CREERCOLLER
ActiveSummary
CREERCOLLER has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86,092 and a net result of -€11,096. Equity is shrinking by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 17% of 316 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability53▼-4
Solvency31▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity short (current ratio 0.9 against 0.88 in 2024; short-term debt: 73.8% and cash: 3.2% of total assets), and 93.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Printing and reproduction of recorded media (NACE 18)
about 11% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 316 sector peers (2025).
NBB · sector comparisonPosition among 316 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
22 d late
2023
29 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
27 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 26 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€11,096
2024 · €6,882
Working capital
-€99,732▲ 13.8%
2024 · -€115,667
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 18, Printing and reproduction of recorded media, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€59,410€78,523-€16,499€39,131€8,617▼ 78.0%
Net result-€76,196below the sector's middle half€61,451within the sector's middle half-€32,937below the sector's middle half€6,882within the sector's middle half-€11,096below the sector's middle half
Equity€80,749below the sector's middle half▼ 50.2%€137,236within the sector's middle half▲ 70.0%€99,335within the sector's middle half▼ 27.6%€101,252below the sector's middle half▲ 1.9%€86,092within the sector's middle half▼ 15.0%
Total assets€1.6mwithin the sector's middle half▼ 3.9%€1.6mwithin the sector's middle half▼ 1.0%€1.4mwithin the sector's middle half▼ 11.1%€1.4mwithin the sector's middle half▼ 1.2%€1.4mabove the sector's middle half▼ 4.0%
Debt€1.5m▲ 1.0%€1.5m▼ 4.8%€1.3m▼ 9.5%€1.3m▼ 1.4%€1.3m▼ 3.2%
Working capital-€138,560below the sector's middle half▼ 3,296%-€113,679below the sector's middle half▲ 18.0%-€177,377below the sector's middle half▼ 56.0%-€115,667below the sector's middle half▲ 34.8%-€99,732below the sector's middle half▲ 13.8%
Solvency5.0%below the sector's middle half▼ 4.6pp8.5%below the sector's middle half▲ 3.6pp6.9%below the sector's middle half▼ 1.6pp7.2%below the sector's middle half▲ 0.2pp6.3%below the sector's middle half▼ 0.8pp
Current ratio0.85below the sector's middle half▼ 0.150.88below the sector's middle half▲ 0.030.81below the sector's middle half▼ 0.070.88below the sector's middle half▲ 0.070.90within the sector's middle half▲ 0.02
Return on assets (ROA)-4.7%below the sector's middle half▼ 4.9pp3.8%within the sector's middle half▲ 8.5pp-2.3%below the sector's middle half▼ 6.1pp0.5%within the sector's middle half▲ 2.8pp-0.8%within the sector's middle half▼ 1.3pp
Staff (FTE)9.8within the sector's middle half▲ 4.3%9.4within the sector's middle half▼ 4.1%10.4within the sector's middle half▲ 10.6%9.3within the sector's middle half▼ 10.6%8.4within the sector's middle half▼ 9.7%
above
within
below
the middle half (P25 to P75) of NACE 18, Printing and reproduction of recorded media, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 78% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.4m
Fixed assets
€454,488 ▼ 21.0%
Current assets
€901,711 ▲ 7.6%
Equity and liabilities €1.4m
Equity
€86,092 ▼ 15.0%
Debt
€1.3m ▼ 3.2%
Debt's share of the balance-sheet total rises from 92.8% to 93.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€136,140▼
2024 · €169,773
Cash flow
€116,427▼
2024 · €137,524
Quick ratio
0.77▲
2024 · 0.76
Debt to equity
14.75▲
2024 · 12.96
ROE
-12.9%▼
2024 · 6.8%
Interest coverage
4.18▼
2024 · 4.52
Debt ≤ 1 year
€1.0m▲
2024 · €953,904
Debt > 1 year
€268,394▼
2024 · €357,362
Income taxes
€0▲
2024 · €0
Staff costs
€389,455▼
2024 · €401,659
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,037 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 94% are still going.
