Summary
CRESCAS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €575,300 and a net result of €214,389. Equity is growing by ~23.6% per year across the filed fiscal years. Its solvency ranks better than 54% of 8091 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-04-2026, 121 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
121 d early
2024
27 d late
2023
147 d early
2022
47 d early
2021
18 d early
2020
10 d early
2019
113 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 61 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 June (4 of the last 5 filed years within 74 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€575,300=
2024 · €575,300
Net result
€214,389▲ 36.3%
2024 · €157,298
Total assets
€1.0m▲ 13.8%
2024 · €908,779
Solvency
55.6%▼ 7.7pp
2024 · 63.3%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€453,920
Operating result€159,884▲ 2.5%€165,433▲ 3.5%€183,723▲ 11.1%€231,113▲ 25.8%€290,256▲ 25.6%
Net result€121,726above the sector's middle half▲ 11.7%€115,356above the sector's middle half▼ 5.2%€130,907above the sector's middle half▲ 13.5%€157,298above the sector's middle half▲ 20.2%€214,389above the sector's middle half▲ 36.3%
Equity€261,738within the sector's middle half▲ 4.1%€377,094within the sector's middle half▲ 44.1%€458,001above the sector's middle half▲ 21.5%€575,300above the sector's middle half▲ 25.6%€575,300above the sector's middle half=
Total assets€441,414within the sector's middle half▲ 26.6%€406,358within the sector's middle half▼ 7.9%€522,529within the sector's middle half▲ 28.6%€908,779above the sector's middle half▲ 73.9%€1.0mabove the sector's middle half▲ 13.8%
Debt€179,676▲ 84.7%€29,264▼ 83.7%€64,528▲ 121%€333,479▲ 417%€459,216▲ 37.7%
Working capital€224,985above the sector's middle half▼ 2.1%€336,987above the sector's middle half▲ 49.8%€426,266above the sector's middle half▲ 26.5%€286,530above the sector's middle half▼ 32.8%€230,815above the sector's middle half▼ 19.4%
Solvency59.3%within the sector's middle half▼ 12.8pp92.8%above the sector's middle half▲ 33.5pp87.7%above the sector's middle half▼ 5.1pp63.3%within the sector's middle half▼ 24.3pp55.6%within the sector's middle half▼ 7.7pp
Current ratio2.25within the sector's middle half▼ 1.1112.52above the sector's middle half▲ 10.267.61above the sector's middle half▼ 4.913.79within the sector's middle half▼ 3.811.89within the sector's middle half▼ 1.90
Return on assets (ROA)27.6%above the sector's middle half▼ 3.7pp28.4%above the sector's middle half▲ 0.8pp25.1%within the sector's middle half▼ 3.3pp17.3%within the sector's middle half▼ 7.7pp20.7%within the sector's middle half▲ 3.4pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 26% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.0m
Fixed assets
€545,263 ▲ 4.9%
Current assets
€489,253 ▲ 25.7%
Equity and liabilities €1.0m
Equity
€575,300 =
Debt
€459,216 ▲ 37.7%
Debt's share of the balance-sheet total rises from 36.7% to 44.4%. Debt is higher.
Key figures and ratios
ROE
37.3%▲
2024 · 27.3%
Debt ≤ 1 year
€258,438▲
2024 · €102,543
Debt > 1 year
€197,712▼
2024 · €225,212
Income taxes
€68,014▼
2024 · €73,087
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | €453,920 | - | - |
| Non-recurring operating income76A | €480 | €480 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €169,815 | €155,870 | €154,503 | ▼ 0.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,810 | €14,464 | €11,190 | €18,740 | €39,224 | ▲ 109% |
| Other operating charges640/8 | €1,476 | €1,492 | €1,245 | €2,405 | €7,751 | ▲ 222% |
| Non-recurring operating charges66A | - | - | - | €57,387 | - | - |
| Gross operating margin9900 | €172,170 | €181,389 | €196,158 | €309,645 | €337,231 | ▲ 8.9% |
| Operating profit (loss)9901 | €159,884 | €165,433 | €183,723 | €231,113 | €290,256 | ▲ 25.6% |
| Financial income75/76B | - | €8 | €2 | €1,954 | €459 | ▼ 76.5% |
| Recurring financial income75 | - | €8 | €2 | €1,954 | €459 | ▼ 76.5% |
| Financial charges65/66B | €75 | €88 | €106 | €2,682 | €8,312 | ▲ 210% |
| Recurring financial charges65 | €75 | €88 | €106 | €2,682 | €8,312 | ▲ 210% |
| Profit (loss) for the period before taxes9903 | €159,809 | €165,353 | €183,619 | €230,385 | €282,403 | ▲ 22.6% |
| Income taxes67/77 | €38,083 | €49,997 | €52,712 | €73,087 | €68,014 | ▼ 6.9% |
| Profit (loss) for the period9904 | €121,726 | €115,356 | €130,907 | €157,298 | €214,389 | ▲ 36.3% |
| Profit (loss) for the period to be appropriated9905 | €121,726 | €115,356 | €130,907 | €157,298 | €214,389 | ▲ 36.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €441,414 | €406,358 | €522,529 | €908,779 | €1.0m | ▲ 13.8% |
