CREDIM
Board
6 directors, 1 in day-to-day management, last change in April 2026ERSO BV
Director and managing director, permanent representative Eric Van Speybroeck
director since 19-04-2013
managing director appointed by deed of 13-10-2022
also on the board of 1 other company
listed in the 2025 annual accounts, filed on 23-07-2026
Fintact25 BV
Director, permanent representative Bram De Wilde
appointed by deed of 01-04-2026
also on the board of 1 other company
Barragan BV
Director, permanent representative Tom Maes
since 05-12-2025
also on the board of 4 other companies
listed in the 2025 annual accounts, filed on 23-07-2026
Director
director since 05-12-2025
director appointed by deed of 01-04-2026
listed in the 2025 annual accounts, filed on 23-07-2026
- ERSO
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Artikel 20: Vertegenwoordiging van de vennootschap 1. Alle akten die de vennootschap verbinden, in en buiten rechte, zijn geldig wanneer zij…”deed of 13-10-2022
Permanent representatives 3
Eric Van Speybroeck
Permanent representative, for ERSO
in office according to the deed of 01-04-2026
Mandates through the years
8 names, the dashed line is todayERSO
Director (not named in the articles), Managing director
Director (not named in the articles), Managing director
Fintact25
Director
Director
Barragan
Director
Director
Fintact25 BV
Director
Director
Rudi Deruytter
Director
Director
Fintact25 BV
Director
Director
Bram De Wilde
Director
Director
MAXIS
Managing director
Managing director
LeadershipBoardEarliermandate already running before its first mention
Mandates as a list
- ERSO
- Director (not named in the articles), from 19-04-2013 to date
- Director, until 13-10-2022
- Managing director, appointed by deed of 13-10-2022, still in office
- Fintact25
- Director, from 10-07-2023 to date
- Barragan
- Director, from 05-12-2025 to date
- Fintact25 BV
- Director, from 05-12-2025 to date
- Rudi Deruytter
- Director, from 05-12-2025 to date
- Fintact25 BV
- Director, appointed by deed of 01-04-2026, still in office
- Bram De Wilde
- Director, appointed by deed of 28-08-2023, until 01-04-2026
- MAXIS
- Director (not named in the articles), from before 31-12-2021 to 28-08-2023
- Director, until 13-10-2022
- Managing director, appointed by deed of 13-10-2022, until 28-08-2023
Control
Parent
Equity €720,585
Profit €134,104 in 2025 (profit €75,917 in 2024)
Source: accounts ERSO 30-09-2025
52.87%
This company
CREDIM
Equity €6.8m
Profit €428,779 in 2025
Capital
- Capital
- €1,872,040.28
- Shares
- 3,448
- Contribution per share
- €543
- Equity per share
- €1,967 in 2025
- Source
- 2025 annual accounts
Owners through the years
as the annual accounts name themOwners as a list
- ERSO
- OFFICE COMPANY
- O. PETIT & CO
- OFFICECOM
- GDM Motors
- AGRi Management
Source: lists of holdings in the owners' accounts
Articles of association
deed of 13-10-2022 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 3 directorsAt most 5 directors“Hoogstens zes jaar”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- “TITEL VI: ALGEMENE VERGADERING Artikel 23: Organisatie en bijeenroeping De gewone algemene vergadering wordt jaarlijks gehouden op de eerste…”
Capital transactions
Shareholders according to the deeds
After 2 capital increases
deed of 13-10-2022 ↗
- SEGURO 198 shares · “inbreng_eigen_vermogenswaarde”
Capital over time
- 27-05-2025 Capital stated in the deed · €1,854,608 · 3,448 shares
- 13-10-2022 Capital increase of €22,653.18 · to €394,493.46 · 198 new shares
- 13-10-2022 Capital increase of €1,477,546.82 · no new shares · from reserves