CRIMACO
ActiveCRIMACO has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.90M and a net result of €-143k. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 42% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability27=
Solvency48▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity short (current ratio 0.6 against 0.47 in 2024; short-term debt: 20.7% and cash: 1.6% of total assets), and 76.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
18192022232425
2018 to 2025 · latest year €-143k
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-02-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
25 d late
2023
27 d late
2022
26 d late
2020
38 d early
2019
28 d late
2018
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.90M▼ 7.0%
2024 · €2.04M
2018: €859k
2019: €926k
2020: €992k
2022: €994k
2023: €2.05M
2024: €2.04M
2018 → 2025
Total assets
€8.22M▲ 0.7%
2024 · €8.16M
2018: €1.31M
2019: €1.24M
2020: €1.34M
2022: €4.62M
2023: €7.51M
2024: €8.16M
2018 → 2025
Net result
€-143k▼ 1,602%
2024 · €-8k
2018: €51k
2019: €67k
2020: €66k
2022: €2k
2023: €1.05M
2024: €-8k
2018 → 2025
Working capital
€-683k▲ 30.1%
2024 · €-977k
2018: €707k
2019: €676k
2020: €706k
2022: €-2.88M
2023: €-273k
2024: €-977k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€992k-€994k▲ 0.2%€2.05M▲ 106%€2.04M▼ 0.4%€1.90M▼ 7.0%
Operating result€85k-€24k▼ 71.4%€1.59M▲ 6,438%€184k▼ 88.4%€41k▼ 77.8%
Net result€66k-€2k▼ 96.3%€1.05M▲ 42,847%€-8k€-143k▼ 1,602%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 78% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.22M
Fixed assets
€7.20M▼ 1.1%
Current assets
€1.02M▲ 16.2%
Equity and liabilities €8.22M
Equity
€1.90M▼ 7.0%
Provisions
€377k▼ 4.0%
Debt
€5.95M▲ 3.8%
The debt ratio rises from 70.2% to 72.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€254k▲
2024 · €196k
Cash flow
€71k▲
2024 · €4k
Solvency
23.1%▼
2024 · 25.0%
Current ratio
0.60▲
2024 · 0.47
Quick ratio
0.22▼
2024 · 0.25
Debt / equity
3.14▲
2024 · 2.81
ROE
-7.5%▼
2024 · -0.4%
ROA
-1.7%▼
2024 · -0.1%
Interest coverage
1.28▲
2024 · 1.05
Debt
€5.95M▲
2024 · €5.73M
Debt ≤ 1 year
€1.70M▼
2024 · €1.85M
Debt > 1 year
€4.15M▲
2024 · €3.82M
Income taxes
€618▼
2024 · €6k
Staff costs
€149k▲
2024 · €143k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8.16M€8.22M▲
Fixed assets21/28€7.28M€7.20M▼
Tangible fixed assets22/27€7.28M€7.20M▼
Land and buildings22€6.33M€6.28M▼
Plant, machinery and equipment23€955k€921k▼
Furniture and vehicles24€661€226▼
Financial fixed assets28€99€99=
Current assets29/58€877k€1.02M▲
Stocks and contracts in progress3€407k€649k▲
Stocks30/36€407k€649k▲
Amounts receivable within one year40/41€279k€205k▼
Trade receivables40€202k€198k▼
Other amounts receivable41€77k€7k▼
Cash at bank and in hand54/58€149k€132k▼
Deferred charges and accrued income490/1€42k€33k▼
Equity and liabilities
Total equity and liabilities10/49€8.16M€8.22M▲
Equity10/15€2.04M€1.90M▼
Contributions10/11€590k€590k=
Reserves13€1.38M€1.23M▼
Tax-exempt reserves132€1.18M€1.13M▼
Distributable reserves133€200k€100k▼
Profit (loss) carried forward14€72k€76k▲
Provisions and deferred taxes16€392k€377k▼
Deferred taxes168€392k€377k▼
Amounts payable17/49€5.73M€5.95M▲
Amounts payable after more than one year17€3.82M€4.15M▲
Financial debts170/4€3.82M€4.15M▲
Amounts payable within one year42/48€1.85M€1.70M▼
Current portion of amounts payable after more than one year42€237k€244k▲
Financial debts43€600k€700k▲
Credit institutions430/8€600k€700k▲
Trade debts44€444k€711k▲
Suppliers440/4€444k€711k▲
Taxes, remuneration and social security45€69k€47k▼
Taxes450/3€48k€25k▼
Remuneration and social security454/9€21k€22k▲
Other amounts payable47/48€504k-
Accrued charges and deferred income492/3€53k€90k▲
Income statement
Code20242025
Non-recurring operating income76A€1k€9k▲
Remuneration, social security and pensions62€143k€149k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€213k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€4k-
Other operating charges640/8€8k€12k▲
Non-recurring operating charges66A€753-
Gross operating margin9900€352k€416k▲
Operating profit (loss)9901€184k€41k▼
Financial income75/76B€85€372▲
Recurring financial income75€85€372▲
Financial charges65/66B€187k€199k▲
Recurring financial charges65€187k€199k▲
Profit (loss) for the period before taxes9903€-3k€-158k▼
Transfer from deferred taxes780-€16k
Income taxes67/77€6k€618▼
Profit (loss) for the period9904€-8k€-143k▼
Transfer from tax-exempt reserves789-€47k
Profit (loss) for the period to be appropriated9905€-8k€-96k▼
Appropriation of the result
Profit (loss) to be appropriated9906€72k€-24k▼
Profit (loss) brought forward from the previous period14P€80k€72k▼
Transfer from equity791/2-€100k
Social balance
Average headcount (FTE)90872.22.5▲
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
30-06
Financial
Weakest financial yearnet €-143k
Net result drops to €-143k, the lowest in the series.
25-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 25 days late
2024
27-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
30-06
Financial
Highest result since 2018net €1.05M ▲42847%
Operating result €1.59M, net result €1.05M, both a record.
30-06
Financial
Equity above €2MEq €2.05M ▲106%
5 profitable years in a row build equity to €2.05M.
26-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 26 days late
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
2016
22-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpse Steenweg 1149080 LochristiGround area
9,169 m²
Building footprint
3,025 m²
Parcel 44034D0856/00T003, Flanders. Linked by address, not a title deed.
1 establishment unit
CRIMACO
since 19982.087.192.352
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034D0856/00T003 | Flanders | 9,169 m² | 1 · 3,025 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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ALLEGEO
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MOOREA GROUP
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ARMASANI
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,382. 2,708 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-06-1998
Fiscal year end30-06
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50103
50200
68110Buying and selling of own real estate
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
70200Business and other management consultancy
70220Business consulting
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:09/355 01 39
Fax:09/356 96 35