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Complete company report
Generated 16-08-2026
Active BE 0402.495.065Public limited company

CREDISSIMO HAINAUT

Quai Saint-Brice(TOU) 35 ·7500 Tournai, Belgium· 105 yrs active
Sector: Verstrekken van hypothecair krediet (64922)
Conclusion Checked

CREDISSIMO HAINAUT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1921 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 105 yrs
Board 7
Locations 1
Publications 15
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1921, 105 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2025 volledig 24-03-2026 2026-00060522
31-12-2024 volledig 20-03-2025 2025-00055858
31-12-2023 volledig 28-02-2024 2024-00037150
31-12-2022 volledig 13-03-2023 2023-00040557
31-12-2021 volledig 15-03-2022 2022-07900355
31-12-2020 volledig 05-03-2021 2021-07000212
31-12-2019 volledig 11-03-2020 2020-06600477
31-12-2018 volledig 20-03-2019 2019-07500042
31-12-2017 volledig 27-02-2018 2018-06000540
31-12-2016 volledig 20-04-2017 2017-09700063
Directors & mandates 16 directors
Current directors & mandates
  • Laurent LIEGOIS
    Director (executive)
    State Gazette act 24055482 (04-04-2024)
    Current
    04-04-2024 → present
  • Monsieur Benjamin Henrion
    Auditor
    State Gazette act 24055481 (04-04-2024)
    Current
    04-04-2024 → present
  • SRL Deloitte Bedrijf revisorenLegal entity
    Auditor
    State Gazette act 24055481 (04-04-2024)
    Current
    04-04-2024 → present
  • Régis LAMBERT
    Director
    State Gazette act 23044358 (30-03-2023)
    Current
    30-03-2023 → present
  • Christophe VANDENBUSSCHE
    Director
    State Gazette act 20139157 (25-11-2020)
    Current
    27-02-2020 → present
    3 events
    • 25-11-2020 Appointed· Director
    • 27-02-2020 Appointed· Director
    • 27-02-2020 Appointed· Chair
  • Brieuc LEFRANCQ
    Auditor
    State Gazette act 22041404 (30-03-2022)
    Current
    25-07-2019 → present
    2 events
    • 30-03-2022 Appointed· Auditor
    • 25-07-2019 Appointed· Auditor
Show 1 more sitting directors
  • Philippe HAZEE
    Managing director
    State Gazette act 23044358 (30-03-2023)
    Current
    30-05-2017 → present
    3 events
    • 30-03-2023 Appointed· Managing director
    • 30-05-2017 Appointed· Director
    • 30-05-2017 Appointed· Managing director
Historic, not recently confirmed (2)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • Yves DOMAIN
    Director
    State Gazette act 17075812 (30-05-2017)
    Not recently confirmed
    last confirmed in an act from 2017
  • Kurt Marichal
    Auditor
    State Gazette act 16083648 (20-06-2016)
    Not recently confirmed
    last confirmed in an act from 2016
Permanent representatives (1)
These people represent a legal-person director (a management company, for instance). They hold no board mandate of their own and do not count as directors.
  • Kurt Marichal
    Representant permanent de la société pwc reviseurs d'entreprises
    State Gazette act 15050006 (07-04-2015)
    Permanent representative
    07-04-2015 → present
Former directors (7)
  • Christine LEJEUNE
    Directeur gérant
    State Gazette act 17075812 (30-05-2017)
    Former
    23-12-2010 → 04-04-2024
    3 events
    • 04-04-2024 Resigned· Délégation de pouvoirs
    • 30-05-2017 Appointed· Directeur gérant
    • 23-12-2010 Appointed· Director (executive)
  • Estelle Bellin
    Délégation de pouvoirs
    State Gazette act 24055482 (04-04-2024)
    Former
    - → 04-04-2024
  • SRL PwC Reviseurs d'EntreprisesLegal entity
    Auditor
    State Gazette act 24055481 (04-04-2024)
    Former
    - → 04-04-2024
  • Virginie Joveneau
    Délégation de pouvoirs
    State Gazette act 24055482 (04-04-2024)
    Former
    - → 04-04-2024
  • Guy DUBOIS
    Chair
    State Gazette act 10185995 (23-12-2010)
    Former
    23-12-2010 → 25-11-2020
    4 events
    • 25-11-2020 Resigned· Director
    • 27-02-2020 Resigned· Director
    • 27-02-2020 Resigned· Chair
    • 23-12-2010 Appointed· Chair
2 further former directors in the mandate history. Available in Kantoor S. See plans →
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Statutory auditor 2 auditor
Statutory auditor IRE/IBR number Tenure
Brieuc Lefrancq
Commissaire
 - 12-12-2018 → 12-12-2018
Show 1 earlier auditors
Damien Walgrave
Commissaire (reviseur d'entreprises)
 - - → 07-04-2015
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.
