CREATION & DIFFUSION
ActiveSummary
The computed 12-month bankruptcy probability of CREATION & DIFFUSION is 11.4% (high). For CREATION & DIFFUSION, one filing cycle of the annual accounts is missing. The 2024 annual accounts show negative equity (-€21,821) and a net result of €11,336. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 5% of 15,474 sector peers (NACE 46, financial year 2024). The company has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Agents specialised in the wholesale of other particular products
NACE 46180
1 site
Size
€6,787total assets 2024
- Equity
- -€21,821
- Profit
- €11,336
Financial health
- Bankruptcy probabilitywithin 12 months
- 11.4%
2024 figures too old to score
Signalsraises riskFigures for financial year 2024 (filed 24-08-2025)1 financial year not filed after the legal deadline; latest accounts 206 days late; 3 of the last 3 late1 change of registered office in 24 monthsAnnual accounts not filedFiled more than 90 days latelowers riskFounded in 1997Show the evidence
Bankruptcy probability
No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Bankruptcy probability: High
Filing: One filing cycle is missing
Financial strength, FY 2024 · tick = 2023
Weak
Solvency
0=
equity -321.5% of total assets
Liquidity
1-49
short-term debt 421.5% · cash 0.5%
Profitability
100=
return on assets 167.0%
Bankruptcy probability, 12 months
11.4%
High
0%0.5%1.5%4%10%≥ 25%
About 1 in 9 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.9%
12-2024: 0.9%● unchanged vs 11-2024lowest value
01-2025: 0.9%● unchanged vs 12-2024
02-2025: 1.3%▲ +0.4 percentage points vs 01-2025
03-2025: 1.4%▲ +0.1 percentage points vs 02-2025
04-2025: 1.7%▲ +0.3 percentage points vs 03-2025
05-2025: 1.8%▲ +0.1 percentage points vs 04-2025
06-2025: 2.5%▲ +0.7 percentage points vs 05-2025
07-2025: 5.0%▲ +2.5 percentage points vs 06-2025
08-2025: 5.0%● unchanged vs 07-2025
09-2025: 2.0%▼ -3.0 percentage points vs 08-2025
10-2025: 1.8%▼ -0.2 percentage points vs 09-2025
11-2025: 1.8%● unchanged vs 10-2025
12-2025: 1.7%▼ -0.1 percentage points vs 11-2025
01-2026: 2.1%▲ +0.4 percentage points vs 12-2025
02-2026: 5.4%▲ +3.3 percentage points vs 01-2026
03-2026: 6.0%▲ +0.6 percentage points vs 02-2026
04-2026: 7.7%▲ +1.7 percentage points vs 03-2026
05-2026: 7.3%▼ -0.4 percentage points vs 04-2026
06-2026: 8.1%▲ +0.8 percentage points vs 05-2026
07-2026: 11.7%▲ +3.6 percentage points vs 06-2026
08-2026: 11.7%● unchanged vs 07-2026
09-2026: 12.1%▲ +0.4 percentage points vs 08-2026highest value
10-2026: 11.4%▼ -0.7 percentage points vs 09-2026
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 260 days later.
NBB · 10 filingsPosition against the passed deadline
30-06-2025 year end31-01-2026 deadline18-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 24-08-2025, 205 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
205 days late
2023
151 days late
2022
516 days late
2021
28 days late
2020
15 days early
2019
151 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 173 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (1)
- Resignation: DUPONT Etienne (manager)Appointment: DUPONT Etienne (director) ·…
- Annual accounts filedfinancial year 2024 · micro…
- Highest result from 2019 to 2024net €11,336 ▲103%
Financials · financial year 2024, micro format
2025 annual accounts not yet filed, deadline passed on 31 January 2026 Financial year closed on 30 June 2025; filing due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 18 October 2026.
