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Creditum

Active
Private limited company (pre-2019)founded 2011active for 14 yearsHundelgemsesteenweg 492A, 9820 Merelbeke-Melle, BelgiumKBO/BCE: BE 0840.871.521
Summary

The computed 12-month bankruptcy probability of Creditum is 3.4% (moderate). The 2025 annual accounts show equity of €15,519 and a net result of €43. Equity remains stable across the filed financial years (±0.1% per year). The company has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals.

History

On 8 November 2011, Creditum was incorporated.1 In 2025 the registered office moved to Merelbeke.2 Total assets went from €16,388 in 2018 to €455,267 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 03-07-2025
  3. 3National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
30-09
NBB filing Annual accounts filed
financial year 2025 · abbreviated format · 61 days late
2025
03-07
Gazette deed Resignations: Van den Broeck Steven (manager) and De Smedt Eddy (manager)
Appointment: Wauters & Co (director) · Registered-office move5 facts ▸
  • General meeting, 01-03-2025
  • Director resignation, Van den Broeck Steven (manager (not named in the articles))
  • Director resignation, De Smedt Eddy (manager (not named in the articles))
  • Director appointment, Wauters & Co (director)
  • Registered-office move, Hundelgemsesteenweg 492A te 9820 Merelbeke
2023
31-10
NBB filing Annual accounts filed
financial year 2022 · micro format · 92 days late
2022
31-12
Financial Liquidity more than quadruplescurrent ratio 28.22
Current ratio from 5.80 to 28.22; short-term debt falls from €3,232 to €571.
30-09
NBB filing Annual accounts filed
financial year 2021 · micro format · 61 days late
2021
30-11
NBB filing Annual accounts filed
financial year 2020 · micro format · 122 days late
2020
30-11
NBB filing Annual accounts filed
financial year 2019 · micro format · 122 days late
2019
31-12
Financial Highest result from 2018 to 2025net €84 ▲4,666%
Operating result €124, net result €84, both a record.
31-12
Financial Liquidity more than doubledcurrent ratio 47.16
Current ratio from 16.78 to 47.16; short-term debt falls from €976 to €336.
15-10
NBB filing Annual accounts filed
financial year 2018 · micro format · 76 days late
2018
27-09
NBB filing Annual accounts filed
financial year 2017 · abbreviated format · 58 days late
2017
16-10
NBB filing Annual accounts filed
financial year 2016 · abbreviated format · 77 days late
2016
31-12
NBB filing Annual accounts filed
financial year 2015 · abbreviated format · 153 days late
2015
30-10
NBB filing Annual accounts filed
financial year 2014 · abbreviated format · 91 days late
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 12 annual accounts filed, the latest 10 are here; all 12 are under Financials.
1 of 4 deeds read
About the unread acts

Of the 4 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.

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