CRIOS
ActiveCRIOS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €250k and a net result of €64k. Equity is growing by ~2.5% per year across the filed fiscal years. Its solvency ranks better than 39% of 2288 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+3
Solvency39▲+4
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity short (current ratio 0.33 against 0.27 in 2024; short-term debt: 24.6% and cash: 5.3% of total assets), and 86% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14%
Return on assets
3.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
21 d late
2023
167 d late
2022
32 d early
2021
22 d late
2020
31 d late
2019
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€250k▲ 34.2%
2024 · €187k
2018: €225k
2019: €151k
2020: €169k
2021: €132k
2022: €164k
2023: €166k
2024: €187k
2018 → 2025
Total assets
€1.78M▼ 2.3%
2024 · €1.83M
2018: €450k
2019: €1.40M
2020: €1.47M
2021: €1.39M
2022: €1.35M
2023: €1.29M
2024: €1.83M
2018 → 2025
Net result
€64k▲ 216%
2024 · €20k
2018: €-17k
2019: €-73k
2020: €18k
2021: €-37k
2022: €32k
2023: €3k
2024: €20k
2018 → 2025
Working capital
€-294k▲ 18.9%
2024 · €-363k
2018: €-64k
2019: €-281k
2020: €-233k
2021: €-334k
2022: €-300k
2023: €-298k
2024: €-363k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€132k-€164k▲ 24.1%€166k▲ 1.7%€187k▲ 12.1%€250k▲ 34.2%
Operating result€-21k-€48k€18k▼ 62.5%€40k▲ 122%€97k▲ 141%
Net result€-37k-€32k€3k▼ 91.4%€20k▲ 638%€64k▲ 216%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 141% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.78M
Fixed assets
€1.64M▼ 2.9%
Current assets
€145k▲ 5.3%
Equity and liabilities €1.78M
Equity
€250k▲ 34.2%
Debt
€1.53M▼ 6.5%
The debt ratio falls from 89.8% to 86.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€198k▲
2024 · €178k
Cash flow
€165k▲
2024 · €159k
Solvency
14.0%▲
2024 · 10.2%
Current ratio
0.33▲
2024 · 0.27
Quick ratio
0.33▲
2024 · 0.27
Debt / equity
6.12▼
2024 · 8.79
ROE
25.5%▲
2024 · 10.8%
ROA
3.6%▲
2024 · 1.1%
Interest coverage
5.93▼
2024 · 8.76
Debt
€1.53M▼
2024 · €1.64M
Debt ≤ 1 year
€439k▼
2024 · €501k
Debt > 1 year
€1.09M▼
2024 · €1.14M
Staff costs
€31k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.83M€1.78M▼
Fixed assets21/28€1.69M€1.64M▼
Tangible fixed assets22/27€1.69M€1.64M▼
Land and buildings22€1.60M€1.53M▼
Plant, machinery and equipment23€52k€82k▲
Furniture and vehicles24€41k€30k▼
Current assets29/58€138k€145k▲
Amounts receivable within one year40/41€21k€50k▲
Trade receivables40€10k€17k▲
Other amounts receivable41€11k€34k▲
Current investments50/53€250€250=
Cash at bank and in hand54/58€117k€94k▼
Equity and liabilities
Total equity and liabilities10/49€1.83M€1.78M▼
Equity10/15€187k€250k▲
Contributions10/11€254k€254k=
Profit (loss) carried forward14€-67k€-3k▲
Amounts payable17/49€1.64M€1.53M▼
Amounts payable after more than one year17€1.14M€1.09M▼
Financial debts170/4€1.14M€1.09M▼
Amounts payable within one year42/48€501k€439k▼
Current portion of amounts payable after more than one year42€89k€103k▲
Trade debts44€6k€10k▲
Suppliers440/4€6k€10k▲
Advances received on contracts in progress46€70-
Taxes, remuneration and social security45€5k€12k▲
Taxes450/3€5k€8k▲
Remuneration and social security454/9€75€4k▲
Other amounts payable47/48€399k€314k▼
Accrued charges and deferred income492/3€275€485▲
Income statement
Code20242025
Remuneration, social security and pensions62€7k€31k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€138k€101k▼
Other operating charges640/8€6k€6k▲
Gross operating margin9900€191k€236k▲
Operating profit (loss)9901€40k€97k▲
Financial income75/76B€437€699▲
Recurring financial income75€437€699▲
Financial charges65/66B€20k€33k▲
Recurring financial charges65€20k€33k▲
Profit (loss) for the period before taxes9903€20k€64k▲
Profit (loss) for the period9904€20k€64k▲
Profit (loss) for the period to be appropriated9905€20k€64k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-67k€-3k▲
Profit (loss) brought forward from the previous period14P€-87k€-67k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Highest result since 2018net €64k ▲216%
Operating result €97k, net result €64k, both a record.
31-12
Financial
Equity above €200kEq €250k ▲34.2%
4 profitable years in a row build equity to €250k.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
14-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 167 days late
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
31-12
Financial
Equity above €150kEq €164k ▲24.1%
Equity rises from €132k to €164k.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €18k
Net result €18k after 2 loss-making years.
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
31-12
Financial
Weakest financial yearnet €-73k
Net result drops to €-73k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roosdaal · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenstraat 111760 RoosdaalGround area
2,038 m²
Building footprint
190 m²
Volume, LiDAR
1,153 m³
Parcel 23097C0114/00C000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CRIOS
since 20122.278.461.308
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23097C0114/00C000 | Flanders | 2,038 m² | 1 · 190 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteRoosdaal2.278.461.308
Similar companies · same sector, comparable size
FITNESS MHP
BE 0635.770.563
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I-Fitness Berchem
BE 0838.363.278
Antwerpen · Eq €246k
KD Sports
BE 0722.586.850
Herentals · Eq €255k
Fiber Factory
BE 0652.764.963
Westerlo · Eq €256k
MOEZENIER
BE 0662.825.843
Sint-Niklaas · Eq €257k
Of 1,517 companies in sector 93130 we hold annual accounts for 687. 454 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-06-2012
Fiscal year end31-12
Activities, NACEBEL
93130Fitness centres
64999Other financial services
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70200Business and other management consultancy
70220Business consulting
82990Other business support services
85699Other educational support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.