RMDY
ActiveSummary
RMDY is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€1.2m) and a net result of -€1.5m. Equity is growing by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 2451 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 2451 sector peers (2025).
NBB · sector comparisonPosition among 2451 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
39 d late
2024
26 d late
2023
20 d early
2022
31 d late
2021
23 d late
2020
30 d late
2019
17 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?Nuclys · 450 companies What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, full schema
Equity
-€1.2m
2024 · €315,967
Net result
-€1.5m▼ 1,442%
2024 · -€97,462
Total assets
€914,326▼ 29.4%
2024 · €1.3m
Solvency
-129.8%▼ 154.2pp
2024 · 24.4%
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€3.3m▼ 11.4%€2.9m▼ 11.8%€2.9m▼ 1.4%€2.5m▼ 11.7%€2.7m▲ 6.8%
Operating result-€96,012€109,465€67,508▼ 38.3%€49,416▼ 26.8%-€284,836
Net result€157,078within the sector's middle half▲ 123%€91,450within the sector's middle half▼ 41.8%€43,927within the sector's middle half▼ 52.0%-€97,462below the sector's middle half-€1.5mbelow the sector's middle half▼ 1,442%
Equity€278,051within the sector's middle half▲ 130%€369,501within the sector's middle half▲ 32.9%€413,428within the sector's middle half▲ 11.9%€315,967within the sector's middle half▼ 23.6%-€1.2mbelow the sector's middle half
Total assets€1.4mwithin the sector's middle half▼ 25.4%€1.3mwithin the sector's middle half▼ 4.1%€1.2mwithin the sector's middle half▼ 7.4%€1.3mwithin the sector's middle half▲ 4.9%€914,326below the sector's middle half▼ 29.4%
Debt€1.1m▼ 36.1%€963,980▼ 13.4%€821,986▼ 14.7%€979,430▲ 19.2%€2.1m▲ 114%
Working capital-€232,444below the sector's middle half▲ 40.9%-€142,851within the sector's middle half▲ 38.5%-€44,778within the sector's middle half▲ 68.7%-€96,178within the sector's middle half▼ 115%-€1.6mbelow the sector's middle half▼ 1,540%
Solvency20.0%below the sector's middle half▲ 13.5pp27.7%within the sector's middle half▲ 7.7pp33.5%within the sector's middle half▲ 5.8pp24.4%below the sector's middle half▼ 9.1pp-129.8%below the sector's middle half▼ 154.2pp
Current ratio0.79within the sector's middle half▲ 0.020.85within the sector's middle half▲ 0.060.94within the sector's middle half▲ 0.090.90within the sector's middle half▼ 0.040.24below the sector's middle half▼ 0.66
Return on assets (ROA)11.3%above the sector's middle half▲ 7.5pp6.9%within the sector's middle half▼ 4.4pp3.6%within the sector's middle half▼ 3.3pp-7.5%below the sector's middle half▼ 11.1pp-164.4%below the sector's middle half▼ 156.8pp
Staff (FTE)1.9within the sector's middle half▲ 533%1.6within the sector's middle half▼ 15.8%0.9within the sector's middle half▼ 43.8%0.8within the sector's middle half▼ 11.1%8within the sector's middle half▲ 900%
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2025 Net result -1,442%, Staff (FTE) +900% on 2024. The accounts now follow the full schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €284,836 after €49,416 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €914,326
Fixed assets
€421,971 ▲ 2.0%
Current assets
€492,355 ▼ 44.1%
Key figures and ratios
Debt ≤ 1 year
€2.1m▲
2024 · €977,730
Income taxes
€1,738▲
2024 · €1,179
Staff costs
€665,432▲
2024 · €96,940
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €3.3m | €2.9m | €2.9m | €2.5m | €2.7m | ▲ 6.8% |
| Non-recurring operating income76A | - | - | - | - | €111 | - |
| Goods, raw materials, services and sundry goods60/61 | €4.2m | €3.7m | €3.6m | €3.2m | €2.7m | ▼ 15.2% |
| Remuneration, social security and pensions62 | €158,369 | €143,628 | €79,409 | €96,940 | €665,432 | ▲ 586% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,325 | €8,587 | €5,850 | €2,984 | €4,489 | ▲ 50.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | -€3,343 | - | - | - | €416 | - |
