ENVICAS
ActiveENVICAS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €230k and a net result of €16k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 43% of 8075 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
82
/ 100
Excellent▲ +8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability34▲+10
Solvency71▲+7
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity tight (current ratio 1.08 against 1.05 in 2023), and 53.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €230k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
41 d early
2022
17 d early
2021
24 d late
2020
9 d early
2019
4 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€230k▲ 7.3%
2023 · €214k
2018: €191k
2019: €222k
2020: €223k
2021: €202k
2022: €204k
2023: €214k
2018 → 2024
Total assets
€499k▼ 3.2%
2023 · €516k
2018: €619k
2019: €571k
2020: €581k
2021: €675k
2022: €543k
2023: €516k
2018 → 2024
Net result
€16k▲ 49.1%
2023 · €10k
2018: €34k
2019: €41k
2020: €46k
2021: €-21k
2022: €58k
2023: €10k
2018 → 2024
Working capital
€18k▲ 102%
2023 · €9k
2018: €34k
2019: €65k
2020: €82k
2021: €733
2022: €14k
2023: €9k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€223k-€202k▼ 9.3%€204k▲ 0.9%€214k▲ 5.1%€230k▲ 7.3%
Operating result€59k-€-13k€71k€18k▼ 75.3%€28k▲ 62.0%
Net result€46k-€-21k€58k€10k▼ 81.9%€16k▲ 49.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 62% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €499k
Fixed assets
€256k▼ 17.7%
Current assets
€243k▲ 19.0%
Equity and liabilities €499k
Equity
€230k▲ 7.3%
Debt
€269k▼ 10.7%
The debt ratio falls from 58.4% to 53.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€92k▲
2023 · €80k
Cash flow
€79k▲
2023 · €73k
Solvency
46.1%▲
2023 · 41.6%
Current ratio
1.08▲
2023 · 1.05
Quick ratio
1.08▲
2023 · 1.05
Debt / equity
1.17▼
2023 · 1.40
ROE
6.8%▲
2023 · 4.9%
ROA
3.1%▲
2023 · 2.0%
Interest coverage
20.90▲
2023 · 14.81
Debt
€269k▼
2023 · €301k
Debt ≤ 1 year
€224k▲
2023 · €195k
Debt > 1 year
€45k▼
2023 · €106k
Income taxes
€8k▲
2023 · €7k
Staff costs
€83k▼
2023 · €86k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€516k€499k▼
Fixed assets21/28€312k€256k▼
Tangible fixed assets22/27€312k€256k▼
Land and buildings22€169k€161k▼
Plant, machinery and equipment23€4k€9k▲
Furniture and vehicles24€139k€86k▼
Current assets29/58€204k€243k▲
Amounts receivable within one year40/41€134k€147k▲
Trade receivables40€126k€147k▲
Other amounts receivable41€8k€59▼
Cash at bank and in hand54/58€64k€87k▲
Deferred charges and accrued income490/1€6k€9k▲
Equity and liabilities
Total equity and liabilities10/49€516k€499k▼
Equity10/15€214k€230k▲
Contributions10/11€10k€10k=
Reserves13€204k€220k▲
Tax-exempt reserves132€31k€31k=
Distributable reserves133€174k€189k▲
Amounts payable17/49€301k€269k▼
Amounts payable after more than one year17€106k€45k▼
Financial debts170/4€106k€45k▼
Amounts payable within one year42/48€195k€224k▲
Current portion of amounts payable after more than one year42€61k€62k▲
Trade debts44€12k€24k▲
Suppliers440/4€12k€24k▲
Taxes, remuneration and social security45€122k€139k▲
Taxes450/3€75k€91k▲
Remuneration and social security454/9€46k€48k▲
Income statement
Code20232024
Non-recurring operating income76A€7k-
Remuneration, social security and pensions62€86k€83k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62k€63k▲
Other operating charges640/8€5k€6k▲
Gross operating margin9900€171k€180k▲
Operating profit (loss)9901€18k€28k▲
Financial income75/76B€6k€22▼
Recurring financial income75€6k€22▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€18k€24k▲
Income taxes67/77€7k€8k▲
Profit (loss) for the period9904€10k€16k▲
Profit (loss) for the period to be appropriated9905€10k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€16k▲
Transfer to equity691/2€10k€16k▲
To other reserves6921€10k€16k▲
Social balance
Average headcount (FTE)90870.80.8=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €58k
Net result €58k after one loss-making year.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 24 days late
2021
31-12
Financial
Weakest financial yearnet €-21k ▼145%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €200kEq €222k ▲16.3%
2 profitable years in a row build equity to €222k.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
08-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halen · 2 establishment units since 2008
Ground area
5,067 m²
Building footprint
1,501 m²
Volume, LiDAR
14,028 m³
3 parcels, Flanders · tallest building 15.4 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
ENVICAS
since 20082.173.072.192
ENVICAS
since 20082.173.074.370
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24028B0289/00M000 | Flanders | 3,067 m² | 1 · 400 m² | 8.5 m · 2 fl. |
| 71020B0813/00T000 | Flanders | 1,833 m² | 1 · 1,008 m² | 15.4 m · 4 fl. |
| 71328D0194/00X003 | Flanders | 168 m² | 1 · 93 m² | 14.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,190 companies in sector 70200 we hold annual accounts for 52,402. 39,151 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-09-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
71121Engineering and related technical consultancy, excluding land surveyors
71209Other technical testing and analysis
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.