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€11,336▲ 103%
2023 · €5,587
Working capital
-€21,985▲ 34.0%
2023 · -€33,321
Trend over the years
2020 to 2024, 5 financial years 2019 to 2024, 6 financial years
The operating result recovers in 2024; 2024 is 99% above 2023 and is the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€11,336
2024
Net result€11,336
2024
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€6,787
2024
Equity-€21,821
2024
Debt€28,608
2024
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital-€21,985
2024
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)167.0%
2024
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency-321.5%
2024
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio0.23
2024
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line201920202021202220232024
Operating result-€604-€6,123€1,217▼ 80.1%€10,788▲ 787%€5,684▼ 47.3%€11,336▲ 99.4%
Net result-€713-€6,008within the sector's middle half€1,148below the sector's middle half▼ 80.9%€10,687within the sector's middle half▲ 831%€5,587within the sector's middle half▼ 47.7%€11,336within the sector's middle half▲ 103%
Equity-€48,087--€42,079below the sector's middle half▲ 12.5%-€40,932below the sector's middle half▲ 2.7%-€30,244below the sector's middle half▲ 26.1%-€33,157below the sector's middle half▼ 9.6%-€21,821below the sector's middle half▲ 34.2%
Total assets€6,022-€11,105below the sector's middle half▲ 84.4%€6,768below the sector's middle half▼ 39.1%€13,448below the sector's middle half▲ 98.7%€991below the sector's middle half▼ 92.6%€6,787below the sector's middle half▲ 585%
Debt€54,109-€53,184▼ 1.7%€47,699▼ 10.3%€43,693▼ 8.4%€34,148▼ 21.8%€28,608▼ 16.2%
Working capital-€48,251--€42,243below the sector's middle half▲ 12.5%-€41,095below the sector's middle half▲ 2.7%-€30,408below the sector's middle half▲ 26.0%-€33,321below the sector's middle half▼ 9.6%-€21,985below the sector's middle half▲ 34.0%
Solvency-798.5%--378.9%below the sector's middle half▲ 419.6pp-604.8%below the sector's middle half▼ 225.9pp-224.9%below the sector's middle half▲ 379.9pp-321.5%below the sector's middle half
Current ratio0.11-0.21below the sector's middle half▲ 0.100.14below the sector's middle half▼ 0.070.30below the sector's middle half▲ 0.170.23below the sector's middle half
Return on assets (ROA)-11.8%-54.1%above the sector's middle half▲ 65.9pp17.0%above the sector's middle half▼ 37.1pp79.5%above the sector's middle half▲ 62.5pp167.0%above the sector's middle half
above
within
below
the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €6,787
Fixed assets
€164 =
Current assets
€6,623 ▲ 700%
Equity and liabilities
Equity-€21,821
Debt€28,608
Equity is negative: debt (€28,608) exceeds the balance-sheet total (€6,787).
Key figures and ratios
Quick ratio
0.13
Debt ≤ 1 year
€28,608▼
2023 · €34,148
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | - | - | - | €70 | - | - |
| Gross operating margin9900 | -€604 | €6,309 | €1,217 | €10,788 | €5,754 | €11,336 | ▲ 97.0% |
| Operating profit (loss)9901 | -€604 | €6,123 | €1,217 | €10,788 | €5,684 | €11,336 | ▲ 99.4% |
| Financial charges65/66B | - | - | - | €100 | €97 | - | - |
| Recurring financial charges65 | €110 | €116 | €69 | €100 | €97 | - | - |
| Profit (loss) for the period before taxes9903 | -€713 | €6,008 | €1,148 | €10,687 | €5,587 | €11,336 | ▲ 103% |
| Profit (loss) for the period9904 | -€713 | €6,008 | €1,148 | €10,687 | €5,587 | €11,336 | ▲ 103% |
| Profit (loss) for the period to be appropriated9905 | -€713 | €6,008 | €1,148 | €10,687 | €5,587 | €11,336 | ▲ 103% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €6,022 | €11,105 | €6,768 | €13,448 | €991 | €6,787 | ▲ 585% |
| Fixed assets21/28 | €164 | €164 | €164 | €164 | €164 | €164 | = |
| Financial fixed assets28 | €164 | €164 | €164 | €164 | €164 | €164 | = |
| Current assets29/58 | €5,858 | €10,941 | €6,604 | €13,285 | €827 | €6,623 | ▲ 700% |
| Stocks and contracts in progress3 | €3,750 | - | - | - | - | €2,992 | - |
| Stocks30/36 | - | - | - | - | - | €2,992 | - |
| Amounts receivable within one year40/41 | €737 | €8,393 | €5,429 | €13,248 | - | €3,594 | - |
| Trade receivables40 | - | - | - | €13,248 | - | €3,594 | - |
| Cash at bank and in hand54/58 | €1,371 | €2,548 | €1,175 | €37 | €827 | €37 | ▼ 95.6% |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €6,022 | €11,105 | €6,768 | €13,448 | €991 | €6,787 | ▲ 585% |
| Equity10/15 | -€48,087 | -€42,079 | -€40,932 | -€30,244 | -€33,157 | -€21,821 | ▲ 34.2% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Capital10 | - | - | - | €18,592 | €18,592 | €18,592 | = |
| Issued capital100 | - | - | - | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €1,530 | €1,530 | €1,530 | €1,530 | €1,530 | €1,530 | = |
| Non-distributable reserves130/1 | - | - | - | €1,530 | €1,530 | €1,530 | = |
| Legal reserve130 | - | - | - | €1,530 | €1,530 | €1,530 | = |
| Profit (loss) carried forward14 | -€68,209 | -€62,201 | -€61,053 | -€50,366 | -€53,279 | -€41,943 | ▲ 21.3% |
| Amounts payable17/49 | €54,109 | €53,184 | €47,699 | €43,693 | €34,148 | €28,608 | ▼ 16.2% |
| Amounts payable within one year42/48 | €54,109 | €53,184 | €47,699 | €43,693 | €34,148 | €28,608 | ▼ 16.2% |
| Trade debts44 | - | €1,023 | €722 | €562 | €1,234 | €792 | ▼ 35.8% |
| Suppliers440/4 | - | - | - | €562 | €1,234 | €792 | ▼ 35.8% |
| Advances received on contracts in progress46 | - | - | - | €363 | €363 | €363 | = |
| Taxes, remuneration and social security45 | - | - | - | €2,030 | €143 | €1,181 | ▲ 725% |
| Taxes450/3 | - | - | - | €2,030 | €143 | €1,181 | ▲ 725% |
| Other amounts payable47/48 | - | - | - | €40,737 | €32,408 | €26,272 | ▼ 18.9% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€713 | €6,008 | €1,148 | €10,687 | €5,587 | €11,336 | ▲ 103% |
| Operating cash flow (approximation) | -€713 | €6,008 | €1,148 | €10,687 | €5,587 | €11,336 | ▲ 103% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €1,177 | -€1,373 | -€1,138 | €790 | -€791 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 27 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-06-2024 | micro format | 24-08-2025 | 2025-00396246 |
| 30-06-2023 | micro format | 30-06-2024 | 2024-00184015 |
| 30-06-2022 | micro format | 30-06-2024 | 2024-00184013 |
| 30-06-2021 | full format | 28-02-2022 | 2022-06500289 |
| 30-06-2020 | full format | 16-01-2021 | 2021-01400586 |
| 30-06-2019 | full format | 30-06-2020 | 2020-26300475 |
| 30-06-2018 | full format | 01-12-2018 | 2018-73300222 |
| 30-06-2017 | full format | 06-12-2017 | 2017-71400596 |
| 30-06-2016 | full format | 27-02-2017 | 2017-05400527 |
| 30-06-2015 | full format | 29-02-2016 | 2016-05800174 |
Similar companies · same sector and region
ATMP BIO
BE 1016.479.232
Ottignies-Louvain-la-Neuve
CureVac Belgium
BE 0781.532.859
Ottignies-Louvain-la-Neuve
EXTRADE INTERNATIONAL
BE 0839.005.557
Ottignies-Louvain-la-Neuve
KAMEN
BE 0822.469.730
Ottignies-Louvain-la-Neuve
My Greek Villa
BE 0661.622.449
Ottignies-Louvain-la-Neuve
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 4,316 active companies whose main activity is agents specialised in the wholesale of other particular products (NACE 46180), figures are known for 1,885. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
1 director, last change in 2026
DUPONT Etienne
CurrentDirector (not named in the articles) · since 29-01-2026
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ.
See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
1 of this company's 2 Belgian Official Gazette deeds has not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.