| Other operating charges640/8 | €1,719 | €2,130 | €1,735 | €2,149 | €5,902 | ▲ 175% |
| Non-recurring operating charges66A | €0 | €37 | - | - | - | - |
| Gross operating margin9900 | €69,059 | €263,847 | €154,502 | €151,488 | €391,402 | ▲ 158% |
| Operating profit (loss)9901 | -€96,012 | €109,465 | €67,508 | €49,416 | -€284,836 | ▼ 676% |
| Financial income75/76B | €270,118 | €103 | €93 | €1,890 | €1,436 | ▼ 24.0% |
| Recurring financial income75 | €270,118 | €103 | €93 | €51 | €1,436 | ▲ 2,731% |
| Non-recurring financial income76B | - | - | - | €1,839 | - | - |
| Financial charges65/66B | €16,496 | €18,018 | €10,132 | €147,589 | €1.2m | ▲ 725% |
| Recurring financial charges65 | €16,496 | €18,018 | €10,132 | €11,946 | €35,247 | ▲ 195% |
| Non-recurring financial charges66B | - | - | - | €135,642 | €1.2m | ▲ 772% |
| Profit (loss) for the period before taxes9903 | €157,610 | €91,550 | €57,468 | -€96,283 | -€1.5m | ▼ 1,459% |
| Income taxes67/77 | €532 | €100 | €13,541 | €1,179 | €1,738 | ▲ 47.5% |
| Profit (loss) for the period9904 | €157,078 | €91,450 | €43,927 | -€97,462 | -€1.5m | ▼ 1,442% |
| Profit (loss) for the period to be appropriated9905 | €157,078 | €91,450 | €43,927 | -€97,462 | -€1.5m | ▼ 1,442% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.4m | €1.3m | €1.2m | €1.3m | €914,326 | ▼ 29.4% |
| Fixed assets21/28 | €520,495 | €512,352 | €508,165 | €413,845 | €421,971 | ▲ 2.0% |
| Tangible fixed assets22/27 | €16,635 | €8,492 | €3,345 | €10,085 | €18,211 | ▲ 80.6% |
| Plant, machinery and equipment23 | €16,635 | €8,492 | €3,345 | €10,085 | €18,211 | ▲ 80.6% |
| Financial fixed assets28 | €503,860 | €503,860 | €504,820 | €403,760 | €403,760 | = |
| Current assets29/58 | €870,420 | €821,129 | €727,250 | €881,551 | €492,355 | ▼ 44.1% |
| Stocks and contracts in progress3 | - | - | - | - | €12,235 | - |
| Contracts in progress37 | - | - | - | - | €12,235 | - |
| Amounts receivable within one year40/41 | €848,962 | €806,986 | €662,232 | €854,896 | €450,263 | ▼ 47.3% |
| Trade receivables40 | €843,775 | €806,986 | €559,810 | €854,896 | €450,263 | ▼ 47.3% |
| Other amounts receivable41 | €5,187 | - | €102,422 | - | - | - |
| Cash at bank and in hand54/58 | €10,443 | €5,405 | €51,154 | €7,436 | €12,985 | ▲ 74.6% |
| Deferred charges and accrued income490/1 | €11,015 | €8,738 | €13,864 | €19,220 | €16,872 | ▼ 12.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.4m | €1.3m | €1.2m | €1.3m | €914,326 | ▼ 29.4% |
| Equity10/15 | €278,051 | €369,501 | €413,428 | €315,967 | -€1.2m | ▼ 476% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €215,200 | €307,200 | €351,200 | €254,200 | - | - |
| Non-distributable reserves130/1 | €6,200 | €6,200 | €6,200 | €6,200 | - | - |
| Legal reserve130 | €6,200 | €6,200 | €6,200 | €6,200 | - | - |
| Distributable reserves133 | €209,000 | €301,000 | €345,000 | €248,000 | - | - |
| Profit (loss) carried forward14 | €851 | €301 | €228 | -€233 | -€1.2m | ▼ 534,724% |
| Provisions and deferred taxes16 | - | - | - | - | €416 | - |
| Provisions for liabilities and charges160/5 | - | - | - | - | €416 | - |
| Pensions and similar obligations160 | - | - | - | - | €416 | - |
| Amounts payable17/49 | €1.1m | €963,980 | €821,986 | €979,430 | €2.1m | ▲ 114% |
| Amounts payable within one year42/48 | €1.1m | €963,980 | €772,028 | €977,730 | €2.1m | ▲ 112% |
| Trade debts44 | €785,731 | €824,977 | €751,101 | €698,378 | €545,050 | ▼ 22.0% |
| Suppliers440/4 | €785,731 | €824,977 | €751,101 | €698,378 | €545,050 | ▼ 22.0% |
| Advances received on contracts in progress46 | - | - | - | - | €14,410 | - |
| Taxes, remuneration and social security45 | €37,251 | €16,412 | €20,927 | €31,461 | €60,998 | ▲ 93.9% |
| Taxes450/3 | €26,132 | €9,576 | €13,648 | €24,551 | €8,469 | ▼ 65.5% |