Legal Structure
NACE primary Verstrekken van hypothecair krediet(64922)
Legal form Public limited company(014)
Incorporation01-01-1921
StatusActive
Postal code7500
Establishment units 1 location
CREDISSIMO HAINAUT
Quai Saint-Brice(TOU) 35, 7500 TournaiVerstrekken van hypothecair krediet
since 19912.004.922.296
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57462D0332/00A000 Wallonia 122 m² 1 · 59 m² 14.5 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 25 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
24-03-2026
NBB filing Annual accounts filed
fiscal year 2025 · volledig
2025
20-03-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
04-04-2024
State Gazette act Director changes
v3.2
04-04-2024
State Gazette act Director changes
v3.2
28-02-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
10-11-2023
State Gazette act Statutes amendment
v3.2
30-03-2023
State Gazette act Director changes
v3.2
13-03-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
30-03-2022
State Gazette act Director changes
v3.2
15-03-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
05-03-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
06-01-2021
State Gazette act Director changes
v3.2
2020
25-11-2020
State Gazette act Registered-office change
Christophe VANDENBUSSCHE
25-11-2020
State Gazette act Director changes
v3.2
11-03-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
27-02-2020
State Gazette act Director changes
v3.2
2019
25-07-2019
State Gazette act Director changes
v3.2
20-03-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
12-12-2018
State Gazette act Director changes
v3.2
27-02-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
30-05-2017
State Gazette act Director changes
v3.2
20-04-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
20-06-2016
State Gazette act Director changes
v3.2
2015
07-04-2015
State Gazette act Director changes
v3.2
2010
23-12-2010
State Gazette act Director changes
v3.2
Belgian State Gazette reading coverage 0 of 21 acts read

We know of 21 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 15 acts
Address history · 1
25-11-2020
Registered-office move
All acts · 15 updated 2 years ago
2024
04-04-2024 2 directors appointed, 1 resigning Director changes
  • SRL Deloitte Bedrijf revisoren, Auditor
  • Monsieur Benjamin Henrion, Auditor
  • SRL PwC Reviseurs d'Entreprises, Auditor
Summary: v3.2
Technical details 
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        "name": "SRL PwC Reviseurs d\u0027Entreprises",
        "address": null,
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      }
    },
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      "kind": "director_in",
      "role": "auditor",
      "person": {
        "rrn": null,
        "name": "SRL Deloitte Bedrijf revisoren",
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      }
    },
    {
      "kind": "director_in",
      "role": "auditor",
      "person": {
        "rrn": null,
        "name": "Monsieur Benjamin Henrion",
        "address": null,
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      }
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  ],
  "schema": "v3.2",
  "act_meta": {
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  "subject_company": {
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  }
}
04-04-2024 1 director appointed, 3 resigning Director changes
  • Laurent LIEGOIS, Directeur
  • Christine Lejeune, Délégation de pouvoirs
  • Virginie Joveneau, Délégation de pouvoirs
  • Estelle Bellin, Délégation de pouvoirs
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "Directeur",
      "person": {
        "rrn": null,
        "name": "Laurent LIEGOIS",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "d\u00E9l\u00E9gation de pouvoirs",
      "person": {
        "rrn": null,
        "name": "Christine Lejeune",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "d\u00E9l\u00E9gation de pouvoirs",
      "person": {
        "rrn": null,
        "name": "Virginie Joveneau",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "d\u00E9l\u00E9gation de pouvoirs",
      "person": {
        "rrn": null,
        "name": "Estelle Bellin",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
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  "subject_company": {
    "kbo": "0402.495.065",
    "name_full": "CREDISSIMO HAINAUT"
  }
}
2023
10-11-2023 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
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  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "name_change": {
    "new": "",
    "old": "",
    "changed": false
  },
