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CREDIM

Active Public limited companyfounded 1990active for 36 yearsIndustriepark-Drongen 4, 9031 GhentKBO/BCE: BE 0440.399.992 subsidiary of ERSO
CREDIM
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Timeline

62 events since 1990

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBfull format · 8 days before the deadline
3 directors appointed, 1 resignation, 1 reappointmentResignation: Bram De Wilde · Appointments: Fintact25 BV, Barragan BV and Rudi Deruytter · Permanent representatives: Bram De Wilde, Tom Maes and Eric Van Speybroeck · General meeting of 05-12-20259 points ▸

Open the deed in the Belgian Official Gazette

Registered in the Peppol Directory Reachable for e-invoices through 0208:0440399992
2025
Merger: CREDIM takes over OFFICE COMPANYResignation: ERSO (sole director) · Permanent representative: Eric Van Speybroeck · The company holds all the shares of OFFICE COMPANY5 points ▸
  • The company holds all the shares of OFFICE COMPANY
  • Dissolution, 24-07-2025
  • Director resignation, ERSO (sole director)
  • Permanent representative, Eric Van Speybroeck
  • Power of attorney, Sofie Van Cauwenberghe
  • The deed holds 15 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2024 filed PDFabbreviated format · 20 days late
RestructuringPermanent representatives: Eric Van Speybroeck and Olivier Petit · Board meeting of 09-05-20259 points ▸
  • Board meeting, 09-05-2025
  • Incorporation, 12-04-1990
  • Registered office clause, Industriepark-Drongen 4 bus C, 9031 Gent, mentioned twice in the deed
  • Capital, €1,854,608, 3,448 shares
  • Permanent representative, Eric Van Speybroeck, mentioned twice in the deed
  • Incorporation, 22-12-1990
  • Capital, €1,854,608, 5,384 shares
  • Permanent representative, Olivier Petit
  • Power of attorney, Bekaert-Callebaut Accountancy NV
  • The deed holds 5 more points.

Open the deed in the Belgian Official Gazette

2024
Annual accounts 2023 filed NBBfull format
Environmental permit granted OmgevingsloketSlopen van niet vrijstaande gebouwen of constructies, Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Gent
Annual accounts 2023 filed PDFabbreviated format · 18 days before the deadline
2023
Environmental permit granted OmgevingsloketBouwen of herbouwen, Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden, Verwijderen van vrijstaande gebouwen · Nazareth-De Pinte
Environmental permit granted OmgevingsloketSlopen of verwijderen, Slopen van niet vrijstaande gebouwen of constructies, Verwijderen van vrijstaande gebouwen · Merelbeke-Melle
1 director appointed, 1 resignationResignation: Maxis BV (managing director) · Permanent representatives: Michael Van Speybroeck and Eric Van Speybroeck · Appointment: Bram De Wilde · Board meeting of 12-07-20237 points ▸
  • General meeting, 10-07-2023
  • Director resignation, Maxis BV
  • Permanent representative, Michael Van Speybroeck
  • Director appointment, Bram De Wilde
  • Board meeting, 12-07-2023
  • Director resignation, Maxis BV (managing director)
  • Permanent representative, Eric Van Speybroeck
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

Annual accounts 2022 filed PDFabbreviated format · 24 days late
2022
Highest result from 2006 to 2025 net €1.6m ▲57.9% The net result of €1.6m is the highest of those years.
Equity above €5m equity €5.1m ▲55.2% After 7 profitable years in a row, equity reaches €5.1m.
Merger: CREDIM takes over SEGUROCapital from €371,840.28 to €394,493.46, 198 new shares · Capital from €394,493.46 to €1,872,040.28 · 198 shares · General meeting of 18-08-202216 points ▸
  • General meeting, 18-08-2022
  • Accounting effect, 01-01-2022
  • Capital increase, €22,653.18
  • Permanent representative, VAN SPEYBROECK Michaël, mentioned twice in the deed
  • Permanent representative, VAN SPEYBROECK Eric, mentioned twice in the deed
  • Capital increase, €1,477,546.82
  • Registered office clause, 9031_Gent_Industriepark-Drongen_4_bus_C
  • Capital, €1,872,040.28, 3,448 shares
  • Director resignation, MAXIS
  • Director resignation, ERSO
  • Director reappointment, MAXIS (director (not named in the articles))
  • Director reappointment, ERSO (director (not named in the articles))
  • Director appointment, MAXIS (managing director)
  • Director appointment, ERSO (managing director)
  • Registered office clause, Industriepark-Drongen 4 bus C 9031 Gent
  • Director discharge, bestuurder van de overgenomen vennootschap
  • The deed holds 15 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2021 filed PDFabbreviated format · 31 days late
Merger proposal: Credim takes over SeguroPermanent representatives: Michael Van Speybroeck, Erc Van Speybroeck and Eric Van Speybroeck · Board meeting of 02-06-20227 points ▸
  • Board meeting, 02-06-2022, mentioned twice in the deed
  • Board composition, MAXIS BV (director), mentioned twice in the deed
  • Board composition, ERSO BV (director), mentioned twice in the deed
  • Permanent representative, Michael Van Speybroeck, mentioned twice in the deed
  • Permanent representative, Erc Van Speybroeck
  • Permanent representative, Eric Van Speybroeck
  • Accounting effect, 01-01-2022
  • The deed holds 7 more points.