- Micro
- 10 to 20 years old
- solvency under 10%
- a small loss
2.9%
went bankrupt
2.9%
stopped otherwise
94%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,037 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €442,630 | €556,809 | €537,778 | €401,659 | €389,455 | ▼ 3.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €152,657 | €138,387 | €134,712 | €130,642 | €127,522 | ▼ 2.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €5,000 | - |
| Other operating charges640/8 | €5,284 | €4,538 | €12,132 | €6,769 | €6,157 | ▼ 9.0% |
| Non-recurring operating charges66A | - | €2,058 | €861 | - | - | - |
| Gross operating margin9900 | €541,162 | €780,315 | €668,984 | €578,201 | €536,752 | ▼ 7.2% |
| Operating profit (loss)9901 | -€59,410 | €78,523 | -€16,499 | €39,131 | €8,617 | ▼ 78.0% |
| Financial income75/76B | €5,783 | €6,495 | €14,572 | €5,341 | €12,838 | ▲ 140% |
| Recurring financial income75 | €5,783 | €6,495 | €14,572 | €5,341 | €12,838 | ▲ 140% |
| Financial charges65/66B | €22,310 | €23,395 | €31,009 | €37,590 | €32,550 | ▼ 13.4% |
| Recurring financial charges65 | €22,310 | €23,395 | €31,009 | €37,590 | €32,550 | ▼ 13.4% |
| Profit (loss) for the period before taxes9903 | -€75,937 | €61,623 | -€32,937 | €6,882 | -€11,095 | ▼ 261% |
| Income taxes67/77 | €259 | €171 | €0 | €0 | €0 | ▲ 100% |
| Profit (loss) for the period9904 | -€76,196 | €61,451 | -€32,937 | €6,882 | -€11,096 | ▼ 261% |
| Profit (loss) for the period to be appropriated9905 | -€76,196 | €61,451 | -€32,937 | €6,882 | -€11,096 | ▼ 261% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.6m | €1.6m | €1.4m | €1.4m | €1.4m | ▼ 4.0% |
| Fixed assets21/28 | €869,216 | €783,051 | €687,436 | €574,944 | €454,488 | ▼ 21.0% |
| Intangible fixed assets21 | €2,696 | €13,269 | €9,972 | €23,498 | €22,019 | ▼ 6.3% |
| Tangible fixed assets22/27 | €866,520 | €769,783 | €677,464 | €551,446 | €432,470 | ▼ 21.6% |
| Land and buildings22 | €398,776 | €406,765 | €380,244 | €344,161 | €307,979 | ▼ 10.5% |
| Plant, machinery and equipment23 | €138,106 | €101,467 | €63,460 | €73,673 | €27,972 | ▼ 62.0% |
| Furniture and vehicles24 | €33,449 | €21,534 | €32,015 | €22,910 | €15,001 | ▼ 34.5% |
| Leasing and similar rights25 | €287,931 | €240,016 | €201,746 | €110,702 | €81,518 | ▼ 26.4% |
| Assets under construction and advance payments27 | €8,258 | - | - | - | - | - |
| Current assets29/58 | €756,328 | €825,580 | €743,117 | €838,237 | €901,711 | ▲ 7.6% |
| Stocks and contracts in progress3 | €170,997 | €100,733 | €148,733 | €113,733 | €134,728 | ▲ 18.5% |
| Stocks30/36 | €170,997 | €100,733 | €148,733 | €113,733 | €134,728 | ▲ 18.5% |
| Amounts receivable within one year40/41 | €482,727 | €689,752 | €534,886 | €668,093 | €716,564 | ▲ 7.3% |
| Trade receivables40 | €456,566 | €656,609 | €437,256 | €556,152 | €651,830 | ▲ 17.2% |
| Other amounts receivable41 | €26,161 | €33,143 | €97,630 | €111,941 | €64,734 | ▼ 42.2% |
| Cash at bank and in hand54/58 | €94,953 | €23,675 | €47,894 | €54,521 | €43,189 | ▼ 20.8% |
| Deferred charges and accrued income490/1 | €7,651 | €11,420 | €11,604 | €1,890 | €7,230 | ▲ 283% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.6m | €1.6m | €1.4m | €1.4m | €1.4m | ▼ 4.0% |
| Equity10/15 | €80,749 | €137,236 | €99,335 | €101,252 | €86,092 | ▼ 15.0% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €2,133 | €2,133 | €2,133 | €2,133 | €2,133 | = |
| Non-distributable reserves130/1 | €2,133 | €2,133 | €2,133 | €2,133 | €2,133 | = |
| Reserves not available under the articles1311 | €2,133 | €2,133 | €2,133 | €2,133 | €2,133 | = |
| Profit (loss) carried forward14 | €17,573 | €79,024 | €46,087 | €52,969 | €41,874 | ▼ 20.9% |
| Investment grants15 | €54,842 | €49,878 | €44,914 | €39,949 | €35,885 | ▼ 10.2% |
| Amounts payable17/49 | €1.5m | €1.5m | €1.3m | €1.3m | €1.3m | ▼ 3.2% |
