Creative Coding
ActiveCreative Coding has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €236k and a net result of €98k. Equity is growing by ~67.1% per year across the filed fiscal years. Its solvency ranks better than 70% of 115 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2026
100
/ 100
Excellent= vs 2025
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability100=
Solvency100=
Growth78=
Stability82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days only on tighter terms
Liquidity ample (current ratio 5.98 against 3.1 in 2025), and 14.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
85.2%
Return on assets
35.5%
Age of the figures
2 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 17-08-2026, 167 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2026
167 d early
2025
17 d early
2024
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today.
Companies Code · seven monthsPosition in the running window
10-09-2026 today30-06-2027 close31-01-2028 deadline
Financials · fiscal year 2026, micro schema
Equity
€236k▲ 71.4%
2025 · €138k
2024: €51k
2025: €138k
2024 → 2026
Total assets
€277k▲ 51.5%
2025 · €183k
2024: €77k
2025: €183k
2024 → 2026
Net result
€98k▲ 11.6%
2025 · €88k
2024: €50k
2025: €88k
2024 → 2026
Working capital
€204k▲ 115%
2025 · €95k
2024: €-2k
2025: €95k
2024 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202420252026Trend
Equity€51k-€138k▲ 168%€236k▲ 71.4%
Operating result€64k-€113k▲ 76.9%€125k▲ 10.8%
Net result€50k-€88k▲ 76.1%€98k▲ 11.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2026 is 11% above 2025 and is the highest year so far.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €277k
Fixed assets
€32k▼ 25.2%
Current assets
€245k▲ 74.9%
Equity and liabilities €277k
Equity
€236k▲ 71.4%
Debt
€41k▼ 9.3%
The debt ratio falls from 24.7% to 14.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€136k▲
2025 · €124k
Cash flow
€109k▲
2025 · €99k
Solvency
85.2%▲
2025 · 75.3%
Current ratio
5.98▲
2025 · 3.10
Quick ratio
5.98▲
2025 · 3.10
Debt / equity
0.17▼
2025 · 0.33
ROE
41.7%▼
2025 · 64.0%
ROA
35.5%▼
2025 · 48.2%
Interest coverage
1741.30▼
2025 · 3175.93
Debt
€41k▼
2025 · €45k
Debt ≤ 1 year
€41k▼
2025 · €45k
Income taxes
€28k▲
2025 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€183k€277k▲
Fixed assets21/28€43k€32k▼
Tangible fixed assets22/27€43k€32k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€41k€31k▼
Current assets29/58€140k€245k▲
Amounts receivable within one year40/41€19k€20k▲
Trade receivables40€19k€20k▲
Current investments50/53€100k€0▼
Cash at bank and in hand54/58€18k€222k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€183k€277k▲
Equity10/15€138k€236k▲
Contributions10/11€3k€3k=
Reserves13€135k€233k▲
Distributable reserves133€135k€233k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€45k€41k▼
Amounts payable within one year42/48€45k€41k▼
Trade debts44-€10
Suppliers440/4-€10
Taxes, remuneration and social security45€34k€37k▲
Taxes450/3€34k€37k▲
Other amounts payable47/48€12k€4k▼
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k=
Other operating charges640/8€126€253▲
Gross operating margin9900€124k€137k▲
Operating profit (loss)9901€113k€125k▲
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B€39€78▲
Recurring financial charges65€39€78▲
Profit (loss) for the period before taxes9903€113k€127k▲
Income taxes67/77€25k€28k▲
Profit (loss) for the period9904€88k€98k▲
Profit (loss) for the period to be appropriated9905€88k€98k▲
Appropriation of the result
Profit (loss) to be appropriated9906€88k€98k▲
Transfer from equity791/2€2k€0▼
Transfer to equity691/2€88k€98k▲
To other reserves6921€88k€98k▲
Profit to be distributed694/7€2k€0▼
Return on contributions (dividend)694€2k€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
30-06
Financial
Highest result since 2024net €98k ▲11.6%
Operating result €125k, net result €98k, both a record.
30-06
Financial
Equity above €200kEq €236k ▲71.4%
3 profitable years in a row build equity to €236k.
14-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity triplescurrent ratio 3.10
Current ratio from 0.91 to 3.10.
30-06
Financial
Equity above €100kEq €138k ▲168%
2 profitable years in a row build equity to €138k.
02-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostrozebeke · 1 establishment unit since 2023
Ground area
474 m²
Building footprint
151 m²
Volume, LiDAR
930 m³
Parcel 37010E0306/00D005, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Creative Coding
since 20232.350.253.778
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37010E0306/00D005 | Flanders | 474 m² | 1 · 151 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,804 companies in sector 62100 we hold annual accounts for 8,745. 6,402 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-09-2023
Fiscal year end30-06
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
58290Other software publishing
62900Other information technology and computer services
63920Other information service activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.