CreveTec
ActiveSummary
CreveTec has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €193,018 and a net result of €62,489. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 73% of 3507 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability98▲+27
Solvency98▲+30
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16,000 at 30 days acceptable
Liquidity short (current ratio 0.93 against 0.49 in 2024; short-term debt: 23.9% and cash: 1.7% of total assets), and 27% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73%
Return on assets
23.6%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €193,018
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
36 d early
2023
20 d early
2022
11 d early
2021
4 d early
2020
8 d early
2019
8 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€193,018▲ 41.7%
2024 · €136,203
Total assets
€264,567▼ 16.6%
2024 · €317,145
Net result
€62,489▲ 886%
2024 · €6,335
Working capital
-€4,671▲ 94.6%
2024 · -€87,252
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€26,505-€57,723-€55,851▲ 3.2%-€3,970▲ 92.9%€56,430
Net result€34,685within the sector's middle half-€45,394below the sector's middle half-€43,914below the sector's middle half▲ 3.3%€6,335within the sector's middle half€62,489above the sector's middle half▲ 886%
Equity€220,791within the sector's middle half▲ 29.6%€175,081above the sector's middle half▼ 20.7%€138,491above the sector's middle half▼ 20.9%€136,203above the sector's middle half▼ 1.7%€193,018above the sector's middle half▲ 41.7%
Total assets€458,406within the sector's middle half▲ 6.1%€360,007above the sector's middle half▼ 21.5%€326,735above the sector's middle half▼ 9.2%€317,145above the sector's middle half▼ 2.9%€264,567above the sector's middle half▼ 16.6%
Debt€224,468▼ 10.9%€172,472▼ 23.2%€174,572▲ 1.2%€171,146▼ 2.0%€63,171▼ 63.1%
Working capital-€32,082below the sector's middle half▲ 44.2%-€75,631below the sector's middle half▼ 136%-€116,304below the sector's middle half▼ 53.8%-€87,252below the sector's middle half▲ 25.0%-€4,671below the sector's middle half▲ 94.6%
Solvency48.2%within the sector's middle half▲ 8.7pp48.6%within the sector's middle half▲ 0.5pp42.4%within the sector's middle half▼ 6.2pp42.9%within the sector's middle half▲ 0.6pp73.0%within the sector's middle half▲ 30.0pp
Current ratio0.76below the sector's middle half▲ 0.260.32below the sector's middle half▼ 0.440.33below the sector's middle half▲ 0.010.49below the sector's middle half▲ 0.160.93below the sector's middle half▲ 0.44
Return on assets (ROA)7.6%within the sector's middle half▲ 13.5pp-12.6%below the sector's middle half▼ 20.2pp-13.4%below the sector's middle half▼ 0.8pp2.0%within the sector's middle half▲ 15.4pp23.6%within the sector's middle half▲ 21.6pp
Staff (FTE)3within the sector's middle half▼ 3.2%2.4▼ 20.0%2.9▲ 20.8%1.7▼ 41.4%1.5▼ 11.8%
above
within
below
the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €56,430 after a loss of €3,970 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €264,567
Fixed assets
€206,067 ▼ 11.7%
Current assets
€58,499 ▼ 30.3%
Equity and liabilities €264,567
Equity
€193,018 ▲ 41.7%
Provisions
€8,378 ▼ 14.5%
Debt
€63,171 ▼ 63.1%
Debt's share of the balance-sheet total falls from 54.0% to 23.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€83,614▲
2024 · €31,246
Cash flow
€89,673▲
2024 · €41,551
Quick ratio
0.60▲
2024 · 0.42
Debt to equity
0.33▼
2024 · 1.26
ROE
32.4%▲
2024 · 4.7%
Interest coverage
82.56▲
2024 · 14.93
Debt ≤ 1 year
€63,171▼
2024 · €171,146
Income taxes
€193▲
2024 · €148
Staff costs
€58,637▼
2024 · €63,590
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €83,854 | €91,017 | €67,378 | €63,590 | €58,637 | ▼ 7.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €52,688 | €54,013 | €53,154 | €35,216 | €27,184 | ▼ 22.8% |
