EGGAL
ActiveSummary
EGGAL has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €237k and a net result of €81k. Equity is growing by ~36.6% per year across the filed fiscal years. Its solvency ranks better than 70% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+5
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 14.89 against 3.09 in 2024; short-term debt: 6.5% and cash: 82.3% of total assets), and 22.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.1%
Return on assets
26.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
29 d early
2024
22 d early
2023
31 d early
2022
2 d early
2021
14 d early
2020
19 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€237k▲ 52.2%
2024 · €155k
2020: €3k
2021: €43k
2022: €100k
2023: €166k
2024: €155k
2020 → 2025
Total assets
€307k▲ 38.2%
2024 · €222k
2020: €11k
2021: €50k
2022: €108k
2023: €183k
2024: €222k
2020 → 2025
Net result
€81k▼ 30.0%
2024 · €116k
2020: €895
2021: €40k
2022: €57k
2023: €66k
2024: €116k
2020 → 2025
Working capital
€275k▲ 98.2%
2024 · €139k
2020: €3k
2021: €6k
2022: €69k
2023: €144k
2024: €139k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€100k▲ 133%€166k▲ 66.4%€155k▼ 6.6%€237k▲ 52.2%
Operating result€56k-€81k▲ 45.0%€86k▲ 6.2%€152k▲ 77.6%€107k▼ 29.5%
Net result€40k-€57k▲ 42.6%€66k▲ 16.4%€116k▲ 74.5%€81k▼ 30.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €307k
Fixed assets
€12k ▼ 28.9%
Current assets
€295k ▲ 43.6%
Equity and liabilities €307k
Equity
€237k ▲ 52.2%
Provisions
€50k
Debt
€20k ▼ 70.2%
Debt's share of the balance-sheet total falls from 30.0% to 6.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€117k▼
2024 · €161k
Cash flow
€91k▼
2024 · €125k
Current ratio
14.89▲
2024 · 3.09
Debt to equity
0.08▼
2024 · 0.43
ROE
34.3%▼
2024 · 74.6%
ROA
26.5%▼
2024 · 52.3%
Interest coverage
561.94▼
2024 · 1167.27
Debt ≤ 1 year
€20k▼
2024 · €67k
Income taxes
€26k▼
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€222k€307k▲
Fixed assets21/28€17k€12k▼
Tangible fixed assets22/27€17k€12k▼
Furniture and vehicles24€17k€12k▼
Current assets29/58€205k€295k▲
Amounts receivable within one year40/41€57k€34k▼
Trade receivables40€47k€15k▼
Other amounts receivable41€10k€20k▲
Cash at bank and in hand54/58€146k€252k▲
Deferred charges and accrued income490/1€2k€8k▲
Equity and liabilities
Total equity and liabilities10/49€222k€307k▲
Equity10/15€155k€237k▲
Contributions10/11€2k€2k=
Reserves13€97k€97k=
Distributable reserves133€97k€97k=
Profit (loss) carried forward14€56k€138k▲
Provisions and deferred taxes16-€50k
Provisions for liabilities and charges160/5-€50k
Other liabilities and charges164/5-€50k
Amounts payable17/49€67k€20k▼
Amounts payable within one year42/48€67k€20k▼
Trade debts44€273€8k▲
Suppliers440/4€273€8k▲
Taxes, remuneration and social security45€6k€3k▼
Taxes450/3€6k€2k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€60k€8k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€10k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€50k
Other operating charges640/8€1k€1k▼
Gross operating margin9900€162k€168k▲
Operating profit (loss)9901€152k€107k▼
Financial income75/76B€243€153▼
Recurring financial income75€243€153▼
Financial charges65/66B€138€208▲
Recurring financial charges65€138€208▲
Profit (loss) for the period before taxes9903€152k€107k▼
Income taxes67/77€36k€26k▼
Profit (loss) for the period9904€116k€81k▼
Profit (loss) for the period to be appropriated9905€116k€81k▼
Appropriation of the result
Profit (loss) to be appropriated9906€183k€138k▼
Profit (loss) brought forward from the previous period14P€67k€56k▼
Profit to be distributed694/7€127k-
Return on contributions (dividend)694€127k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 5current ratio 14.89
Current ratio from 3.09 to 14.89; short-term debt falls from €67k to €20k.
31-12
Financial
Equity above €200kEq €237k ▲52.2%
6 profitable years in a row build equity to €237k.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €116k ▲74.5%
Operating result €152k, net result €116k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €166k ▲66.4%
4 profitable years in a row build equity to €166k.
29-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 5current ratio 9.84
Current ratio from 1.87 to 9.84.
17-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Habay · 1 establishment unit since 2020
Ground area
1,744 m²
Building footprint
168 m²
Volume, LiDAR
922 m³
Parcel 85015B0893/00W000, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EGGAL
since 20202.309.350.561
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85015B0893/00W000 | Wallonia | 1,744 m² | 1 · 168 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
25490063C9RZ8W6M9551
Similar companies · same sector, comparable size
DH Consultancy
BE 0890.636.479
Leuven · Eq €236,542
THE RIGHT MOVE
BE 0475.095.904
La Bruyère · Eq €236,522
OpsConsult
BE 0647.780.648
Oudsbergen · Eq €236,496
Creative Coding
BE 1000.511.448
Oostrozebeke · Eq €236,366
BOUMKE & CO
BE 0782.299.852
Brussel · Eq €236,765
Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 6,432 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-10-2020
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
01500Mixed farming
73110Advertising agencies
73200Market research and public opinion polling
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.