Credit risk
Bankruptcy probability (12 mo)
Credit advice
verdict per amount and termTimeline
What happened to this company, by date
2 of 2 acts read2026
29-01-2026 State Gazette act Statutes amendment
v3.2
2025
24-08-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
30-06-2024 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
28-02-2022 NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
16-01-2021 NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
30-06-2020 NBB filing Annual accounts filed
fiscal year 2019 · full schema
06-03-2020 State Gazette act Registered-office change
v3.2
2018
01-12-2018 NBB filing Annual accounts filed
fiscal year 2018 · full schema
2017
06-12-2017 NBB filing Annual accounts filed
fiscal year 2017 · full schema
27-02-2017 NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
29-02-2016 NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financials
Equity€-22k
Total assets€7k
Net result€11k
Working capital€-22k
Turnover and EBIT margin not published: the micro schema does not require them.
Figures by fiscal year
fiscal year 2024 · micro schemaFigures by fiscal year and ratios
| Fiscal year | 2024 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | - |
| Net profit | €11k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €7k |
| Equity | €-22k |
| Debt | €29k |
| of which ≤ 1y | €29k |
| of which > 1y | - |
| Working capital | €-22k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.23 |
| Quick ratio | 0.13 |
| Working capital ratio | -323.9% |
| Solvency | -321.5% |
| Debt / equity | -1.31 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 167.0% |
| ROE | -51.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €7k |
| Fixed assets | 21/28 | €164 |
| Financial fixed assets | 28 | €164 |
| Current assets | 29/58 | €7k |
| Stocks & contracts in progress | 3 | €3k |
| Amounts receivable within one year | 40/41 | €4k |
| Cash & bank | 54/58 | €37 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €7k |
| Equity | 10/15 | €-22k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €2k |
| Accumulated profits (losses) | 14 | €-42k |
| Amounts payable | 17/49 | €29k |
| Amounts payable within one year | 42/48 | €29k |
| Trade debts payable within one year | 44 | €792 |
| Income statement | ||
| Gross operating margin | 9900 | €11k |
| Operating result | 9901 | €11k |
| Result before taxes | 9903 | €11k |
| Net result for the period | 9904 | €11k |
| Result to be appropriated | 9905 | €11k |
Signals
2 signals
Annual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record today, 216 days later. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.
Filed more than 90 days late
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 24-08-2025, 205 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
No strikeouts found in the KBO publications · how complete this is
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Filing history by fiscal year and how the deadline is computed
Annual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record today, 216 days later. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.
Filed more than 90 days late
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 24-08-2025, 205 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2024, that is 31-01-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-06-2025 | 31-01-2026 | nothing on record | not filed | - |
| 30-06-2024 | 31-01-2025 | 24-08-2025 | 205 d late | 2025-00396246 |
| 30-06-2023 | 31-01-2024 | 30-06-2024 | 151 d late | 2024-00184015 |
| 30-06-2022 | 31-01-2023 | 30-06-2024 | 516 d late | 2024-00184013 |
| 30-06-2021 | 31-01-2022 | 28-02-2022 | 28 d late | 2022-06500289 |
| 30-06-2020 | 31-01-2021 | 16-01-2021 | 15 d early | 2021-01400586 |
| 30-06-2019 | 31-01-2020 | 30-06-2020 | 151 d late | 2020-26300475 |
| 30-06-2018 | 31-01-2019 | 01-12-2018 | 61 d early | 2018-73300222 |
| 30-06-2017 | 31-01-2018 | 06-12-2017 | 56 d early | 2017-71400596 |
| 30-06-2016 | 31-01-2017 | 27-02-2017 | 27 d late | 2017-05400527 |
| 30-06-2015 | 31-01-2016 | 29-02-2016 | 29 d late | 2016-05800174 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Directors
1 director
Current directors & mandates
-
Current29-01-2026 → present
Locations & real estate
Registered office
Establishment units
1 locationBoucle des Métiers 4, 1348 Ottignies-Louvain-la-Neuve
since 19972.082.725.897
Parcels1
Ground area275 m²
Buildings1
Building footprint94 m²
Volume (LiDAR)570 m³
Tallest building9.0 m · ±2 fl.
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25386B0137/00M005 | Wallonia | 275 m² | 1 · 94 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar
Similar companies
Same sector and regionBE 1016.479.232 · Ottignies-Louvain-la-Neuve
BE 0781.532.859 · Ottignies-Louvain-la-Neuve
BE 0839.005.557 · Ottignies-Louvain-la-Neuve
BE 0822.469.730 · Ottignies-Louvain-la-Neuve
BE 0661.622.449 · Ottignies-Louvain-la-Neuve
How this selection is made
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 447 of the 4,436 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
45112Agents specialised in the wholesale of other particular products4618050102Retail sale of cars and light vans (up to 3.5 tonnes)47811Retail sale of motor vehicle parts and accessories47820501035030271100Renting and leasing of cars and light motor vehicles77110
Names & trade names
| AbbreviationFR | C & D |