  "seat_change": {
    "changed": false
  },
  "object_change": {
    "changed": true
  },
  "subject_company": {
    "kbo": "0402.495.065",
    "name_full": "CREDISSIMO HAINAUT"
  },
  "legal_form_change": {
    "new": "Soci\u00E9t\u00E9 anonyme",
    "old": "Soci\u00E9t\u00E9 anonyme",
    "changed": false
  }
}
30-03-2023 2 directors appointed Director changes
  • Philippe HAZEE, Gedelegeerd bestuurder
  • Régis LAMBERT, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "Administrateur d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "Philippe HAZEE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Administrateur",
      "person": {
        "rrn": null,
        "name": "R\u00E9gis LAMBERT",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
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  "subject_company": {
    "kbo": "0402.495.065",
    "name_full": "CREDISSIMO HAINAUT"
  }
}
2022
30-03-2022 Brieuc LEFRANCQ appointed as auditor Director changes
  • Brieuc LEFRANCQ, Auditor
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "auditor",
      "person": {
        "rrn": null,
        "name": "Brieuc LEFRANCQ",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0402.495.065",
    "name_full": "CREDISSIMO HAINAUT"
  }
}
2021
06-01-2021 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
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  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0402.495.065",
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  }
}
2020
25-11-2020 Registered office moved within Tournai Registered-office change·Christophe VANDENBUSSCHE
  • Rue Royale, 85 à 7500 TOURNAI → Quai Saint-Brice, 35 à 7500 TOURNAI
Notary: Christophe VANDENBUSSCHE · Tournai
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Quai Saint-Brice, 35 \u00E0 7500 TOURNAI",
        "city": "Tournai",
        "region": "waals_gewest",
        "street": "Quai Saint-Brice",
        "country": "BE",
        "postcode": "7500",
        "box_number": null,
        "street_number": "35",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Rue Royale, 85 \u00E0 7500 TOURNAI",
        "city": "Tournai",
        "region": "waals_gewest",
        "street": "Rue Royale",
        "country": "BE",
        "postcode": "7500",
        "box_number": null,
        "street_number": "85",
        "locality_suffix": null
      },
      "effective_date": "2020-09-14",
      "evidence_quote": "Suite \u00E0 la vente de l\u0027immeuble que nous occupons actuellement, le CA d\u00E9cide de transf\u00E9rer le si\u00E8ge social \u00E0 l\u0027adresse suivante: -Quai Saint-Brice, 35 \u00E0 7500 TOURNAI",
      "region_changed": false,
      "is_statute_change": false,
      "nationality_change": false,
      "old_address_source": "act_body",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": "Christophe VANDENBUSSCHE",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Tournai",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": null,
    "filing_date": "2020-11-13",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "raad_van_bestuur",
    "date": "2020-09-14",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0402.495.065",
    "name_full": "CREDISSIMO HAINAUT",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Extrait du proc\u00E8s-verbal du Conseil d\u0027Administration du 14 septembre 2020"
  ]
}
25-11-2020 1 director appointed, 1 resigning Director changes
  • Christophe VANDENBUSSCHE, Bestuurder
  • Guy DUBOIS, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
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      "kind": "director_out",
      "role": "Administrateur",
      "person": {
        "rrn": null,
        "name": "Guy DUBOIS",
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    },
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      "role": "Administrateur",
      "person": {
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        "name": "Christophe VANDENBUSSCHE",
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  "schema": "v3.2",
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  },
  "subject_company": {
    "kbo": "0402.495.065",
    "name_full": "CREDISSIMO HAINAUT"
  }
}
27-02-2020 2 directors appointed, 2 resigning Director changes
  • Christophe VANDENBUSSCHE, Bestuurder
  • Christophe VANDENBUSSCHE, Voorzitter
  • Guy DUBOIS, Bestuurder
  • Guy DUBOIS, Voorzitter
Summary: v3.2
Technical details 
{
  "events": [
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      "kind": "director_out",
      "role": "Administrateur",
      "person": {
        "rrn": null,
        "name": "Guy DUBOIS",