Mandate history
1 person since 2026, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| DUPONT Etienne |
|
Owners and capital
Capital and shareholders
Capital over the years
- 29-01-2026 Converted to unavailable equity
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
History
Acts, filings and financial milestones
2026
29-01
Gazette deed
Resignation: DUPONT Etienne (manager)Appointment: DUPONT Etienne (director) · Registered-office move · Capital conversion11 facts ▸
Gazette deed
Resignation: DUPONT Etienne (manager)
Appointment: DUPONT Etienne (director) · Registered-office move · Capital conversion11 facts ▸
- General meeting, 27-11-2025
- Registered-office move, Ottignies-Louvain-la-Neuve (1348 Louvain-la-Neuve),Boucle des Métiers,4
- Other provision, “adaptation des statuts aux dispositions du Code des sociétés et des associations et maintien de la forme légale, société à responsabilité limitée” (deed in French)
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- Reserve release, “suppression, rendre ces fonds disponibles pour distribution” (deed in French)
- Amendment of the articles
- Capital
- Director resignation, DUPONT Etienne (manager)
- Director appointment, DUPONT Etienne (director (not named in the articles))
- Director discharge, DUPONT Etienne
- Power of attorney
2025
24-08
NBB filing
Annual accounts filed
financial year 2024 · micro format · 205 days late
2024
30-06
Financial
Highest result from 2019 to 2024net €11,336 ▲103%
Operating result €11,336, net result €11,336, both a record.
30-06
NBB filing
Annual accounts filed
financial year 2023 · micro format · 151 days late
30-06
NBB filing
Annual accounts filed
financial year 2022 · micro format · 516 days late
2022
28-02
NBB filing
Annual accounts filed
financial year 2021 · full format · 28 days late
2021
16-01
NBB filing
Annual accounts filed
financial year 2020 · full format
2020
30-06
Financial
Back to profitnet €6,008
Net result €6,008 after one loss-making year.
30-06
NBB filing
Annual accounts filed
financial year 2019 · full format · 151 days late
2018
01-12
NBB filing
Annual accounts filed
financial year 2018 · full format
2017
06-12
NBB filing
Annual accounts filed
financial year 2017 · full format
27-02
NBB filing
Annual accounts filed
financial year 2016 · full format · 27 days late
2016
29-02
NBB filing
Annual accounts filed
financial year 2015 · full format · 29 days late
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 27 annual accounts filed, the latest 10 are here; all 27 are under Financials.
1 of 2 deeds read
About the unread acts
Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Register details
Identification
Legal formPrivate limited company
Founded09-05-1997
Financial year end30-06
Abbreviation FR
C & D
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
77110Renting and leasing of cars and light motor vehicles
Contact
E-mail
creationetdiffusion@mac.comOttignies-Louvain-la-Neuve
Phone
+32475786264Ottignies-Louvain-la-Neuve
E-invoicing
Reachable via Peppol
Peppol ID
0208:0460619148
Also
9925:BE0460619148
Registered
27-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 18 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 1997
Ground area
275 m²
Building footprint
94 m²
Building volume
570 m³
Parcel 25386B0137/00M005, Wallonia · tallest building 9.0 m. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Boucle des Métiers 4, 1348 Ottignies-Louvain-la-Neuve
since 1997unit no. 2.082.725.897
1 parcel
Wallonia
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25386B0137/00M005 | Wallonia | 275 m² | 1 · 94 m² | 9.0 m · 2 |
How the parcels are linked
Good to know
The parcel matches the address exactly.
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- CREATION & DIFFUSION
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne, par simple décision de l'organe d'administration,établir ou supprimer sièges administratifs,agences,ateliers,dépôts et…” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “25, Rémunération des administrateurs” (deed in French)“21” (deed in French)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed
- Share issue ruleHow and by whom new shares can be issued.
- “Actions nouvelles à souscrire en numéraire avec droit de préférence, par courrier électronique,ou par courrier ordinaire même jour pour sans…” (deed in French)
- Membership ruleWho can become a member or partner, and on what terms.
- “15” (deed in French)“5:154, démission à charge patrimoine” (deed in French)“17, acte authentique avant fin chaque exercice à demande organe” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- 15 October at 20:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Assemblée générale délibérant comme en matière de modification des statuts” (deed in French)“Formes prévues pour modifications aux statuts, assemblée générale” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Dissolution pour quelque cause et à quelque moment, désigner un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments” (deed in French)“Clôture immédiate de la liquidation, unanimité voix présents ou représentés représentant moitié au moins actions émises” (deed in French)