| Remuneration and social security454/9 | €11,119 | €6,836 | €7,279 | €6,909 | €52,530 | ▲ 660% |
| Other amounts payable47/48 | €279,882 | €122,591 | - | €247,891 | €1.4m | ▲ 485% |
| Accrued charges and deferred income492/3 | €10,000 | - | €49,959 | €1,700 | €30,720 | ▲ 1,707% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €157,078 | €91,450 | €43,927 | -€97,462 | -€1.5m | ▼ 1,442% |
| + Depreciation and write-downs630 | €8,325 | €8,587 | €5,850 | €2,984 | €4,489 | ▲ 50.4% |
| Operating cash flow (approximation) | €165,403 | €100,037 | €49,777 | -€94,478 | -€1.5m | ▼ 1,486% |
| Investment in fixed assets (approximation) | - | -€444 | -€1,662 | €91,336 | -€12,615 | ▼ 114% |
| Change in cash | - | -€5,038 | €45,750 | -€43,719 | €5,550 | ▲ 113% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 39 days late
11-02
State Gazette act
Capital & shares · Purpose · RestructuringMerger · Dissolution · Share cancellation5 facts ▸
State Gazette act
Capital & shares · Purpose · Restructuring
Merger · Dissolution · Share cancellation5 facts ▸
- Merger, absorption, 01-01-2026
- Dissolution, 01-01-2026
- Share cancellation, vernietiging van aandelen van de overgenomen vennootschap
- Accounting effect, 01-01-2026
- Purpose change, De vennootschap heeft tot voorwerp, dit alles in de meest ruime zin van het woord, het verlenen van diensten, ontwikkelen van applicaties en oplossingen in of g…
2025
31-12
Financial
Weakest financial yearnet -€1.5m
Net result drops to -€1.5m, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 23 days late
2021
31-12
Financial
Highest result since 2019net €157,078 ▲123%
Net result €157,078, the highest in the series.
31-12
Financial
Equity above €200,000Eq €278,051 ▲130%
2 profitable years in a row build equity to €278,051.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial
Back to profitnet €70,333
Net result €70,333 after one loss-making year.
31-12
Financial
Equity above €100,000Eq €120,973 ▲139%
Equity rises from €50,639 to €120,973.
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 10 acts read
About the unread acts
Of the 10 Belgian State Gazette acts we know for this company, 1 has been read. The other 9 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2018
Ground area
3,333 m²
Building footprint
933 m²
Volume, LiDAR
7,846 m³
Parcel 11024B0079/00F000, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
79
companies at this address
See who is registered here
1 establishment unit
RMDY nv
since 20182.272.060.593
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0079/00F000 | Flanders | 3,333 m² | 1 · 932 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Part of the group
Nuclys
450 companies
Group, risk and exposure
Owners and holdings
2 owners · 3 holdingsChain of control
- Nuclys
- De Cronos Groep
- Bluu
- RMDY
Highest known parent: Nuclys. The sources do not say who stands above it.
Owners 2
- Bluuparent80%
-
20%
Holdings 3
- RMDY CREATIVEsubsidiaryEquity -€678,499Result -€72,919100%
-
100%
-
100%
According to the 2025 annual accounts of RMDY and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Acquisitions and mergers
1 transactionTook over:RMDY Mobile
Similar companies · same sector, comparable size
FTO DISTRIBUTION
BE 0699.762.057
Seraing · Eq €315,991
FLIP BAMELIS
BE 0795.348.926
Bilzen-Hoeselt · Eq €315,804
IMMO PARYDEL
BE 0864.420.151
Wortegem-Petegem · Eq €315,747
Holding DataStories
BE 1003.774.509
Bonheiden · Eq €316,195
BASTILLE & MOLKO
BE 0670.546.350
Antwerpen · Eq €315,712
Of 24,721 companies in sector 64210 we hold annual accounts for 19,799. 13,786 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded04-01-2018
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0687534713
Also
9925:BE0687534713
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.