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    },
    {
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      "role": "Pr\u00E9sident",
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2019
25-07-2019 Brieuc LEFRANCQ appointed as auditor Director changes
  • Brieuc LEFRANCQ, Auditor
Summary: v3.2
Technical details 
{
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      "kind": "director_in",
      "role": "auditor",
      "person": {
        "rrn": null,
        "name": "Brieuc LEFRANCQ",
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  ],
  "schema": "v3.2",
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  "subject_company": {
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  }
}
2018
12-12-2018 Brieuc Lefrancq appointed as commissaire Director changes
  • Brieuc Lefrancq, Commissaire
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "commissaire",
      "person": {
        "rrn": null,
        "name": "Brieuc Lefrancq",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
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  "subject_company": {
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  }
}
2017
30-05-2017 4 directors appointed, 1 resigning Director changes
  • Philippe HAZEE, Bestuurder
  • Philippe HAZEE, Gedelegeerd bestuurder
  • Christine LEJEUNE, Directeur gérant
  • Yves DOMAIN, Bestuurder
  • Alphonse COOLS, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "Administrateur",
      "person": {
        "rrn": null,
        "name": "Alphonse COOLS",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Administrateur",
      "person": {
        "rrn": null,
        "name": "Philippe HAZEE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Administrateur d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "Philippe HAZEE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Directeur-G\u00E9rant",
      "person": {
        "rrn": null,
        "name": "Christine LEJEUNE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Administrateur",
      "person": {
        "rrn": null,
        "name": "Yves DOMAIN",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0402.495.065",
    "name_full": "CREDISSIMO HAINAUT"
  }
}
2016
20-06-2016 Kurt Marichal appointed as auditor Director changes
  • Kurt Marichal, Auditor
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "auditor",
      "person": {
        "rrn": null,
        "name": "Kurt Marichal",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0402.495.065",
    "name_full": "CREDISSIMO HAINAUT"
  }
}
2015
07-04-2015 1 director appointed, 1 resigning Director changes
  • Kurt Marichal, Representant permanent de la société pwc reviseurs d'entreprises
  • Damien Walgrave, Commissaire (reviseur d'entreprises)
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "representant permanent de la soci\u00E9t\u00E9 PwC Reviseurs d\u0027Entreprises",
      "person": {
        "rrn": null,
        "name": "Kurt Marichal",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "commissaire (reviseur d\u0027entreprises)",
      "person": {
        "rrn": null,
        "name": "Damien Walgrave",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0402.495.065",
    "name_full": "CREDISSIMO HAINAUT"
  }
}
2010
23-12-2010 2 directors appointed, 1 resigning Director changes
  • Guy DUBOIS, Voorzitter
  • Christine LEJEUNE, Directeur
  • Benard GILIS, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "Pr\u00E9sident",
      "person": {
        "rrn": null,
        "name": "Guy DUBOIS",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Directeur",
      "person": {
        "rrn": null,
        "name": "Christine LEJEUNE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "Administrateur",
      "person": {
        "rrn": null,
        "name": "Benard GILIS",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0402.495.065",
    "name_full": "CREDISSIMO HAINAUT"
  }
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Verstrekken van hypothecair krediet64922Verstrekken van hypothecair krediet64922
Primary activity highlighted.
Names & trade names
Legal nameFR CREDISSIMO HAINAUT
Registered office
Quai Saint-Brice(TOU) 35
7500 Tournai, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same sector and region · no size comparison possible · 10 of 91 with filed accounts
CREDIT CONSULT MORIAU-SCORIER BE 0780.485.358 · Tournai
Comptoir du Crédit Hypothécaire BE 0684.762.887 · Frasnes-lez-Anvaing
CREFINET BE 0880.903.520 · Saint-Ghislain
Crédit à l'épargne immobilière BE 0401.228.127 · Mouscron
FINANCIAL GC BE 0738.945.802 · Frameries
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative