4%10%≥ 25%
About 1 in 9 comparable companies go bankrupt within 12 months (an estimate).
- 1 change of registered office in 24 months raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 31 days late; 2 of the last 3 late raises the probability
- Sector Land transport and transport via pipelines (NACE 49) raises the probability
- Figures for FY 2024 (filed 08-09-2025) raises the probability
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.88 against 0.81 in 2023; short-term debt: 79.7% and cash: 1.5% of total assets), and 79.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 49, micro). Better than this share of them on solvency 32%, liquidity 8%, profitability 65%, growth against the median 86%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
109 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 70 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2024
- 31-08-2025Annual accounts filed
- 17-11-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Freight transport by roadNACE 49410
- Founded
- 03-01-2023
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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