| Other operating charges640/8 | €7,358 | €1,650 | €1,657 | €229,141 | €1,881 | ▼ 99.2% |
| Non-recurring operating charges66A | - | €287 | €0 | - | - | - |
| Gross operating margin9900 | €170,405 | €89,244 | €66,338 | €323,976 | €144,131 | ▼ 55.5% |
| Operating profit (loss)9901 | €26,505 | -€57,723 | -€55,851 | -€3,970 | €56,430 | ▲ 1,521% |
| Financial income75/76B | €13,086 | €11,037 | €13,127 | €8,671 | €5,846 | ▼ 32.6% |
| Recurring financial income75 | €13,086 | €11,037 | €13,127 | €8,671 | €5,846 | ▼ 32.6% |
| Financial charges65/66B | €7,888 | €1,944 | €4,923 | €2,093 | €1,013 | ▼ 51.6% |
| Recurring financial charges65 | €7,888 | €1,944 | €4,923 | €2,093 | €1,013 | ▼ 51.6% |
| Profit (loss) for the period before taxes9903 | €31,703 | -€48,630 | -€47,647 | €2,608 | €61,264 | ▲ 2,249% |
| Transfer from deferred taxes780 | €3,099 | €3,366 | €3,875 | €3,875 | €1,418 | ▼ 63.4% |
| Income taxes67/77 | €117 | €129 | €142 | €148 | €193 | ▲ 30.4% |
| Profit (loss) for the period9904 | €34,685 | -€45,394 | -€43,914 | €6,335 | €62,489 | ▲ 886% |
| Profit (loss) for the period to be appropriated9905 | €34,685 | -€45,394 | -€43,914 | €6,335 | €62,489 | ▲ 886% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €458,406 | €360,007 | €326,735 | €317,145 | €264,567 | ▼ 16.6% |
| Fixed assets21/28 | €357,131 | €323,722 | €268,467 | €233,251 | €206,067 | ▼ 11.7% |
| Tangible fixed assets22/27 | €355,478 | €317,569 | €264,967 | €229,751 | €202,567 | ▼ 11.8% |
| Land and buildings22 | €309,327 | €275,806 | €235,789 | €206,654 | €184,726 | ▼ 10.6% |
| Plant, machinery and equipment23 | €46,152 | €41,764 | €29,178 | €23,097 | €17,842 | ▼ 22.8% |
| Financial fixed assets28 | €1,653 | €6,153 | €3,500 | €3,500 | €3,500 | = |
| Current assets29/58 | €101,275 | €36,285 | €58,268 | €83,894 | €58,499 | ▼ 30.3% |
| Stocks and contracts in progress3 | €29,438 | €11,868 | €18,611 | €11,409 | €20,699 | ▲ 81.4% |
| Stocks30/36 | €29,438 | €11,868 | €18,611 | €11,409 | €20,699 | ▲ 81.4% |
| Amounts receivable within one year40/41 | €33,342 | €5,621 | €30,103 | €32,833 | €30,837 | ▼ 6.1% |
| Trade receivables40 | €27,243 | €3,206 | €29,484 | €26,203 | €30,837 | ▲ 17.7% |
| Other amounts receivable41 | €6,098 | €2,416 | €618 | €6,631 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €30,832 | €17,201 | €7,819 | €37,366 | €4,526 | ▼ 87.9% |
| Deferred charges and accrued income490/1 | €7,663 | €1,595 | €1,735 | €2,286 | €2,438 | ▲ 6.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €458,406 | €360,007 | €326,735 | €317,145 | €264,567 | ▼ 16.6% |
| Equity10/15 | €220,791 | €175,081 | €138,491 | €136,203 | €193,018 | ▲ 41.7% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Outside capital11 | €18,600 | - | - | - | - | - |
| Other1109/19 | €18,600 | - | - | - | - | - |
| Reserves13 | €122,860 | €122,860 | €122,860 | €122,860 | €140,908 | ▲ 14.7% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Distributable reserves133 | €121,000 | €121,000 | €121,000 | €122,860 | €140,908 | ▲ 14.7% |
| Profit (loss) carried forward14 | €34,112 | -€11,282 | -€55,196 | -€44,441 | €0 | ▲ 100% |
| Investment grants15 | €45,219 | €44,903 | €52,228 | €39,184 | €33,511 | ▼ 14.5% |
| Provisions and deferred taxes16 | €13,148 | €12,455 | €13,672 | €9,796 | €8,378 | ▼ 14.5% |
| Deferred taxes168 | €13,148 | €12,455 | €13,672 | €9,796 | €8,378 | ▼ 14.5% |
| Amounts payable17/49 | €224,468 | €172,472 | €174,572 | €171,146 | €63,171 | ▼ 63.1% |
| Amounts payable after more than one year17 | €91,111 | €60,556 | €0 | - | - | - |
| Financial debts170/4 | €91,111 | €60,556 | €0 | - | - | - |