| Fixed assets21/28 | €36,753 | €40,107 | €31,735 | €519,706 | €545,263 | ▲ 4.9% |
| Tangible fixed assets22/27 | €36,753 | €40,107 | €31,735 | €519,706 | €545,263 | ▲ 4.9% |
| Land and buildings22 | - | - | - | €429,563 | €414,791 | ▼ 3.4% |
| Plant, machinery and equipment23 | €3,027 | €1,160 | €3,669 | €4,138 | €7,687 | ▲ 85.8% |
| Furniture and vehicles24 | €18,926 | €28,547 | €20,866 | €16,716 | €20,185 | ▲ 20.8% |
| Other tangible fixed assets26 | €14,800 | €10,400 | €7,200 | €69,289 | €102,600 | ▲ 48.1% |
| Current assets29/58 | €404,661 | €366,251 | €490,794 | €389,073 | €489,253 | ▲ 25.7% |
| Amounts receivable within one year40/41 | €42,459 | - | €3,725 | €286,964 | €144,638 | ▼ 49.6% |
| Trade receivables40 | - | - | - | €241,782 | €88,564 | ▼ 63.4% |
| Other amounts receivable41 | €42,459 | - | €3,725 | €45,182 | €56,074 | ▲ 24.1% |
| Cash at bank and in hand54/58 | €361,497 | €362,746 | €485,821 | €100,895 | €225,394 | ▲ 123% |
| Deferred charges and accrued income490/1 | €705 | €3,505 | €1,248 | €1,214 | €119,221 | ▲ 9,721% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €441,414 | €406,358 | €522,529 | €908,779 | €1.0m | ▲ 13.8% |
| Equity10/15 | €261,738 | €377,094 | €458,001 | €575,300 | €575,300 | = |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €243,138 | €358,494 | €439,401 | €556,700 | €556,700 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €241,278 | €356,634 | €437,541 | €554,840 | €554,840 | = |
| Amounts payable17/49 | €179,676 | €29,264 | €64,528 | €333,479 | €459,216 | ▲ 37.7% |
| Amounts payable after more than one year17 | - | - | - | €225,212 | €197,712 | ▼ 12.2% |
| Financial debts170/4 | - | - | - | €225,212 | €197,712 | ▼ 12.2% |
| Amounts payable within one year42/48 | €179,676 | €29,264 | €64,528 | €102,543 | €258,438 | ▲ 152% |
| Current portion of amounts payable after more than one year42 | - | - | - | €21,281 | €27,313 | ▲ 28.3% |
| Trade debts44 | €4,840 | €3,408 | €31,105 | €5,248 | €3,513 | ▼ 33.1% |
| Suppliers440/4 | €4,840 | €3,408 | €31,105 | €5,248 | €3,513 | ▼ 33.1% |
| Taxes, remuneration and social security45 | €57,189 | €9,497 | €33,423 | €76,014 | €45,381 | ▼ 40.3% |
| Taxes450/3 | €57,189 | €9,497 | €33,423 | €76,014 | €45,381 | ▼ 40.3% |
| Other amounts payable47/48 | €117,647 | €16,359 | - | - | €182,231 | - |
| Accrued charges and deferred income492/3 | - | - | - | €5,724 | €3,066 | ▼ 46.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €121,726 | €115,356 | €130,907 | €157,298 | €214,389 | ▲ 36.3% |
| + Depreciation and write-downs630 | €10,810 | €14,464 | €11,190 | €18,740 | €39,224 | ▲ 109% |
| Operating cash flow (approximation) | €132,536 | €129,820 | €142,097 | €176,038 | €253,613 | ▲ 44.1% |
| Investment in fixed assets (approximation) | - | -€17,818 | -€2,818 | -€506,711 | -€64,781 | ▲ 87.2% |
| Change in cash | - | €1,249 | €123,075 | -€384,926 | €124,499 | ▲ 132% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €214,389 ▲36.3%
Operating result €290,256, net result €214,389, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Equity above €500,000Eq €575,300 ▲25.6%
7 profitable years in a row build equity to €575,300.
06-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 6current ratio 12.52
Current ratio from 2.25 to 12.52; short-term debt falls from €179,676 to €29,264.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200,000Eq €251,458 ▲76.5%
3 profitable years in a row build equity to €251,458.
09-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €100,000Eq €142,493 ▲49.7%
2 profitable years in a row build equity to €142,493.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2017
Ground area
568 m²
Building footprint
138 m²
Volume, LiDAR
1,826 m³
Parcel 11302D1288/00V008, Flanders · tallest building 19.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Crescas
since 20172.266.750.537
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11302D1288/00V008 | Flanders | 568 m² | 1 · 138 m² | 19.1 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 650 EUR awarded · 650 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 170 EUR | 170 EUR |
| 2022 | 1 | 480 EUR | 480 EUR |
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,530 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-06-2017
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
73200Market research and public opinion polling
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0676906976
Also
9925:BE0676906976
Registered
10-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.