CRISCARGO
ActiveThe computed 12-month bankruptcy probability of CRISCARGO is 5.1% (elevated). The 2024 annual accounts show equity of €33k and a net result of €21k. Equity is growing by ~117.2% per year across the filed fiscal years. Its solvency ranks better than 56% of 725 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+28
Solvency65▲+18
Growth85▲+33
Track record94
Bankruptcy probability, 12 months
5.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.42 against 1.01 in 2023; short-term debt: 60.3% and cash: 9.1% of total assets), and 60.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Sector 53
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
39.7%
Return on assets
25.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
31 d late
2022
39 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€247k▲ 77.6%
2023 · €139k
2022: €166k
2023: €139k
2022 → 2024
EBIT margin
12.8%▲ 3.0pp
2023 · 9.8%
2022: 2.1%
2023: 9.8%
2022 → 2024
Net result
€21k▲ 172%
2023 · €8k
2022: €2k
2023: €8k
2022 → 2024
Working capital
€21k▲ 8,121%
2023 · €259
2022: €-4k
2023: €259
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Turnover€166k-€139k▼ 16.1%€247k▲ 77.6%
Equity€5k-€12k▲ 170%€33k▲ 172%
Operating result€3k-€14k▲ 289%€31k▲ 131%
Net result€2k-€8k▲ 401%€21k▲ 172%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 131% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €84k
Fixed assets
€12k=
Current assets
€72k▲ 65.2%
Equity and liabilities €84k
Equity
€33k▲ 172%
Debt
€51k▲ 17.0%
The debt ratio falls from 77.9% to 60.3%. Equity and debt are higher.
Key figures and ratios
Solvency
39.7%▲
2023 · 22.1%
Current ratio
1.42▲
2023 · 1.01
Quick ratio
1.42▲
2023 · 1.01
Debt / equity
1.52▼
2023 · 3.53
ROE
63.2%▲
2023 · 63.0%
ROA
25.1%▲
2023 · 13.9%
Debt
€51k▲
2023 · €43k
Debt ≤ 1 year
€51k▲
2023 · €43k
Income taxes
€8k▲
2023 · €3k
Staff costs
€25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€56k€84k▲
Fixed assets21/28€12k€12k=
Financial fixed assets28€12k€12k=
Current assets29/58€44k€72k▲
Amounts receivable within one year40/41€43k€64k▲
Trade receivables40€39k€52k▲
Other amounts receivable41€4k€12k▲
Cash at bank and in hand54/58€22€8k▲
Equity and liabilities
Total equity and liabilities10/49€56k€84k▲
Equity10/15€12k€33k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€9k€30k▲
Amounts payable17/49€43k€51k▲
Amounts payable within one year42/48€43k€51k▲
Trade debts44€33k€43k▲
Suppliers440/4€3k€7k▲
Bills of exchange payable441€30k€36k▲
Taxes, remuneration and social security45€9k€7k▼
Taxes450/3€9k€6k▼
Remuneration and social security454/9-€1k
Other amounts payable47/48€2k-
Income statement
Code20232024
Turnover70€139k€247k▲
Goods, raw materials, services and sundry goods60/61€124k€189k▲
Remuneration, social security and pensions62-€25k
Other operating charges640/8€2k€2k▼
Gross operating margin9900€15k€58k▲
Operating profit (loss)9901€14k€31k▲
Financial income75/76B€208€271▲
Recurring financial income75€208€271▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€11k€29k▲
Income taxes67/77€3k€8k▲
Profit (loss) for the period9904€8k€21k▲
Profit (loss) for the period to be appropriated9905€8k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€30k▲
Profit (loss) brought forward from the previous period14P€2k€9k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €21k ▲172%
Operating result €31k, net result €21k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groeneweg 179320 AalstGround area
3,635 m²
Building footprint
798 m²
Volume, LiDAR
5,686 m³
Parcel 41342B0933/00H000, Flanders · tallest building 26.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CRISCARGO
since 20212.322.896.711
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41342B0933/00H000 | Flanders | 3,635 m² | 1 · 798 m² | 26.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ZASY GROUP
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Of 4,908 companies in sector 53200 we hold annual accounts for 1,329. 1,116 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-2021
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.