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Crèche Aline Bernard

Active
Non-profit associationfounded 1990active for 35 yearsLibramont,Rue de la Fontaine 2, 6800 Libramont-Chevigny, BelgiumKBO/BCE: BE 0443.535.666
Summary

Crèche Aline Bernard has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €372,059 and a net result of -€3,193. Equity has been stable since 2018 (±1.3% per year). Its solvency ranks better than 55% of 699 sector peers (NACE 88, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 15-11-1990 Normal situation
Activity
Day nurseries and crèches NACE 88911
Establishment unit
2.161.838.901 6800 Libramont-Chevigny, since 15-11-1990
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€1.0m
▼ 1.3%
Turnover
≈ €1.1m
estimated
Deficit
€3,193
Equity
€372,059
▼ 0.9%
Total assets
€815,077
▲ 9.2%
Employees on 31-12-2025
29
=
Score breakdownlowers riskLegal form: non-profit associationLiquidity: current ratio 9.20, cash €775,140Size: total assets €815,077Sector: Social work activities without accommodation (NACE 88)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 52% of micro companies in social work without accommodation (NACE 88)
Financial strength · tick: 2024
Strong
Solvency 71-4
equity 45.6% of total assets
Liquidity 100+1
short-term debt 10.8% · cash 95.1%
Profitability 47-22
return on assets -0.4%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,127 companies, NACE 88, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025highest value 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 9.2 (8.58 in 2024), above the usual 1.5. Short-term debt is 10.8% and cash 95.1% of total assets. However, 54.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, micro). It does better than 53% of them on solvency, 95% on liquidity, 28% on profitability and 32% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Liquidity: current ratio 9.20, cash €775,140
NBB · annual accounts
lowers risk · Size: total assets €815,077
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Social work activities without accommodation (NACE 88)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 days early
2024
21 days late
2023
6 days early
2022
13 days early
2021
30 days late
2020
3 days early
2019
32 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 5 days after the deadline. In the sector (NACE 88), the median for financial year 2024 was 24 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 89% of companies in social work without accommodationsector median €74,888 · 700 companies €372,059 View
  • Wallonia-Brussels supportpaid from 2024 to 2025 €1.2m View

Recent changes

  1. · Gazette deed Reappointment: LAMBINON Eric (director)
  2. · Gazette deed 1 director appointed, 5 reappointedReappointments: Bertholet Ingrid, Dumay Christine and 3 others · Appointment: Baudoin Jean-Mary (director)
  3. · Gazette deed Reappointment: DEHOSSAY Gérard (director)Appointment: LEITZ Chantal (director)
All 17 events

Comparable companies

These companies have the same main activity as Crèche Aline Bernard: day nurseries and crèches (NACE 88911). They are comparable in size and age: total assets between €667,000 and €1m, founded between 1986 and 1994.

CompanyTotal assetsGross margin
Crèche Aline Bernard Libramont-Chevigny€0.8m€1.0m
CRECHE SAINTE-ANNE Etterbeek€0.8m€0.9m
LA TARENTELLE Libramont-Chevigny€0.9m€1.4m
Une Ecole pour Tous Libramont-Chevigny€0.7m€1.4m
Les Lucioles Lasne€1.0m€0.9m
Bengelhof Gent€0.7m€0.9m
SOLIDARITE ATHOISE Ath€1.0m€1.1m
Full comparison

Key facts about Crèche Aline Bernard

What is the company number of Crèche Aline Bernard?
The company number of Crèche Aline Bernard is 0443.535.666. The VAT number is the same number with BE in front: BE 0443.535.666.
Where is Crèche Aline Bernard based?
The registered office is at Libramont,Rue de la Fontaine 2, 6800 Libramont-Chevigny.Company details
What does Crèche Aline Bernard do?
According to the KBO register, the main activity is day nurseries and crèches (NACE 88911).
What is the legal form of Crèche Aline Bernard?
The legal form of Crèche Aline Bernard is Non-profit association (VZW).
When was Crèche Aline Bernard founded?
Crèche Aline Bernard was founded on 15-11-1990.
Is Crèche Aline Bernard still active?
Yes, Crèche Aline Bernard is an active enterprise in the KBO register.
How many employees does Crèche Aline Bernard have?
Crèche Aline Bernard had an average of 28.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Crèche Aline Bernard?
The turnover in financial year 2025 is ≈ €1.1m. This figure is estimated from the gross margin of €1.0m and 32 comparable companies (NACE 88). It probably lies between €1.0m and €1.2m.
Is Crèche Aline Bernard profitable?
In financial year 2025, Crèche Aline Bernard made a loss of €3,193.
Where can I find the annual accounts of Crèche Aline Bernard?
Crèche Aline Bernard filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Crèche Aline Bernard due?
Crèche Aline Bernard must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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