Creditum

Active

Private limited company (pre-2019)founded 2011active for 14 yearsHundelgemsesteenweg 492A, 9820 Merelbeke-Melle, BelgiumKBO/BCE: BE 0840.871.521

Summary

The computed 12-month bankruptcy probability of Creditum is 3.4% (moderate). The 2025 annual accounts show equity of €15,519 and a net result of €43. Equity remains stable across the filed financial years (±0.1% per year). The company has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

CreditumActiveChecked score 48/100

Risk analysis Report Compare

Directors

1 director, last change in 2025

Board 1

WAUTERS & Co

Director · since 03-07-2025 · Private limited company · permanent representative: Kathy Wauters

Current

Permanent representatives 1

Kathy Wauters

Permanent representative · since 03-07-2025 · for WAUTERS & Co

Current

Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Not every act has been read: a resignation may still be missing

3 of this company's 4 Belgian Official Gazette deeds have not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.

Mandate history

3 people since 2025, 1 in office

All 3 In office 1 Ended 2

Board
began earlier

Mandates per person, with start and end dates
Name	Functions and periods
WAUTERS & Co	Director, from 03-07-2025 to date
De Smedt Eddy	Manager (not named in the articles), until 03-07-2025
Van den Broeck Steven	Manager (not named in the articles), until 03-07-2025

See the board, name and registered office on a given date →

Owners and capital

Owners

1 owner

Chain of control

Wauters & Co BV consolidates
Creditum

Highest known parent: Wauters & Co BV. The sources do not say who stands above it.

Owners 1

Wauters & Co BVconsolidating parent
Sourceparent in own accounts 2025

consolidates

According to the 2025 annual accounts of Creditum and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.