CREWSTONES
ActiveSummary
CREWSTONES has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-212k) and a net result of €-29k. Equity is shrinking by ~27.7% per year across the filed fiscal years. Its solvency ranks better than 10% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▲+11
Solvency13▼-1
Growth58=
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.03 against 0.0 in 2024; short-term debt: 71.5% and cash: 1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-11.9%
Return on assets
-1.6%
Age of the figures
15 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-212k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
1 d early
2022
10 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€212k
EBIT margin
-49.2%
Net result
€-29k▲ 60.6%
2024 · €-73k
2022: €-117k
2023: €-14k
2024: €-73k
2022 → 2025
Working capital
€-1.23M▲ 12.1%
2024 · €-1.40M
2022: €-1.14M
2023: €-1.76M
2024: €-1.40M
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€212k-
Equity€-97k-€-111k▼ 14.4%€-184k▼ 65.4%€-212k▼ 15.6%
Operating result€-105k-€23k€-10k€22k
Net result€-117k-€-14k▲ 88.1%€-73k▼ 420%€-29k▲ 60.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €22k after a loss of €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.78M
Fixed assets
€1.74M ▲ 5.8%
Current assets
€41k ▲ 215,876%
Key figures and ratios
EBITDA
€120k
Cash flow
€70k
Solvency
-11.9%▼
2024 · -11.2%
Current ratio
0.03▲
2024 · 0.00
Debt to equity
-9.18▲
2024 · -9.96
ROA
-1.6%▲
2024 · -4.4%
Interest coverage
2.47
Debt
€1.95M▲
2024 · €1.83M
Debt ≤ 1 year
€1.28M▼
2024 · €1.40M
Debt > 1 year
€673k▲
2024 · €426k
Income taxes
€4k
Staff costs
€34k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.65M€1.78M▲
Fixed assets21/28€1.65M€1.74M▲
Intangible fixed assets21-€708k
Tangible fixed assets22/27-€434k
Land and buildings22-€433k
Plant, machinery and equipment23-€1k
Financial fixed assets28€1.65M€600k▼
Current assets29/58€19€41k▲
Amounts receivable within one year40/41€19€21k▲
Trade receivables40-€21k
Other amounts receivable41€19€0▼
Cash at bank and in hand54/58-€19k
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€1.65M€1.78M▲
Equity10/15€-184k€-212k▼
Contributions10/11€20k€20k=
Reserves13-€141k
Tax-exempt reserves132-€141k
Profit (loss) carried forward14€-204k€-374k▼
Provisions and deferred taxes16-€47k
Deferred taxes168-€47k
Amounts payable17/49€1.83M€1.95M▲
Amounts payable after more than one year17€426k€673k▲
Financial debts170/4€426k€673k▲
Amounts payable within one year42/48€1.40M€1.28M▼
Current portion of amounts payable after more than one year42€324k€346k▲
Financial debts43€1k€0▼
Credit institutions430/8€1k€0▼
Trade debts44-€13k
Suppliers440/4-€13k
Advances received on contracts in progress46-€15k
Taxes, remuneration and social security45-€8k
Taxes450/3-€5k
Remuneration and social security454/9-€3k
Other amounts payable47/48€1.08M€893k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62-€34k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€98k
Other operating charges640/8€0€13k▲
Gross operating margin9900€-10k€167k▲
Operating profit (loss)9901€-10k€22k▲
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€63k€49k▼
Recurring financial charges65€63k€49k▼
Profit (loss) for the period before taxes9903€-73k€-27k▲
Transfer from deferred taxes780-€3k
Income taxes67/77-€4k
Profit (loss) for the period9904€-73k€-29k▲
Transfer from tax-exempt reserves789-€8k
Transfer to tax-exempt reserves689-€149k
Profit (loss) for the period to be appropriated9905€-73k€-170k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-204k€-374k▼
Profit (loss) brought forward from the previous period14P€-131k€-204k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
10-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
NBB filing
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Is. Meyskensstraat 2221780 WemmelGround area
704 m²
Building footprint
239 m²
Volume, LiDAR
1,774 m³
Parcel 22662B0407/00N011, Flanders · tallest building 13.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CREWSTONES
since 20212.314.433.658
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22662B0407/00N011 | Flanders | 704 m² | 1 · 239 m² | 13.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
BRAK
BE 0729.542.245
Wemmel
C. IMMO
BE 0433.738.270
Wemmel
DSM-INVEST
BE 0741.878.368
Wemmel
GREEN IMMO CONCEPT
BE 1010.261.136
Wemmel
J.R. IMMO
BE 0434.355.013
Wemmel
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-03-2021
Fiscal year end30-06
Activities, NACEBEL 2025
55203Holiday cottages, homes and apartments
68201Renting and operating of own or leased residential real estate, excluding social housing
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.