| Amounts payable after more than one year17 | €649,274 | €531,985 | €410,320 | €357,362 | €268,394 | ▼ 24.9% |
| Financial debts170/4 | €649,274 | €531,985 | €410,320 | €357,362 | €268,394 | ▼ 24.9% |
| Amounts payable within one year42/48 | €894,888 | €939,259 | €920,494 | €953,904 | €1.0m | ▲ 5.0% |
| Current portion of amounts payable after more than one year42 | €168,788 | €153,613 | €131,526 | €130,571 | €127,898 | ▼ 2.0% |
| Financial debts43 | €270,000 | €225,000 | €269,678 | €275,511 | €287,360 | ▲ 4.3% |
| Credit institutions430/8 | €270,000 | €225,000 | €269,678 | €275,511 | €287,360 | ▲ 4.3% |
| Trade debts44 | €374,528 | €427,808 | €392,821 | €470,169 | €502,316 | ▲ 6.8% |
| Suppliers440/4 | €374,528 | €427,808 | €392,821 | €470,169 | €502,316 | ▲ 6.8% |
| Taxes, remuneration and social security45 | €71,086 | €105,644 | €83,580 | €52,690 | €83,819 | ▲ 59.1% |
| Taxes450/3 | €29,389 | €45,852 | €26,956 | €25,539 | €45,117 | ▲ 76.7% |
| Remuneration and social security454/9 | €41,696 | €59,792 | €56,624 | €27,152 | €38,702 | ▲ 42.5% |
| Other amounts payable47/48 | €10,486 | €27,193 | €42,889 | €24,963 | €50 | ▼ 99.8% |
| Accrued charges and deferred income492/3 | €633 | €151 | €404 | €663 | €270 | ▼ 59.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€76,196 | €61,451 | -€32,937 | €6,882 | -€11,096 | ▼ 261% |
| + Depreciation and write-downs630 | €152,657 | €138,387 | €134,712 | €130,642 | €127,522 | ▼ 2.4% |
| Operating cash flow (approximation) | €76,461 | €199,839 | €101,775 | €137,524 | €116,427 | ▼ 15.3% |
| Investment in fixed assets (approximation) | - | -€52,223 | -€39,097 | -€18,150 | -€7,066 | ▲ 61.1% |
| Change in cash | - | -€71,277 | €24,219 | €6,627 | -€11,332 | ▼ 271% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 11 days late
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 22 days late
2024
31-12
Financial
Back to profitnet €6,882
Net result €6,882 after one loss-making year.
31-12
Financial
Equity above €100,000Eq €101,252 ▲1.9%
Equity rises from €99,335 to €101,252.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Back to profitnet €61,451
Net result €61,451 after one loss-making year.
31-12
Financial
Equity above €100,000Eq €137,236 ▲70%
Equity rises from €80,749 to €137,236.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet -€76,196
Net result drops to -€76,196, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 27 days late
Show earlier events
2019
31-12
Financial
Equity above €150,000Eq €164,306 ▲9.6%
2 profitable years in a row build equity to €164,306.
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 16 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 22 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dinant · 1 establishment unit since 2010
Ground area
2,823 m²
Building footprint
546 m²
Volume, LiDAR
2,992 m³
Parcel 91122D0193/00X007, Wallonia · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
CREERCOLLER sprl
since 20102.193.150.204
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91122D0193/00X007 | Wallonia | 2,823 m² | 1 · 546 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 ownersChain of control
- COLLIN INVEST
- CREERCOLLER
Highest known parent: COLLIN INVEST. The sources do not say who stands above it.
Owners 2
- COLLIN INVESTparent99.46%
- F & C IMMOparentSourceaccounts F & C IMMO 202298.92%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 2,856 companies in sector 18130 we hold annual accounts for 832. 700 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-11-2010
Fiscal year end31-12
Activities, NACEBEL 2025
18130Pre-press and pre-media services
74140Other specialised design activities
Contact
E-mail
info@creercoller.beDinant
Phone
0474/56 08 78Dinant
E-invoicing
Reachable via Peppol
Peppol ID
0208:0830882697
Registered
18-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.