| Amounts payable within one year42/48 | €133,357 | €111,916 | €174,572 | €171,146 | €63,171 | ▼ 63.1% |
| Current portion of amounts payable after more than one year42 | €45,556 | €45,556 | €40,556 | €0 | - | - |
| Financial debts43 | - | - | €25,000 | €25,000 | €25,000 | = |
| Other loans439 | - | - | €25,000 | €25,000 | €25,000 | = |
| Trade debts44 | €34,649 | €33,427 | €41,104 | €126,387 | €6,660 | ▼ 94.7% |
| Suppliers440/4 | €34,649 | €33,427 | €41,104 | €126,387 | €6,660 | ▼ 94.7% |
| Advances received on contracts in progress46 | €35,704 | €13,794 | €42,134 | €150 | €15,964 | ▲ 10,543% |
| Taxes, remuneration and social security45 | €14,907 | €9,291 | €12,253 | €5,375 | €6,146 | ▲ 14.4% |
| Taxes450/3 | €874 | €1,106 | €280 | €148 | €872 | ▲ 488% |
| Remuneration and social security454/9 | €14,032 | €8,185 | €11,973 | €5,227 | €5,275 | ▲ 0.9% |
| Other amounts payable47/48 | €2,541 | €9,849 | €13,525 | €14,234 | €9,401 | ▼ 34.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €34,685 | -€45,394 | -€43,914 | €6,335 | €62,489 | ▲ 886% |
| + Depreciation and write-downs630 | €52,688 | €54,013 | €53,154 | €35,216 | €27,184 | ▼ 22.8% |
| Operating cash flow (approximation) | €87,373 | €8,619 | €9,240 | €41,551 | €89,673 | ▲ 116% |
| Investment in fixed assets (approximation) | - | -€20,604 | €2,101 | €0 | €0 | - |
| Change in cash | - | -€13,631 | -€9,382 | €29,547 | -€32,839 | ▼ 211% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150,000Eq €193,018 ▲41.7%
2 profitable years in a row build equity to €193,018.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €6,335
Net result €6,335 after 2 loss-making years.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€45,394
Net result drops to -€45,394, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €34,685
Net result €34,685 after one loss-making year.
31-12
Financial
Equity above €200,000Eq €220,791 ▲29.6%
Equity rises from €170,367 to €220,791.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
31-12
Financial
Highest result since 2018net €90,960 ▲344%
Operating result €88,954, net result €90,960, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.12
Current ratio from 0.47 to 1.12.
31-12
Financial
Equity above €150,000Eq €195,815 ▲86.7%
2 profitable years in a row build equity to €195,815.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 13 days late
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2006
Ground area
1,354 m²
Building footprint
255 m²
Volume, LiDAR
993 m³
Parcel 23086E0527/00C000, Flanders · tallest building 6.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CreveTec
since 20062.151.987.560
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23086E0527/00C000 | Flanders | 1,354 m² | 1 · 255 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 770 EUR awarded · 770 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 770 EUR | 770 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 siteTernat2.151.987.560
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Of 4,561 companies in sector 74999 we hold annual accounts for 1,936. 1,495 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-02-2006
Fiscal year end31-12
Activities, NACEBEL 2025
74999Other professional, scientific and technical activities
03210Fishing and aquaculture
03220Fishing and aquaculture
47110Non-specialised retail sale with food, beverages or tobacco predominating
47230Retail trade
47251Retail sale of wines and spirits
47252Retail sale of beverages, general range
47279Other retail sale of food
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0879504641
Also
9925:BE0879504641
Registered
06-01-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.