Open the deed in the Belgian Official Gazette

2021
Registered office moved from Lievegem to DrongenNew registered office: Industriepark-Drongen 4C te 9031 Drongen · Previous registered office: Zomerlaan 1 te 9930 Lievegem · General meeting of 03-11-20212 points ▸
  • General meeting, 03-11-2021
  • Registered-office move, Industriepark-Drongen 4C te 9031 Drongen

Open the deed in the Belgian Official Gazette

Environmental permit granted OmgevingsloketSlopen van niet vrijstaande gebouwen of constructies, Verbouwen en/of uitbreiden met functiewijziging, maar zonder wijziging van het aantal woongelegenheden, Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Lievegem
Annual accounts 2020 filed PDFabbreviated format · 17 days before the deadline
2020
Liquidity more than quadruples current ratio 5.52 The current ratio rises from 1.16 to 5.52. Short-term debt falls from €4.5m to €1.4m.
Equity above €2m equity €2.3m ▲41.3% After 5 profitable years in a row, equity reaches €2.3m.
Annual accounts 2019 filed PDFabbreviated format · 32 days before the deadline
2019
Annual accounts 2018 filed PDFabbreviated format · 12 days before the deadline
2018
Liquidity more than doubled current ratio 1.35 The current ratio rises from 0.47 to 1.35.
Equity above €1m equity €1.2m ▲36.4% After 3 profitable years in a row, equity reaches €1.2m.
Annual accounts 2017 filed PDFabbreviated format · 20 days late
2017
Annual accounts 2016 filed PDFmicro format · 11 days before the deadline
2016
Back to profit net €86,324 The net result is €86,324, after one loss-making year.
Annual accounts 2015 filed PDFabbreviated format · 40 days before the deadline
2015
Liquidity more than 15 times current ratio 1.19 The current ratio rises from 0.08 to 1.19.
Equity above €500,000 equity €513,347 ▲485% Equity rises from €87,749 to €513,347.
Annual accounts 2014 filed PDFabbreviated format · 49 days before the deadline
2014
Annual accounts 2013 filed PDFabbreviated format · 42 days before the deadline
2013
Back to profit net €2,652 The net result is €2,652, after one loss-making year.
Annual accounts 2012 filed PDFabbreviated format · 49 days before the deadline
2012
Annual accounts 2011 filed PDFabbreviated format · 47 days before the deadline
2011
Annual accounts 2010 filed PDFabbreviated format · 32 days before the deadline
2010
Annual accounts 2009 filed PDFabbreviated format · 45 days before the deadline
2009
Annual accounts 2008 filed PDFabbreviated format · 65 days before the deadline
2008
Annual accounts 2007 filed PDFabbreviated format · 34 days before the deadline
2007
Back to profit net €769,718 The net result is €769,718, after one loss-making year.
Annual accounts 2006 filed PDFabbreviated format · 58 days late
2006
Annual accounts 2005 filed PDFabbreviated format
2005
Annual accounts 2004 filed PDFabbreviated format
Annual accounts 2003 filed PDFabbreviated format
2003
Annual accounts 2002 filed PDFabbreviated format
2002
Annual accounts 2001 filed PDFabbreviated format
2001
Annual accounts 2000 filed PDFabbreviated format
Annual accounts 1999 filed PDFabbreviated format
2000
Annual accounts 1998 filed PDFabbreviated format
1998
Annual accounts 1997 filed PDFabbreviated format
1997
Annual accounts 1996 filed PDFabbreviated format
1996
Annual accounts 1995 filed PDFabbreviated format
1995
Annual accounts 1994 filed PDFabbreviated format
1994
Annual accounts 1993 filed PDFabbreviated format
1993
Annual accounts 1992 filed PDFabbreviated format
1992
Annual accounts 1991 filed PDFabbreviated format
1991
Annual accounts 1990 filed PDFabbreviated format
1990
First establishment Immolease, Industriepark-Drongen 4, Ghent
Incorporation published on 12-05-1990

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

CREDIM was incorporated on 12 April 1990.1 The registered office was moved to Drongen in 2021.2 In 2022 the capital was increased by €22,653 to €394,493.3 Between 2022 and 2025 the company absorbed Seguro and OFFICE COMPANY by merger.34

  1. 1KBO register
  2. 2Belgian Official Gazette, 14-12-2021
  3. 3Belgian Official Gazette, 13-10-2022
  4. 4Belgian Official Gazette, 29-08-2025

Next steps

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